{"id":14052,"date":"2025-05-20T12:27:26","date_gmt":"2025-05-20T04:27:26","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=14052"},"modified":"2025-05-20T14:58:08","modified_gmt":"2025-05-20T06:58:08","slug":"cigna-insurance-in-china","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/cigna-insurance-in-china.html","title":{"rendered":"Cigna Health Insurance in China for Expats: Plans and Coverage"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Expats in China can stay protected with Cigna\u2019s international health insurance plans, which offer flexible coverage, access to private healthcare, and a global network of providers. Whether you need basic medical protection or comprehensive benefits, Cigna has options tailored to your healthcare needs while living abroad.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cigna offers four main plans for expats in China: Silver, Gold, Platinum, and Close Care. Each plan includes varying levels of coverage, such as inpatient and outpatient care, cancer treatment, maternity services, and optional benefits like dental and vision. These plans ensure peace of mind for expats seeking reliable health insurance in China.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We will discuss the coverage and benefits that Cigna insurance offers for expats in China. We will also share considerations for expats when choosing their <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/international-health-insurance-expats-china\/\"><span style=\"font-weight: 400;\">health insurance plan in China<\/span><\/a><span style=\"font-weight: 400;\">. Keep reading to learn more!\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cigna is one of the <a href=\"https:\/\/www.pacificprime.com\/blog\/top-international-insurance-china.html\">best health insurance companies for expats. Discover more here<\/a>.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Cigna Health Plans for Expats Living in China<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-21610 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-street-with-shanghai-tower-and-tall-buildings-in-the-background.webp\" alt=\"Image of Shanghai City Street With Shanghai Tower And Tall Buildings In The Background with text overlay of &quot;Cigna Health Plans for Expats Living in China&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-street-with-shanghai-tower-and-tall-buildings-in-the-background.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-street-with-shanghai-tower-and-tall-buildings-in-the-background-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-street-with-shanghai-tower-and-tall-buildings-in-the-background-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-street-with-shanghai-tower-and-tall-buildings-in-the-background-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/shanghai-city-street-with-shanghai-tower-and-tall-buildings-in-the-background-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/insurers-and-partners\/insurer-cigna\/\"><span style=\"font-weight: 400;\">Cigna Global<\/span><\/a><span style=\"font-weight: 400;\"> offers international health insurance to expats in China through their Silver, Gold, Platinum, and Close Care health insurance plans. Each of these plans has differing levels of coverage and annual limits and is designed for a wide variety of healthcare needs and budgets.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With Cigna\u2019s international health insurance plans, expats can use private health facilities in the country and not have to pay the full bill out-of-pocket. This can be a great relief, as private healthcare can be costly.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Public healthcare is an option for expats in China, but the quality of care can be unpredictable. China offers public, free healthcare access to its citizens, permanent residents, and some eligible expats, but it will only grant them access to public healthcare facilities.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you\u2019d like access to private healthcare facilities with multilingual staff, shorter waiting times, and high-quality care, private expat health insurance through providers like Cigna is the right choice for you.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-25' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_1.jpg\" alt=\"Blog Banner China 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Why Expats Prefer Cigna Insurance in China<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Expatriates in China choose Cigna Global international health insurance plans due to their comprehensive coverage, a broad global network of 1.65 million hospitals, doctors, and clinics, and excellent customer service and support.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Comprehensive Coverage: <\/b><span style=\"font-weight: 400;\">Cigna\u2019s health insurance plans offer a wide array of benefits with high annual limits. With Cigna\u2019s different healthcare packages, expats have the ability to choose between plans to find the fit that works best for them.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Broad Global Network:<\/b><span style=\"font-weight: 400;\"> As the largest international insurance provider on the market today, Cigna has a vast global network that connects its policyholders to 1.65 million hospitals, doctors, and clinics.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Excellent Customer Service:<\/b><span style=\"font-weight: 400;\"> Cigna offers 24\/7 access to customer support through their customer care team. Their insurance experts can help you find access to medical care near you, as well as help you with any language barriers in your healthcare.\u00a0<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">What Cigna Covers for Expats in China\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Cigna offers comprehensive coverage through its international health insurance plans for expats in China with inpatient and outpatient services, medical evacuation, and vision and dental benefits.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Each of Cigna\u2019s health insurance plans <\/span><b>Silver, Gold, Platinum, <\/b><span style=\"font-weight: 400;\">and <\/span><b>Close Care<\/b><span style=\"font-weight: 400;\"> have unique coverage and annual limits, which we will explain in further detail below.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Cigna Silver Plan: Affordable Core Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Silver plan offers standard benefits of inpatient and daypatient coverage, full cancer care, and more. The geographical coverage of the plans can be purchased with USA coverage, or without USA coverage to save on premiums. The Silver plan has <\/span><b>an annual limit of USD $1,000,000<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The core benefits of the Silver plan are:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and daypatient coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full cancer care\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Newborn care coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private hospital rooms<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospital stays and treatments\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Some additional coverage that can be added to these plans are:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental and vision benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Evacuation and Crisis Assistance Plus&#x2122;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health and wellbeing services<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-75' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_China.png\" alt=\"Insurers recommendation blog banner China v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations for China\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"msh\" width=\"110\" height=\"110\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\"\n            alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Cigna Gold Plan: Enhanced Maternity and More<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Gold plan is a more comprehensive choice with inpatient maternity coverage added to its core benefits. The geographical coverage of the plans can be purchased with USA coverage, or without USA coverage to save on premiums. The Gold plan has <\/span><b>an annual limit of USD $2,000,000<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The core benefits of the Gold plan are:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and daypatient coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full cancer care\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient maternity services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private hospital rooms<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospital stays and treatments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Newborn care\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Some additional coverage that can be added to these plans are:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental and vision benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Evacuation and Crisis Assistance Plus&#x2122;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health and wellbeing services<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Cigna Platinum Plan: Unlimited Premium Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As the most comprehensive plan that Cigna offers, the <\/span><b>Platinum plan has an unlimited annual limit <\/b><span style=\"font-weight: 400;\">and offers mental and behavioral health care coverage paid in full. The geographical coverage of the plans can be purchased with USA coverage, or without USA coverage to save on premiums.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The core benefits of the Platinum plan are:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and daypatient coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full cancer care\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient maternity services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private hospital rooms<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospital stays and treatments\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mental and behavioral health care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Newborn care\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Some additional coverage that can be added to these plans are:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental and vision benefits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Evacuation and Crisis Assistance Plus&#x2122;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health and wellbeing services<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-27' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_3.jpg\" alt=\"Blog Banner China 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Cigna Close Care Plan: Local and Home Country Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Cigna Close Care plan was designed for members who need coverage in their country of residence and their country of nationality. This means this plan will cover expats in China and their home country. This plan offers essential healthcare coverage with an <\/span><b>annual limit of USD $500,000.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The core benefits of the Close Care plan are:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and daypatient coverage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Semi-private hospital room<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full cancer care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A condition limit of USD $250,000<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Some additional coverage that can be added to these plans are:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient and Wellness Care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental Care and Treatment<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Add-On Benefits with Cigna Expat Plans<\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-21611 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/visitors-walking-at-forbidden-city-in-beijing-during-daytime.webp\" alt=\"Image of Visitors Walking At Forbidden City In Beijing During Daytime with text overlay of &quot;Add-On Benefits with Cigna Expat Plans&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/visitors-walking-at-forbidden-city-in-beijing-during-daytime.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/visitors-walking-at-forbidden-city-in-beijing-during-daytime-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/visitors-walking-at-forbidden-city-in-beijing-during-daytime-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/visitors-walking-at-forbidden-city-in-beijing-during-daytime-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/visitors-walking-at-forbidden-city-in-beijing-during-daytime-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Additional benefits can be added to Cigna\u2019s international health insurance plans to further extend their coverage. The Silver, Gold, and Platinum plans offer more additional benefit options than the Close Care plan, which only allows Outpatient and Wellness Care and Dental Care and Treatment.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We will explain these additional benefits in further detail below:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Medical Evacuation and Crisis Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Cigna offers expats medical evacuation coverage and Crisis Assitance Plus&#x2122; as add-on benefits to their Silver, Gold, and Platinum plans.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A medical evacuation occurs when a person needs emergency transportation to another hospital for treatment due to an accident or severe illness. With medical evacuation coverage, you will have financial support for the cost of your transportation, compassionate visits, and global crisis services.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cigna offers Crisis Assistance Plus&#x2122;, which is a worldwide crisis assistance program that provides time-sensitive advice and crisis response if you have a travel or security risk when traveling. This can be helpful while traveling during a pandemic, natural disaster, or terrorist attack.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:16776960},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-28' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_4.jpg\" alt=\"Blog Banner China 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Wellness Support Services by Cigna<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Cigna offers expats health and wellbeing services as add-on benefits to their Silver, Gold, and Platinum plans. These services include valuable medical care through health screenings, exams, and a Life Management Assistance Program, and more.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Through its Life Management Assitance Program, Cigna offers its policyholders access to short-term counseling, nutrition and dietary advice, mindfulness coaching, and other emotional and physical support tools to help their policyholders live the healthiest lives they can.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Does Cigna Cover Pre-Existing Conditions?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Cigna may choose to cover some <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/pre-existing\/\"><span style=\"font-weight: 400;\">pre-existing conditions<\/span><\/a><span style=\"font-weight: 400;\"> with special exclusions. A pre-existing condition is a medical condition that you have been diagnosed with or received medical treatment for before you signed up for an international health insurance policy.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When applying for a plan, you will be prompted to fill out a medical questionnaire that will ask if you have any pre-existing conditions. After you submit your questionnaire, Cigna will determine whether they choose to cover your condition.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For more information about pre-existing conditions, ask our <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">insurance experts.<\/span><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">Tips for Choosing the Right Cigna Plan<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Some factors to consider when choosing a Cigna health insurance plan include your budget, any coverage limitations, and whether you\u2019ll need additional coverage to supplement your plan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By taking into account these considerations you\u2019ll be better able to find the right plan for you.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Your Budget:<\/b><span style=\"font-weight: 400;\"> If you don\u2019t have much to spend on a health insurance plan, you can choose a more basic plan such as the Silver or CloseCare option. These plans offer essential coverage but with lower limits. If you want more comprehensive care, you will need to pay more for the Gold or Platinum plan.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Coverage Limitations: <\/b><span style=\"font-weight: 400;\">Will you be needing a lot of medical care over the next year and need a high annual limit? If so, you will likely want to choose a plan with higher limits to allow for more coverage. The Platinum plan offers unlimited annual limits for its policyholders.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Additional Coverage: <\/b><span style=\"font-weight: 400;\">If you\u2019re looking for vision or dental care, you will want to purchase additional coverage when selecting your plan. Vision, dental, outpatient treatment, and other optional services do not come automatically with your plan.\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-60' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-china-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner China -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-china-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for China<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" class=\"bupa\" width=\"130\" height=\"130\" style=\"width: 50px; height: 50px;\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-msh.png\" alt=\"MSH\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>24\/7 Member Support<\/li>\n          <li>Vast Medical Network<\/li>\n          <li>Customizable Benefits<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton chirecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner China ends --><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Frequently Asked Questions:\u00a0<\/span><\/h2>\n<h3><span style=\"font-weight: 400;\">Does Cigna health insurance offer coverage in China?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Cigna offers international health insurance coverage in China through their Silver, Gold, Platinum, and CloseCare plans. Any of these health insurance plans will provide comprehensive coverage for expats and foreigners during their time in China.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Can foreigners buy health insurance in China?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Foreigners can buy health insurance in China from international health insurance providers. These private health insurance policies can grant them access to private healthcare facilities. Private facilities are typically better staffed than public facilities and offer shorter waiting times.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">How can I qualify for an insurance plan with Cigna Global?\u00a0<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Expats from any nationality can qualify for a Cigna Global international health insurance plan as long as they are 18 years old or above.\u00a0<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-29' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_5.jpg\" alt=\"Blog Banner China 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">With Cigna\u2019s multiple options of plans, expats in China can find the right health insurance plan for their needs and budget. Cigna international health insurance provides financial support and healthcare coverage for foreigners while abroad in China and wherever else their adventures take them.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ready to begin exploring quotes from Cigna? Perhaps you\u2019d like to compare other plans. However you\u2019d like to begin your journey in finding the right health insurance policy for you, the insurance experts at Pacific Prime are here to help!\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We offer free and unbiased advice to all our clients and utilize our over 20 years of experience in the insurance market to help you find the best insurance solution for your needs. Visit us online to chat with us or to use <\/span><a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one\/\"><span style=\"font-weight: 400;\">our free quote tool!<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Enjoyed this article? Check out our other blog articles with topics like <a href=\"https:\/\/www.pacificprime.com\/blog\/msh-international-expat-health-coverage-china.html\">MSH International Expat Health Coverage in China<\/a> and <a href=\"https:\/\/www.pacificprime.com\/blog\/parenthood-pediatric-care-china-expats.html\">Parenthood and Pediatric Care in China for Expats<\/a>!<\/span><\/p>\n<p><span data-sheets-root=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:14915,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:65280},&quot;9&quot;:0,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:255},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:8}\"><div class='code-block code-block-26' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_China_2.jpg\" alt=\"Blog Banner China 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Expats in China can stay protected with Cigna\u2019s international health insurance plans, which offer flexible coverage, access to private healthcare, and a global network of providers. Whether you need basic medical protection or comprehensive benefits, Cigna has options tailored to your healthcare needs while living abroad.\u00a0 Cigna offers four main plans for expats in China: &#8230;<\/p>\n","protected":false},"author":54,"featured_media":21609,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1713,570],"tags":[],"class_list":["post-14052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-expat-insurance","category-health"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cigna Expat Health Insurance Plans in China<\/title>\n<meta name=\"description\" content=\"Choose from 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