{"id":11857,"date":"2026-05-11T23:26:49","date_gmt":"2026-05-11T15:26:49","guid":{"rendered":"https:\/\/www.pacificprime.com\/blog\/?p=11857"},"modified":"2026-05-11T10:53:33","modified_gmt":"2026-05-11T02:53:33","slug":"dubai-insurance-what-happens-if-you-dont-have-it","status":"publish","type":"post","link":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html","title":{"rendered":"Consequences of Living in Dubai Without Medical Insurance"},"content":{"rendered":"<p>Expats in Dubai without medical insurance can face serious consequences, including government fines, visa renewal problems, limited access to healthcare, and even deportation. The Dubai Health Insurance Law requires all residents, including expats and their dependents, to maintain valid health coverage at all times.<\/p>\n<p>Not having <a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\">medical insurance in Dubai<\/a> can lead to financial penalties starting from AED 500, challenges with renewing your residency visa, and legal action for unpaid medical expenses. The law is strictly enforced to ensure all residents maintain coverage and to protect the healthcare system from unpaid costs.<\/p>\n<div class='code-block code-block-73' style='margin: 8px 0; clear: both;'>\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/css\/compare-73-new.css?v1.67' type='text\/css' media='all'\/>\n<a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\" class=\"inserter-73-link CompareNowbutton\">\n  <div class=\"inserter-73-new\">\n    <div class=\"inserter-left-box\">\n        <h3>Kickstart Your Search for the Perfect Insurer<\/h3>        \n        <div class=\"inserter-compare-box\">\n            <p>Compare over <br>50,000 Plans <br>from Top Insurers<\/p>\n            <button >Compare NOW<\/button>\n        <\/div>\n    <\/div>\n    \n    \n    <div class=\"inserter-img-box\">\n        <img decoding=\"async\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/compare-box\/img\/mobile.png\" alt=\" \" class=\"banner-img-mobile\">            \n    <\/div>\n  <\/div>\n<\/a>\n\n<style>\n\n.inserter-73-new .inserter-img-box amp-img {right: -31%;}\n@media (max-width: 1199px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -20px;\n  }\n@media (max-width: 991px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    right: -10px;\n  }\n}\n@media (max-width: 768px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: auto;\n    width: 30%;\n  }\n}\n@media (max-width: 512px) {\n  .inserter-73-new .inserter-img-box amp-img {\n    height: 200px;\n  }\n}\n<\/style>\n\n<\/div>\n\n<h2>What Expats Risk Without Health Insurance in Dubai<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-21588 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-dubai-marina-with-skyscrapers-and-waterfront-buildings.webp\" alt=\"Image of Aerial View Of Dubai Marina With Skyscrapers And Waterfront Buildings with text overlay of &quot;What Expats Risk Without Health Insurance in Dubai&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-dubai-marina-with-skyscrapers-and-waterfront-buildings.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-dubai-marina-with-skyscrapers-and-waterfront-buildings-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-dubai-marina-with-skyscrapers-and-waterfront-buildings-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-dubai-marina-with-skyscrapers-and-waterfront-buildings-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/aerial-view-of-dubai-marina-with-skyscrapers-and-waterfront-buildings-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p>If expats don\u2019t have medical insurance in Dubai, they may face <strong>fines<\/strong>, <strong>legal complications<\/strong>, and <strong>possible deportation<\/strong>. This is because in 2013, the <a href=\"https:\/\/www.dha.gov.ae\/en\/AboutUs#:~:text=Dubai%20Health%20Authority%20(DHA)%20provides%20a%20quality%20healthcare%20system%20in%20Dubai%20by%20setting%20and%20ensuring%20policies%20and%20strategies%20for%20healthcare%20in%20public%20and%20private%20hospitals%20and%20clinics%20in%20Dubai.\" target=\"_blank\" rel=\"noopener\">Dubai Health Authority (DHA)<\/a> passed a <a href=\"https:\/\/medicalinsurance.ae\/wp-content\/uploads\/Health-Insurance-Law-English.pdf\" target=\"_blank\" rel=\"noopener\">health insurance law<\/a> that <strong>requires all Dubai residents, expats, and their dependents<\/strong> to<strong> have medical coverage<\/strong>.<\/p>\n<h3>Minimum Health Insurance Requirements in Dubai<\/h3>\n<p>The minimum coverage benefits that every compliant medical insurance plan in Dubai must meet are:<\/p>\n<ol>\n<li>An annual upper aggregate claims limit of at least AED 150,000 (about USD $40,800)<\/li>\n<li>Emergency medical treatment<\/li>\n<li>Inpatient care<\/li>\n<li>Outpatient care<\/li>\n<li>Maternity services, including inpatient, outpatient, and newborn care<\/li>\n<\/ol>\n<p><em>Go to Appendix A on page 11 of the Dubai Health Authority\u2019s brochure<\/em><a href=\"https:\/\/migrationpolicy.unescwa.org\/sites\/default\/files\/policies\/2014_UAE_Dubai_Health_Insurance_Law.pdf\" target=\"_blank\" rel=\"noopener\"> <em>Employer\u2019s Information Pack<\/em><\/a><em> to see the full details of the mandatory medical insurance in Dubai.<\/em><\/p>\n<p><strong>If you do not comply with this law and choose not to get medical insurance, you run the risk of acquiring:<\/strong><\/p>\n<ol>\n<li>Financial Fines<\/li>\n<li>Legal Complications<\/li>\n<li>Visa Renewal Issues<\/li>\n<li>Limited Medical Care Access<\/li>\n<li>Higher Medical Costs<\/li>\n<li>Negative Impact on Dependents: fines and poor healthcare<\/li>\n<li>Employer Penalties<\/li>\n<li>Damaged Reputation<\/li>\n<li>Deportation<\/li>\n<\/ol>\n<div class='code-block code-block-49' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_UAE_1.jpg\" alt=\"Blog Banner UAE 1\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n\n<h3>Health Insurance Fines and Penalties in Dubai<\/h3>\n<p>Expats, residents, and employers of Dubai who fail to comply with the Dubai Health Insurance Law will be fined <strong>AED 500 (about USD $136) per month<\/strong> up to <strong>AED 150,000 (about USD $40,838)<\/strong>. The amount violators are fined can be doubled if they commit the same violation within one year.<\/p>\n<p>The doubling of your fine <strong>cannot exceed AED 500,000 (about USD $136,128)<\/strong>, however.<\/p>\n<p>In addition to penalizing violators with fines, the Dubai Health Authority can also implement the following measures against violators of the law:<\/p>\n<ol>\n<li>Give them a warning<\/li>\n<li>Suspend them from practicing activities related to health insurance in the Emirate for up to 2 years (though not more than it)<\/li>\n<li>Cancel their license<\/li>\n<\/ol>\n<p><em>To read more about the fine penalties for not having medical insurance in Dubai, read Article 23 on page 12 of the<\/em><a href=\"https:\/\/medicalinsurance.ae\/wp-content\/uploads\/Health-Insurance-Law-English.pdf\" target=\"_blank\" rel=\"noopener\"> <em>Dubai Health Insurance Law No. 11 of 2013<\/em><\/a><em>.<\/em><\/p>\n<div class='code-block code-block-71' style='margin: 8px 0; clear: both;'>\n<!--<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-banner_V2_UAE.png\" alt=\"Insurers recommendation blog banner UAE v2\" width=\"1138\" height=\"493\" \/><\/button><\/p>-->\n\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner-v2.css?ver5.2' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-card-content-v2 ul {\n    margin-top: auto;\n    margin-bottom: auto;\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner UAE - v2 -->\n<div class=\"banner-insurers-container-v2\">\n  <h3 class=\"banner-insurers-title-v2\">\n      Our Top Insurance Recommendations for UAE\n  <\/h3>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\"\n            alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton uaerecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card-v2\">\n      <div class=\"banner-insurers-card-image-v2\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\"\n            src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-allianz.png\"\n            alt=\"Allianz\">\n      <\/div>\n      <div class=\"banner-insurers-card-content-v2\">\n        <ul class=\"allianz\">\n          <li>World-leading Health Insurance Provider for Expats<\/li>\n          <li>Quick and Efficient Claims Process<\/li>\n          <li>Maximum Plan benefits up <br>to USD 5,000,000<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button-v2 CompareNowbutton uaerecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog';\">\n          Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div><\/div>\n\n<h3>Legal Consequences of Being Uninsured in Dubai<\/h3>\n<p>Expats who don\u2019t have health insurance in Dubai may face legal complications, <strong>such as being sued by a healthcare provider<\/strong> if they have failed to pay your medical bills. Expats will also be responsible to pay the medical expenses of their uninsured dependents, which can become highly costly.<\/p>\n<h3>Visa Problems from Lack of Health Insurance<\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-21589 aligncenter\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-skyline-with-burj-khalifa-viewed-from-a-calm-beach-setting.webp\" alt=\"Image of Dubai Skyline With Burj Khalifa Viewed From A Calm Beach Setting with text overlay of &quot;Visa Problems from Lack of Health Insurance&quot;\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-skyline-with-burj-khalifa-viewed-from-a-calm-beach-setting.webp 1280w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-skyline-with-burj-khalifa-viewed-from-a-calm-beach-setting-300x169.webp 300w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-skyline-with-burj-khalifa-viewed-from-a-calm-beach-setting-600x338.webp 600w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-skyline-with-burj-khalifa-viewed-from-a-calm-beach-setting-768x432.webp 768w, https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-skyline-with-burj-khalifa-viewed-from-a-calm-beach-setting-150x84.webp 150w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p>Visas can only be issued and renewed for Dubai expats who provide evidence that they are in compliance with the medical insurance law. For an employment visa, you will need to demonstrate that your employer is providing you with sufficient medical coverage.<\/p>\n<p><strong>If you fail to meet this law, you will not be able to renew your visa.<\/strong> It is also possible your current visa may be canceled and you will need to leave Dubai.<\/p>\n<p><em>To read more about this, go to point 3.6 on page 4 and point 4.1 on page 5 of the Dubai Health Authority\u2019s brochure<\/em><a href=\"https:\/\/migrationpolicy.unescwa.org\/sites\/default\/files\/policies\/2014_UAE_Dubai_Health_Insurance_Law.pdf\" target=\"_blank\" rel=\"noopener\"> <em>Employer\u2019s Information Pack<\/em><\/a><em>.<\/em><\/p>\n<div class='code-block code-block-50' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_UAE_2.jpg\" alt=\"Blog Banner UAE 2\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n\n<h3>Access to Healthcare Without Insurance in Dubai<\/h3>\n<p>Digital nomads and expats living in Dubai may have limited medical care access because most medical providers require proof of health insurance before they will provide care. If you aren\u2019t able to show proof of medical insurance, you will have a difficult time finding a physician who will treat you.<\/p>\n<p>If you don\u2019t have care because you can\u2019t afford it, look into getting coverage through the<a href=\"https:\/\/www.pacificprime.ae\/blog\/guide-to-mandatory-health-insurance-in-dubai\/#:~:text=What%20is%20the%20Essential%20Benefits%20Plan%3F\" target=\"_blank\" rel=\"noopener\"> Essential Benefits Plan<\/a>.<\/p>\n<p><em>Read more about this at point 3.1.1 and 3.1.2. and 3.2 on page 3, as well 6.1 on page 7, of the Dubai Health Authority\u2019s brochure<\/em><a href=\"https:\/\/migrationpolicy.unescwa.org\/sites\/default\/files\/policies\/2014_UAE_Dubai_Health_Insurance_Law.pdf\" target=\"_blank\" rel=\"noopener\"> <em>Employer\u2019s Information Pack<\/em><\/a><em>.<\/em><\/p>\n<h3>High Out-of-Pocket Medical Expenses<\/h3>\n<p>Dubai residents and nationals, including expats, run the risk of incurring high medical costs if they don\u2019t get health insurance. According to <a href=\"https:\/\/www.pacificprime.com\/cost-of-health-insurance-2023\/\" target=\"_blank\" rel=\"noopener\">Pacific Prime\u2019s 2023 Cost of Health Insurance Report<\/a>, individual premiums around the world <strong>rose by an average of 12% in 2022<\/strong>.<\/p>\n<p>Premiums for family plans <strong>increased by an average of 14% in 2022<\/strong>. Healthcare costs a lot, especially with<a href=\"https:\/\/www.pacificprime.com\/cost-of-health-insurance-2023\/download\/?uid=1325886661\" target=\"_blank\" rel=\"noopener\"> medical inflation that plagues the entire world<\/a>. Having health insurance is critical when it comes to protecting yourself against rising medical fees that can break the budget.<\/p>\n<p>If you violate the law by not having health insurance, you will be responsible for paying out-of-pocket all medical fees for the services you or your uninsured dependents have received. This is stated in<a href=\"https:\/\/medicalinsurance.ae\/wp-content\/uploads\/Health-Insurance-Law-English.pdf\" target=\"_blank\" rel=\"noopener\"> Article 18 on page 11 of the Dubai Health Insurance Law No. 11<\/a>.<\/p>\n<div class='code-block code-block-51' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_UAE_3.jpg\" alt=\"Blog Banner UAE 3\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n\n<h3>How Lack of Insurance Affects Your Dependents<\/h3>\n<p>If expat dependents residing in Dubai are not insured, their sponsor can be fined <strong>no less than AED 500 (about USD $136)<\/strong> and <strong>no more than AED 150,000 (about USD $40,838)<\/strong>. This fine can be doubled. These are the same fines as those given to uninsured individuals. See above for more details.<\/p>\n<p>Even if employed expats are insured through their employer, if their employer chooses not to provide coverage for their dependents, the employed expat, as the dependent\u2019s legal sponsor for residing in Dubai, is required to provide coverage for them.<\/p>\n<p>A fine and a warning can be given to violators.<\/p>\n<p>In addition to this, expats who don\u2019t insure their dependents decrease their dependent\u2019s likelihood of getting the healthcare they need. This is due to the increased cost of paying out-of-pocket and the reality that many medical providers won\u2019t treat you if you\u2019re uninsured.<\/p>\n<p><em>Refer back to Limited Medical Care Access above.<\/em><\/p>\n<h3>Employer Responsibilities and Penalties<\/h3>\n<p>Employers in Dubai who fail to provide their employees with the minimum required healthcare coverage can incur fines of <strong>up to AED 150,000 (about USD $40,838)<\/strong> (see above). They may also be given a <strong>warning<\/strong>, be <strong>suspended<\/strong> from practicing anything related to health insurance, and <strong>lose their license<\/strong>.<\/p>\n<p>The Dubai Health Authority has the responsibility to<a href=\"https:\/\/medicalinsurance.ae\/wp-content\/uploads\/Health-Insurance-Law-English.pdf\" target=\"_blank\" rel=\"noopener\"> take necessary procedures<\/a> against any employer who refuses to comply with the law.<\/p>\n<h3>Reputation Risks for Uninsured Expats<\/h3>\n<p>Expats who fail to comply with the mandatory health insurance law in Dubai will damage their individual and business (if applicable) reputation. Your illegal activity will appear as irresponsible, negligent, and unreliable.<\/p>\n<h3>Can You Be Deported for No Health Insurance?<\/h3>\n<p><strong>Expats may be deported from Dubai in extreme situations<\/strong>. You may be deported because you have violated a local law, and you will no longer be able to renew your visa. Without a legal visa, you cannot remain within the country. Other deportation reasons are judicial and administrative.<\/p>\n<p>Foreign expats who have been deported<a href=\"https:\/\/u.ae\/en\/information-and-services\/justice-safety-and-the-law\/deportation-from-the-uae#:~:text=A%20foreigner%20who%20has%20been%20deported%20may%20not%20return%20to%20the%20country%20except%20with%20special%20permission%20from%20the%20director%20general%20of%20the%20Federal%20Authority%20for%20Identity%20and%20Citizenship\" target=\"_blank\" rel=\"noopener\"> cannot reenter the United Arab Emirates<\/a> unless granted permission by the director general of the Federal Authority for Identity and Citizenship.<\/p>\n<div class='code-block code-block-53' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_UAE_5.jpg\" alt=\"Blog Banner UAE 5\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n\n<h2>Frequently Asked Questions<\/h2>\n<h3>How much is a fine in Dubai for not having health insurance?<\/h3>\n<p>Fines in Dubai can be <strong>as little as AED 500 (about USD $136)<\/strong> and <strong>as much as AED 150,000 (about USD $40,838)<\/strong> for not having health insurance. This is because Dubai Health Insurance Law No. 11 of 2013 requires all Dubai residents and nationals to have a minimum health insurance plan.<\/p>\n<h3>Can I be deported from Dubai if I don\u2019t have health insurance?<\/h3>\n<p><strong>Foreigners and expats can be deported from Dubai if they don\u2019t have health insurance<\/strong> in accordance with the local law, though usually only in extreme cases. Dubai\u2019s deportation law states that if a foreigner commits a felony or other misdemeanor, they can be court-ordered to leave the country.<\/p>\n<h3>What happens if I don\u2019t have travel insurance in Dubai?<\/h3>\n<p>There is no law requiring travel insurance for tourists who enter Dubai, though it is always encouraged to get coverage so your belongings and flights are covered, as well as emergency medical bills in the event you get a serious illness or injury abroad.<\/p>\n<h3>How much health insurance do I need in Dubai?<\/h3>\n<p>The Dubai Health Insurance Law No. 11 of 2013 requires all residents and expats in Dubai to have <strong>at least a total annual coverage of AED 150,000 (about USD $40,800)<\/strong>. Minimum requirements also include emergency medical treatment, inpatient and outpatient care, and maternity services.<\/p>\n<div class='code-block code-block-74' style='margin: 8px 0; clear: both;'>\n<!-- Blog Banner Stylesheet Import -->\n<link rel='stylesheet' href='https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/css\/m-blog-banner.css?ver4.1' type='text\/css' media='all'\/>\n<style>\n@media (min-width: 1200px) {\n  div.banner-insurers-container {\n    background-image: url('https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner  \/img\/blog-banner-uae-bg.png');\n\n  }\n}\n<\/style>\n<!-- Blog Banner Stylesheet Import ends -->\n<!-- Blog Banner UAE -->\n<div class=\"banner-insurers-container\" style=\"background-image: url(https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/blog-banner-uae-bg-mobile.png);\n\">\n  <h3 class=\"banner-insurers-title\">\n      Our Top Insurance Recommendations <span>for UAE<\/span>\n  <\/h3>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-cigna.png\" alt=\"Cigna\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>Worldwide Coverage (excluding the US)<\/li>\n          <li>Access to Cigna's trusted global network of hospitals and doctors<\/li>\n          <li>4 Core Insurance Plans<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton uaerecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n  <a class=\"banner-insurers-link\" href=\"https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog\">\n    <div class=\"banner-insurers-card\">\n      <div class=\"banner-insurers-card-image\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"130\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/themes\/readable-child\/blog-banner\/img\/logo-allianz.png\" alt=\"Allianz\">\n      <\/div>\n      <div class=\"banner-insurers-card-content\">\n        <ul>\n          <li>World-leading Health Insurance Provider for Expats<\/li>\n          <li>Quick and Efficient Claims Process<\/li>\n          <li>Maximum Plan benefits up <br>to USD 5,000,000<\/li>\n        <\/ul>\n        <button class=\"banner-insurers-card-button CompareNowbutton uaerecbutton\" onclick=\"window.location.href='https:\/\/www.pacificprime.com\/compare-quotes\/step-one-name\/?campSource=PP-Blog&utm_campaign=Blog;\">\n        Get a Quote NOW\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/a>\n<\/div>\n<!-- Blog Banner UAE ends --><\/div>\n\n<h2>Conclusion<\/h2>\n<p>Expats who don\u2019t have medical insurance in Dubai may face costly fines, the inability to renew their residency or employment visa, employer penalties, limited access to medical care, and possible deportation.<\/p>\n<p>To protect yourself, Pacific Prime highly encourages you to follow the law and get <a href=\"https:\/\/www.pacificprime.com\/health-insurance-plans\/international-health-insurance-plan\/\" target=\"_blank\" rel=\"noopener\">international health insurance<\/a> coverage.<a href=\"https:\/\/www.pacificprime.com\/contact-us\/\" target=\"_blank\" rel=\"noopener\"> Contact us today<\/a> to get a quote from the<a href=\"https:\/\/www.pacificprime.com\/country\/middle-east\/international-health-insurance-expats-dubai-uae\/#:~:text=Best%20International%20Health%20Insurance%20Options%20in%20Dubai%20and%20the%20UAE%20for%20Expats\" target=\"_blank\" rel=\"noopener\"> top reputable insurers in Dubai<\/a> and to have all of your insurance questions answered by Dubai experts.<\/p>\n<p>You will also want to learn<a href=\"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-can-foreigners-get-health-insurance-dubai.html\" target=\"_blank\" rel=\"noopener\"> how foreigners can get health insurance in Dubai<\/a> and<a href=\"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-do-expats-need.html\" target=\"_blank\" rel=\"noopener\"> what insurance expats need in Dubai<\/a>.<\/p>\n<div class='code-block code-block-52' style='margin: 8px 0; clear: both;'>\n<p><button class=\"mo-modal-open\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-4633\" src=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/Blog-Banner_UAE_4.jpg\" alt=\"Blog Banner UAE 4\" width=\"1138\" height=\"493\" \/><\/button><\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Expats in Dubai without medical insurance can face serious consequences, including government fines, visa renewal problems, limited access to healthcare, and even deportation. The Dubai Health Insurance Law requires all residents, including expats and their dependents, to maintain valid health coverage at all times. Not having medical insurance in Dubai can lead to financial penalties &#8230;<\/p>\n","protected":false},"author":54,"featured_media":21591,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[570,217],"tags":[],"class_list":["post-11857","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health","category-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Happens If You Don&#039;t Have Medical Insurance In Dubai?<\/title>\n<meta name=\"description\" content=\"Failing to have medical insurance in Dubai can lead to fines, visa issues, limited care access, and even deportation. Learn the consequences and how to stay compliant.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Happens If You Don&#039;t Have Medical Insurance In Dubai?\" \/>\n<meta property=\"og:description\" content=\"Failing to have medical insurance in Dubai can lead to fines, visa issues, limited care access, and even deportation. Learn the consequences and how to stay compliant.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html\" \/>\n<meta property=\"og:site_name\" content=\"Pacific Prime&#039;s Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pacificprime\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-11T15:26:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-marina-skyline-with-high-rise-buildings-by-the-waterfront.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Serena Fung\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Serena Fung\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html\"},\"author\":{\"name\":\"Serena Fung\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/28ca51ef3d01177132923253f8b13623\"},\"headline\":\"Consequences of Living in Dubai Without Medical Insurance\",\"datePublished\":\"2026-05-11T15:26:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html\"},\"wordCount\":1509,\"commentCount\":2,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/dubai-marina-skyline-with-high-rise-buildings-by-the-waterfront.webp\",\"articleSection\":[\"Health\",\"Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html\",\"name\":\"What Happens If You Don't Have Medical Insurance In Dubai?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/dubai-marina-skyline-with-high-rise-buildings-by-the-waterfront.webp\",\"datePublished\":\"2026-05-11T15:26:49+00:00\",\"description\":\"Failing to have medical insurance in Dubai can lead to fines, visa issues, limited care access, and even deportation. Learn the consequences and how to stay compliant.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html#primaryimage\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/dubai-marina-skyline-with-high-rise-buildings-by-the-waterfront.webp\",\"contentUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/dubai-marina-skyline-with-high-rise-buildings-by-the-waterfront.webp\",\"width\":1280,\"height\":720,\"caption\":\"Image of Dubai Marina Skyline With High-rise Buildings By The Waterfront with text overlay of \\\"Consequences of Living in Dubai Without Medical Insurance\\\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/dubai-insurance-what-happens-if-you-dont-have-it.html#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Consequences of Living in Dubai Without Medical Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\",\"name\":\"Pacific Prime's Blog\",\"description\":\"The Lighter Side Of Health Insurance\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#organization\",\"name\":\"Pacific Prime\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/PP_logo-nonSlogan_blue-nonOutline.png\",\"contentUrl\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/wp-content\\\/uploads\\\/PP_logo-nonSlogan_blue-nonOutline.png\",\"width\":3314,\"height\":999,\"caption\":\"Pacific Prime\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pacificprime\",\"https:\\\/\\\/x.com\\\/ThePacificPrime\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/pacific-prime\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/#\\\/schema\\\/person\\\/28ca51ef3d01177132923253f8b13623\",\"name\":\"Serena Fung\",\"description\":\"Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog. Serena earned her Bachelor\u2019s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it\u2019s cognitive psychology!). Her previous work experience includes teaching toddlers to read, writing for a travel\\\/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/serena-fung-849902126\\\/\"],\"url\":\"https:\\\/\\\/www.pacificprime.com\\\/blog\\\/author\\\/serena\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Happens If You Don't Have Medical Insurance In Dubai?","description":"Failing to have medical insurance in Dubai can lead to fines, visa issues, limited care access, and even deportation. Learn the consequences and how to stay compliant.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html","og_locale":"en_US","og_type":"article","og_title":"What Happens If You Don't Have Medical Insurance In Dubai?","og_description":"Failing to have medical insurance in Dubai can lead to fines, visa issues, limited care access, and even deportation. Learn the consequences and how to stay compliant.","og_url":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html","og_site_name":"Pacific Prime&#039;s Blog","article_publisher":"https:\/\/www.facebook.com\/pacificprime","article_published_time":"2026-05-11T15:26:49+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-marina-skyline-with-high-rise-buildings-by-the-waterfront.webp","type":"image\/webp"}],"author":"Serena Fung","twitter_misc":{"Written by":"Serena Fung","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html#article","isPartOf":{"@id":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html"},"author":{"name":"Serena Fung","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/person\/28ca51ef3d01177132923253f8b13623"},"headline":"Consequences of Living in Dubai Without Medical Insurance","datePublished":"2026-05-11T15:26:49+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html"},"wordCount":1509,"commentCount":2,"publisher":{"@id":"https:\/\/www.pacificprime.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html#primaryimage"},"thumbnailUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-marina-skyline-with-high-rise-buildings-by-the-waterfront.webp","articleSection":["Health","Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html","url":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html","name":"What Happens If You Don't Have Medical Insurance In Dubai?","isPartOf":{"@id":"https:\/\/www.pacificprime.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html#primaryimage"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html#primaryimage"},"thumbnailUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-marina-skyline-with-high-rise-buildings-by-the-waterfront.webp","datePublished":"2026-05-11T15:26:49+00:00","description":"Failing to have medical insurance in Dubai can lead to fines, visa issues, limited care access, and even deportation. Learn the consequences and how to stay compliant.","breadcrumb":{"@id":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html#primaryimage","url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-marina-skyline-with-high-rise-buildings-by-the-waterfront.webp","contentUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/dubai-marina-skyline-with-high-rise-buildings-by-the-waterfront.webp","width":1280,"height":720,"caption":"Image of Dubai Marina Skyline With High-rise Buildings By The Waterfront with text overlay of \"Consequences of Living in Dubai Without Medical Insurance\""},{"@type":"BreadcrumbList","@id":"https:\/\/www.pacificprime.com\/blog\/dubai-insurance-what-happens-if-you-dont-have-it.html#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pacificprime.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Consequences of Living in Dubai Without Medical Insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.pacificprime.com\/blog\/#website","url":"https:\/\/www.pacificprime.com\/blog\/","name":"Pacific Prime's Blog","description":"The Lighter Side Of Health Insurance","publisher":{"@id":"https:\/\/www.pacificprime.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pacificprime.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.pacificprime.com\/blog\/#organization","name":"Pacific Prime","url":"https:\/\/www.pacificprime.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/PP_logo-nonSlogan_blue-nonOutline.png","contentUrl":"https:\/\/www.pacificprime.com\/blog\/wp-content\/uploads\/PP_logo-nonSlogan_blue-nonOutline.png","width":3314,"height":999,"caption":"Pacific Prime"},"image":{"@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pacificprime","https:\/\/x.com\/ThePacificPrime","https:\/\/www.linkedin.com\/company\/pacific-prime\/"]},{"@type":"Person","@id":"https:\/\/www.pacificprime.com\/blog\/#\/schema\/person\/28ca51ef3d01177132923253f8b13623","name":"Serena Fung","description":"Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog. Serena earned her Bachelor\u2019s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it\u2019s cognitive psychology!). Her previous work experience includes teaching toddlers to read, writing for a travel\/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.","sameAs":["https:\/\/www.linkedin.com\/in\/serena-fung-849902126\/"],"url":"https:\/\/www.pacificprime.com\/blog\/author\/serena"}]}},"_links":{"self":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/11857","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/comments?post=11857"}],"version-history":[{"count":16,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/11857\/revisions"}],"predecessor-version":[{"id":30372,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/posts\/11857\/revisions\/30372"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/media\/21591"}],"wp:attachment":[{"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/media?parent=11857"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/categories?post=11857"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pacificprime.com\/blog\/wp-json\/wp\/v2\/tags?post=11857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}