Schengen Visa Travel Insurance For Thai Travelers Going To Europe

Thailand residents and citizens who are going to travel to Europe are required to get a Schengen visa. One of the requirements for this visa is to acquire travel insurance that has coverage across all of the Schengen countries for the full duration of your trip.

It is popular to travel to Europe and to visit several countries in the Schengen Area while you’re there. To help alleviate the financial burden of foreign medical costs in Europe, the countries within the Schengen Area require anyone who applies for a Schengen visa to get travel medical insurance.

If you’ve never heard of these travel insurance requirements before, Pacific Prime has created this article for that very reason! We are insurance experts who help travelers acquire travel insurance and health insurance for all types of travel around the globe.

In this article, we’ll explain what the travel insurance requirements are for Thai travelers who want to enter Europe but first need to acquire a Schengen visa. We’ll also introduce you to four of the best travel insurance providers who offer plans that meet the Schengen rules.

We also have sections that explain more of the basics about Schengen visas and the Schengen Area if you’re unfamiliar with these terms.

After you’ve read this article, you’ll want to read our guide to finding the Best Travel Insurance in Thailand. It is our core article about our series dedicated to all things travel insurance and Thailand, and it will direct you to all our articles on the topic.

If you want to get in touch with us at Pacific Prime to have more of your questions answered, contact us today!

Travel Insurance Requirements For The Schengen Visa

Thai passport holders who want to travel in Europe must show proof of sufficient travel insurance to qualify for a Schengen visa. Proof of this insurance comes from obtaining a travel health insurance certificate that is valid in the entire Schengen Area for the full duration of the trip.

The travel insurance requirements for the Schengen visa for Thai citizens/residents are:

• Medical insurance with a minimum coverage of about USD $32,100 (THB ฿1,127,800)
• Medical coverage in all of the Schengen Area countries
• Medical coverage for all emergency medical treatments, evacuation for medical reasons, and repatriation from Europe back to Thailand

Some Schengen visa insurance plans cover COVID-19 related expenses, though you will want to ask your provider to verify.

Check out these tips to get cheap travel insurance before you purchase a plan.

Top Travel Insurance Providers For The Schengen Visa

Thailand citizens and residents should consider these top providers to secure travel insurance that meets the requirements for the Schengen visa: April International, VUMI, IMG, and Geoblue. Each has a variety of plans and levels of coverage you can customize.

Pacific Prime partners with each of these top travel insurance providers and is available to answer your questions as you compare their similarities, differences, and price ranges. As a third-party broker, we can offer you unbiased advice about each company so you can make an informed decision about which policy and provider is right for your needs.

After you’ve learned more about each below, send us a quick message, and we’ll promptly respond with an answer.

April International

April International’s Schengen Visa Insurance plan makes it easy for Thai travelers to get travel insurance coverage that meets the needs of the Schengen visa. Over 1,000 people a month choose to buy April’s Schengen Insurance.

This plan’s benefits are:

• Repatriation assistance
• Medical expenses up to about USD $32,100 (THB ฿1,127,800)
• Death assistance
• Contract change up to 3 times in case of a visa refusal
• Coverage valid in all countries of the Schengen Area
• An Insurance Certificate showing proof of Schengen travel insurance
• No upfront payments in case of hospitalization of over 24 hours

Get a free quote for the Schengen Insurance here. Click “buy online now,” and you can get a quote without needing to purchase anything.

VUMI VIP Travel Insurance For Schengen Visa

VUMI offers travelers from Thailand the Travel VIP plan that exceeds the needs of the Schengen visa. It provides comprehensive worldwide travel insurance that includes all of the countries in the Schengen Area.

VUMI’s Travel VIP plan includes the following benefits:

• Worldwide medical coverage
• Maximum health coverage up to about USD $5,000,000 for individuals up to the age of 70
• Emergency medical treatments and assistance for sickness and injury
• Emergency transportation
• Repatriation back to Thailand

This plan also includes many more benefits that will grant you peace of mind in Europe. Go here to get a free quote for this plan or any of VUMI’s other travel insurance plans. Click “buy online now,” and you can get a quote without needing to purchase anything. 

IMG Travel Insurance For Schengen Visa

IMG, or International Medical Group, has several plans that meet the travel insurance requirements of the Schengen visa. Thai passport holders may consider the 1TravelInsured Travel SE plan, iTravelInsured Travel Lite plan, Patriot International Platinum plan, or others.

The most popular plan for domestic and international tourism is iTravelInsured Travel SE. The general benefits of this plan are:

• Worldwide medical coverage, including all Schengen Area countries
• Medical coverage for accident and sickness up to about USD $250,000
• Medical evacuation
• Medical repatriation to Thailand

Go here to see the full benefits available to you and to get a free quote for an IMG plan. Click “buy online now,” and you can get a quote without needing to purchase anything. 

Geoblue Travel Insurance For Schengen Visa

Geoblue has three general travel insurance plans that can help Thai travelers meet the Schengen visa requirements. The plans are Voyager Choice for single trips, Trekker Choice for multiple trips a year, and the Xplorer Premier for long-term expatriates.

Each plan includes these basic coverages that meet the Schengen visa requirements:

• International coverage, including all Schengen Area countries
• The choice to get coverage up to USD $50,000, $100,000, $500,000, or $1,000,000
• Medical evacuation and repatriation
• Emergency medical treatment

Each plan also has a wide range of many more benefits that accompany these basic needs. To see all of the full benefits available to Thailand travelers from Geoblue, and to get a free quote, use this link to Geoblue quotes.

Click “buy online now,” and you can see the plan without purchasing anything. 

What Is A Schengen Visa?

A Schengen visa allows an individual to enter the Schengen Area. The Schengen Area is a visa-free zone in Europe that allows people to travel between their borders freely and without restriction. This area includes hundreds of airports and maritime ports, many land crossings, and 27 countries.

The 27 countries in the Schengen Area are:

1. Austria
2. Belgium
3. Czech Republic
4. Croatia
5. Denmark
6. Estonia
7. Finland
8. France
9. Germany
10. Greece
11. Hungary
12. Iceland
13. Italy
14. Latvia
15. Liechtenstein
16. Lithuania
17. Luxembourg
18. Malta
19. Netherlands
20. Norway
21. Poland
22. Portugal
23. Slovakia
24. Slovenia
25. Spain
26. Sweden
27. Switzerland

Travelers from Thailand who have a Thai passport are required to get a Schengen visa if they want to travel to any country in the Schengen Area.

Here is a list of all of the countries whose citizens are required to get a Schengen visa to enter any of the above countries listed as part of the Schengen Area:

1. Afghanistan
2. Algeria
3. Angola
4. Armenia
5. Azerbaijan
6. Bahrain
7. Bangladesh
8. Belarus
9. Belize
10. Benin
11. Bhutan
12. Bolivia
13. Botswana
14. Burkina Faso
15. Burundi
16. Cabo Verde
17. Cambodia
18. Cameroon
19. Central African Republic
20. Chad
21. China
22. Comoros
23. Cote D’ivoire
24. Cuba
25. Dem. Rep. Of Congo
26. Djibouti
27. Dominican Republic
28. Ecuador
29. Egypt
30. Equatorial Guinea
31. Eritrea
32. Eswatini
33. Ethiopia
34. Fiji
35. Gabon
36. Gambia
37. Ghana
38. Guinea-Bissau
39. Guyana
40. Haiti
41. India
42. Indonesia
43. Iran
44. Iraq
45. Jamaica
46. Jordan
47. Kazakhstan
48. Kenya
49. Kosovo
50. Kuwait
51. Kyrgyzstan
52. Laos
53. Lebanon
54. Lesotho
55. Liberia
56. Libya
57. Madagascar
58. Malawi
59. Maldives
60. Mali
61. Mauritania
62. Mongolia
63. Morocco
64. Mozambique
65. Myanmar
66. Namibia
67. Nepal
68. Niger
69. Nigeria
70. North Korea
71. Northern Mariana Islands
72. Oman
73. Pakistan
74. Palestine
75. Papua New Guinea
76. Philippines
77. Qatar
78. Republic of the Congo
79. Russia
80. Rwanda
81. Saudi Arabia
82. Senegal
83. Sierra Leone
84. Somalia
85. South Africa
86. South Sudan
87. Sri Lanka
88. Sudan
89. Suriname
90. Syria
91. São Tomé and Príncipe
92. Tajikistan
93. Tanzania
94. Thailand
95. Togo
96. Tonga
97. Tunisia
98. Turkmenistan
99. Türkiye
100. Uganda
101. Uzbekistan
102. Vanuatu
103. Vietnam
104. Yemen
105. Zambia
106. Zimbabwe

Thai Residents that Don’t Need a Schengen Visa to Enter Europe

Residents of Thailand do not need a Schengen visa to enter the Schengen Area if they are:

• Nationals of a Schengen country
• Nationals of a country that is not required to get a Schengen visa
• Thai citizens with dual citizenship in either a Schengen country or a country that is not required to get a Schengen visa

Travel insurance is only required for travelers in Europe who are applying for a Schengen visa, but it is still advisable for everyone to purchase travel insurance to cover their trip expenses and unforeseeable medical costs.

Frequently Asked Questions

Can I get a Schengen visa without buying travel insurance?

You cannot get a Schengen visa without buying sufficient travel insurance. The Schengen visa requires all applicants to have travel insurance for the full duration of their trip across every country in the Schengen Area. If you are traveling to Europe from Thailand, you must buy insurance.

Conclusion

Thai nationals who want to travel in Europe are required to get a Schengen visa, and in order to qualify, you are required to get sufficient travel insurance.

This travel insurance must cover you across the entire Schengen Area for the full duration of your trip. It must also provide necessary emergency medical coverage, repatriation coverage back to Thailand, and evacuation coverage. Your policy must have a minimum amount of about USD $32,100 (THB ฿1,127,800).

If you’re ready to purchase travel insurance now, you can go to this page with our best travel insurance providers. You can also get free quotes on the same page.

After covering over 1 million lives, Pacific Prime is experienced in helping travelers explore Europe safely with travel and health insurance. Getting the answers you seek is just a quick message away, and then we will respond promptly with well-seasoned advice.

Further Reading:

• Something else readers may be interested in learning is whether or not Thailand requires travel insurance from its visitors.

• Do you need to learn how to extend your Thailand visa?
• Here’s a guide to the Thailand Visa for US Citizens

• Author
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Serena Fung

Senior Content Creator at Pacific Prime

Serena Fung is a Senior Content Creator at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 2+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.

Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).

Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.

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