{"id":12854,"date":"2025-07-09T23:02:32","date_gmt":"2025-07-09T15:02:32","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=12854"},"modified":"2026-04-16T02:54:06","modified_gmt":"2026-04-15T18:54:06","slug":"international-health-insurance-overseas","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-overseas.html","title":{"rendered":"The Importance of International Health Insurance While Overseas"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Expats moving abroad should secure an international health insurance plan. It is required for some visas, and it is the best way to ensure you and your family have comprehensive, flexible coverage to protect your health and budget overseas.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you an expat preparing for a move abroad who is looking for insurance that will meet your visa requirements? Are you concerned that you find coverage abroad that will fit your health needs without breaking the budget?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> article, we elaborate on the importance of purchasing <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\"> for your time overseas, explain how getting insured helps when relocating to a new country, and guide you through the difference between international health insurance and <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/travel-insurance-and-short-term-health-insurance-for-expats\/\"><span style=\"font-weight: 400;\">travel insurance<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-72' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-72-new.css?v1.47' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-72-link CompareNowbutton\">\n        <div class=\"inserter-72-new\">\n            <h3>Start by Comparing <br>Insurance Plans Online<\/h3>\n            <div class=\"inserter-img-box\">\n                <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/desktop.png\" alt=\" \">\n            <\/div>\n            <div class=\"inserter-compare-box\">\n                <p>Browse and Compare 50,000+ <br>International Health Plans<\/p>\n                <button>Compare NOW<\/button>\n            <\/div>\n        <\/div>\n    <\/a><\/div>\n<\/span><\/p>\n<h2><b>Why Expats Should Purchase International Health Insurance<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-22772 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-skyscrapers-in-abu-dhabi.webp\" alt=\"Image of Panoramic View Of Skyscrapers In Abu Dhabi with text overlay of &quot;Why Expats Should Purchase International Health Insurance&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-skyscrapers-in-abu-dhabi.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-skyscrapers-in-abu-dhabi-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-skyscrapers-in-abu-dhabi-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-skyscrapers-in-abu-dhabi-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/panoramic-view-of-skyscrapers-in-abu-dhabi-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">International health insurance is essential for your relocation abroad because it ensures that you do not have expensive, unexpected medical costs in a new country. Some expats also need it\u00a0 for visa requirements and to comply with local laws.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are some reasons why international health insurance is important when you\u2019re overseas:<\/span><\/p>\n<h3><b>Reason 1: International Health Insurance May be Required by Law in the Country You\u2019re Moving To<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">It is very common for your country of residence to <\/span><b>require all residents, including expats, to have health insurance<\/b><span style=\"font-weight: 400;\">. To enter the country and remain a resident there, you may need to show proof of health insurance through a local or international insurer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s important to do your <\/span><a href=\"https:\/\/www.pacificprime.com\/country\/\"><span style=\"font-weight: 400;\">research on the country you\u2019re moving to<\/span><\/a><span style=\"font-weight: 400;\"> and check if they require you to have health insurance secured. Most countries will require an insurance policy to cover the duration of your stay, and many plans must meet certain coverage standards.<\/span><\/p>\n<p><a href=\"https:\/\/www.pacificprime.com\/country\/middle-east\/international-health-insurance-expats-dubai-uae\/\"><span style=\"font-weight: 400;\">Dubai, UAE<\/span><\/a><span style=\"font-weight: 400;\">, for example, requires all residents to meet their minimum requirements for medical insurance. There are <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html\"><span style=\"font-weight: 400;\">consequences if you don\u2019t follow Dubai\u2019s law<\/span><\/a><span style=\"font-weight: 400;\">, and similar consequences exist in other countries.<\/span><\/p>\n<h3><b>Reason 2: International Health Insurance Provides Financial Coverage for Quality Healthcare Services<\/b><\/h3>\n<p><b>Having financial coverage for healthcare services overseas can save expats a lot of money<\/b><span style=\"font-weight: 400;\">. The financial burden of paying for every medical expense can add up, which is why securing at minimum a basic health insurance plan can keep your budget afloat.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is perhaps the most important reason for individuals and families abroad to have international health insurance. Not only does it protect you from unexpected medical expenses, but you can also have top-quality medical services when you need it.<\/span><\/p>\n<h3><b>Reason 3: International Health Insurance Can Cover Critical Illness or Serious Medical Problems<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Out-of-pocket fees for a medical problem or illness can be staggering, which is why it\u2019s important to have health insurance when you\u2019re overseas. While some insurance may not cover <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/pre-existing\/\"><span style=\"font-weight: 400;\">pre-existing conditions<\/span><\/a><span style=\"font-weight: 400;\">, most international health insurance plans do, with plans covering benefits such as:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Specialist visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lab tests<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription medications<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency medical evacuation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Physical therapy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chiropractor sessions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Surgeries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">And more!<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Check with your insurance provider on what plans can cover your medical needs and what additional benefits you can have to ensure you are well protected while living abroad.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-7' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4628\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-04_updated-1.jpg\" alt=\"Health insurance quote banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><b>Reason 4: International Health Insurers Offer Extra Security For Expats<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Having health insurance established before moving overseas can grant expats extra security. <\/span><b>Your provider can be part of the community that you turn to in heightened moments of duress <\/b><span style=\"font-weight: 400;\">when medical services are needed. Without this support, it can be difficult to manage the local healthcare system.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Foreigners may not:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Be able to speak to local providers in their native language<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Know the emergency contact numbers for doctors and hospitals<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Be given the same <\/span><a href=\"https:\/\/www.pacificprime.co.th\/blog\/dual-pricing-at-thai-public-hospitals-and-the-implications-on-foreigners\/\"><span style=\"font-weight: 400;\">care or services offered to locals<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Understand the local process for paying medical bills<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Having a health insurance provider who can hold your hand in each of these situations can be a lifesaver as they teach you how to navigate your country-specific protocols and expectations.<\/span><\/p>\n<h3><b>Reason 5: International Health Insurance Can Cover <\/b><b><i>Your<\/i><\/b><b> Needs<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">International health insurance plans are designed for your lifestyle, whether you\u2019re moving abroad to <\/span><b>study<\/b><span style=\"font-weight: 400;\">, <\/span><b>work<\/b><span style=\"font-weight: 400;\">, <\/span><b>volunteer<\/b><span style=\"font-weight: 400;\">, <\/span><b>tour<\/b><span style=\"font-weight: 400;\">, or <\/span><b>retire<\/b><span style=\"font-weight: 400;\">. Select an insurance plan that caters to the reason you are moving abroad and how long you will be there.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Finding the right policy for your needs can make sure you are covered for the activities you will be exposed to without needing to pay for more than you need. <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">A broker like Pacific Prime<\/span><\/a><span style=\"font-weight: 400;\"> can assist you in finding the right policy for you.<\/span><\/p>\n<h3><b>Reason 6: U.S. Health Insurance Doesn\u2019t Cover Overseas<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Because<\/span><b> U.S. health insurance typically does not provide any coverage overseas<\/b><span style=\"font-weight: 400;\">, it is important for expats to secure a health plan designed for international living. In fact, the <\/span><a href=\"https:\/\/travel.state.gov\/content\/travel\/en\/international-travel\/before-you-go\/your-health-abroad\/insurance-providers-overseas.html#:~:text=The%20U.S,Health%20Abroad.\"><span style=\"font-weight: 400;\">U.S. government highly recommends it<\/span><\/a><span style=\"font-weight: 400;\">. Medicare also does not work overseas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">U.S. citizens moving overseas could choose from <\/span><a href=\"https:\/\/www.pacificprime.com\/insurance-plans\/global-health-insurance-plan\/\"><span style=\"font-weight: 400;\">global health insurance<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">international health insurance<\/span><\/a><span style=\"font-weight: 400;\">, or <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\"><span style=\"font-weight: 400;\">expat health insurance<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can read more about the specific limitations of <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/does-thailand-accept-us-medicare.html\"><span style=\"font-weight: 400;\">U.S. Medicare insurance abroad<\/span><\/a><span style=\"font-weight: 400;\"> in this blog post.<\/span><\/p>\n<h3><b>Reason 7: Expats Need Coverage for Preventive Care<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Health insurance covers both medical emergencies and preventive care, with the latter covering check ups and treatments. Having insurance coverage for these medical expenses can save you money from paying out-of-pocket for all your annual doctor visits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Outpatient services that can be covered by health insurance overseas include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Doctor and specialist consultations<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription medications<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Labs and testing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Outpatient treatments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Routine check-ups<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental and vision care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Therapies<\/span><\/li>\n<\/ul>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-3' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4632\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/SEO-Baner-Family.jpg\" alt=\"Family health insurance banner\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n<\/span><\/p>\n<h3><b>Reason 8: Some Visas Require Proof of Health Insurance<\/b><\/h3>\n<p><b>Some countries will not issue long-term visas to expats who don\u2019t have proof of local health insurance<\/b><span style=\"font-weight: 400;\">. If this is the case for the country you will be moving to, you will need to secure a health insurance policy that lasts for the duration you will be living there.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once you secure an insurance plan, you will have to submit a copy of your policy with your visa application. In some countries, expats are required by law to have health insurance before they apply for the visas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One such country that has this rule is Thailand, and you can read this blog post to learn more about the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/mandatory-health-insurance-for-expats-in-thailand.html\"><span style=\"font-weight: 400;\">mandatory health insurance for expats in Thailand<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><b>Reason 9: It\u2019s Best to Purchase Insurance While You\u2019re Still Healthy<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">It is wise to secure medical insurance before you have a serious health condition <\/span><b>because then the condition is much more likely to be covered by your insurance<\/b><span style=\"font-weight: 400;\">. Oftentimes, chronic health conditions that exist before your policy begins will either not be covered or have many exclusions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As a result of this, it is in expats\u2019 best interests to set up an international health insurance plan while they are still healthy.<\/span><\/p>\n<h3><b>Reason 10: Long Waiting Periods For Maternity Coverage<\/b><\/h3>\n<p><b>Maternity insurance for expats living overseas has an average waiting period of 10 to 24 months<\/b><span style=\"font-weight: 400;\">. This means that your pregnancy expenses will not have coverage until after you have been paying premiums for an insurance plan for the full duration of the waiting period.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is important for expats and travelers who think they may like to have a child in the future to secure a health insurance plan <\/span><b>one to two years prior to trying to get pregnant<\/b><span style=\"font-weight: 400;\">. If you <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/maternity\/#:~:text=Maternity%20Insurance%20Waiting,pregnancy%20is%20covered.\"><span style=\"font-weight: 400;\">become pregnant before the waiting period has ended<\/span><\/a><span style=\"font-weight: 400;\">, you will not have coverage until it has passed.<\/span><\/p>\n<h2><b>International Health Insurance vs. Travel Insurance<\/b><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-22773 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunny-day-view-of-london-skyline-with-thames-and-landmark-buildings.webp\" alt=\"Image of Sunny Day View Of London Skyline With Thames And Landmark Buildings with text overlay of &quot;International Health Insurance vs. Travel Insurance&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunny-day-view-of-london-skyline-with-thames-and-landmark-buildings.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunny-day-view-of-london-skyline-with-thames-and-landmark-buildings-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunny-day-view-of-london-skyline-with-thames-and-landmark-buildings-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunny-day-view-of-london-skyline-with-thames-and-landmark-buildings-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/sunny-day-view-of-london-skyline-with-thames-and-landmark-buildings-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p><b>International health insurance<\/b><span style=\"font-weight: 400;\"> is designed to cover inpatient and outpatient fees long-term, typically for a year or longer. <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/best-travel-insurance-in-thailand.html\"><b>Travel insurance<\/b><\/a><span style=\"font-weight: 400;\"> is designed to cover travel expenses and emergency medical fees only for short trips or trips less than a year in length.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you do not want to pay for benefits such as annual doctor visits and inpatient treatments not considered emergencies, you are probably looking for <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/short-term-health-insurance-plans\/\"><span style=\"font-weight: 400;\">short-term medical insurance<\/span><\/a><span style=\"font-weight: 400;\"> or <\/span><a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/travel-insurance-and-short-term-health-insurance-for-expats\/\"><span style=\"font-weight: 400;\">travel insurance<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Travel insurance is designed to cover unexpected travel complications such as <\/span><b>delayed transportation<\/b><span style=\"font-weight: 400;\">; <\/span><b>lost<\/b><span style=\"font-weight: 400;\">,<\/span><b> stolen<\/b><span style=\"font-weight: 400;\">,<\/span><b> or damaged<\/b> <b>luggage<\/b><span style=\"font-weight: 400;\">; <\/span><b>canceled or interrupted trips<\/b><span style=\"font-weight: 400;\">; <\/span><b>medical emergencies<\/b><span style=\"font-weight: 400;\">; and <\/span><b>medical evacuation and repatriation<\/b><span style=\"font-weight: 400;\">. Having travel insurance can save you a lot of money.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want to see a deep dive into the travel insurance plans offered by the <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/the-best-travel-insurance-companies.html\"><span style=\"font-weight: 400;\">5 best travel insurance companies<\/span><\/a><span style=\"font-weight: 400;\">, check these out:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/april-international-travel-insurance-the-best-travel-insurance.html\"><span style=\"font-weight: 400;\">April International<\/span><\/a><span style=\"font-weight: 400;\">: They insure travelers and expats in 180 different companies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/vumi-travel-vip-the-best-travel-insurance-plans.html\"><span style=\"font-weight: 400;\">Vumi Travel VIP<\/span><\/a><span style=\"font-weight: 400;\">: They insure travelers from across the globe, including the Americas, Europe, Middle East\/Asia, Africa, and Oceania.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/img-globehopper-the-best-travel-insurance-plans.html\"><span style=\"font-weight: 400;\">IMG GlobeHopper<\/span><\/a><span style=\"font-weight: 400;\">: They insure travelers all across Europe and worldwide with options to include or exclude the U.S. and Canada.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/geoblue-the-best-travel-insurance.html\"><span style=\"font-weight: 400;\">GeoBlue<\/span><\/a><span style=\"font-weight: 400;\">: They offer coverage across the globe and have the largest direct billing network of any travel insurance provider.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.pacificprime.com\/blog\/msh-international-the-best-travel-insurance.html\"><span style=\"font-weight: 400;\">MSH International<\/span><\/a><span style=\"font-weight: 400;\">: They offer travelers coverage worldwide with an option to include or exclude the United States.<\/span><\/li>\n<\/ul>\n<h2><b>Frequently Asked Questions<\/b><\/h2>\n<h3><b>What exactly is international health insurance?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">International health insurance refers to health insurance policies designed to provide medical coverage for those living outside their native country. These plans have partnerships with local health providers in your country of residence who agree to let the insurer cover your expenses.<\/span><\/p>\n<h3><b>Should I get international health insurance?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">International health insurance could save you thousands of dollars if a serious medical condition arises while abroad. Without insurance, you would pay out of pocket. If you are not sure about whether you need international health insurance, ask an insurance broker, like Pacific Prime.\u00a0<\/span><\/p>\n<h3><b>How does medical insurance work when you\u2019re overseas?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Individuals and families living overseas need to get a medical insurance plan designed to cover them outside their country of origin. This means getting an international health insurance plan that offers inpatient and outpatient benefits for expats. U.S. health insurance plans don\u2019t work overseas.<\/span><\/p>\n<p><span data-sheets-root=\"1\"><div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n<\/span><\/p>\n<h2><b>Relocating? Secure Your International Health Insurance Today!<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">International health insurance is crucial for expats who are relocating to a new country. Not only does it ensure medical protection, but it could also be required for your visa application.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ready to start your next chapter? Let our team at Pacific Prime take care of your insurance needs!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pacific Prime has 20+ years of experience in the insurance industry, and our expert team can provide you with advice on which insurance plans would best suit your needs and budget.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Feel free to <\/span><a href=\"https:\/\/www.pacificprime.com\/contact-us\/\"><span style=\"font-weight: 400;\">reach out<\/span><\/a><span style=\"font-weight: 400;\"> to our team and our insurance experts will get back to you shortly.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Further reading: <\/span><a href=\"https:\/\/www.pacificprime.com\/blog\/international-health-insurance-need-to-know-when-living-abroad.html\"><span style=\"font-weight: 400;\">Living Abroad? Here\u2019s What You Need to Know About Health Insurance<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Expats moving abroad should secure an international health insurance plan. It is required for some visas, and it is the best way to ensure you and your family have comprehensive, flexible coverage to protect your health and budget overseas.\u00a0 Are you an expat preparing for a move abroad who is looking for insurance that will &#8230;<\/p>\n","protected":false},"author":54,"featured_media":22771,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[570,217],"tags":[],"class_list":["post-12854","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health","category-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Importance of International Health Insurance While 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