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Health Insurance Coverage In Bangkok

Many of Bangkok’s private hospitals have direct billing contracts with local and international insurance plans. Expats, tourists, and foreigners in Thailand can select an insurance plan that meets their needs for traveling or living abroad in Bangkok, Thailand. 

Are you traveling to Bangkok or planning to live there? Are you hoping to find out if you have coverage or how to find health insurance coverage in Bangkok? Keep reading to find out more information about finding the best health insurance plan for your needs in Thailand’s capital!

If you have a specific question about insurance plans for Bangkok, please reach out to an insurance expert at Pacific Prime today!

In this blog post, you’ll get information about what to expect for medical insurance coverage as a foreigner in Bangkok, Thailand. Find more information that matches your current healthcare needs while abroad:

  • Health Insurance Coverage for Expats in Bangkok

Living in or near Bangkok? Find out how to find health insurance coverage for foreigners living in Thailand. 

  • Health Insurance for Medical Tourists in Bangkok

Medical tourists are people traveling from outside of Thailand for medical procedures. Find out what kinds of coverage are available.

  • Health Insurance Coverage for Vacation Tourists in Bangkok

Planning your next vacation to Thailand? Find out how to have health insurance coverage through a travel insurance plan. 

You’ll also find out more information about insurance companies and plans accepted at the best private hospitals in Bangkok, Thailand.

  • Insurance Accepted at Bumrungrad International Hospital
  • Insurance Coverage at Bangkok International Hospital
  • Insurance Coverage at Samitivej Hospital

For a broader overview of health insurance in Thailand, check out this Pacific Prime article about Health Insurance in Thailand.

Health Insurance Coverage For Expats In Bangkok

Expats working in Bangkok usually have access to free point-of-care medical services in public hospitals through the social security scheme. Private health insurance plans grant expats more affordable access to private hospitals with shorter waits and fewer language barriers.

Bangkok is home to many high-quality international hospitals that offer top-notch medical procedures and care. These hospitals may also have direct billing contracts with medical insurance companies so you don’t have to wait for reimbursement. 

Towering Skyscraper: Bangkok, Thailand

Later, you can find out which companies have direct billing compatibility with some of the best private hospitals in Bangkok. 

If you want additional information for expats in Bangkok, read this article on the Cost of Living in Thailand.

Health Insurance Coverage For Medical Tourists In Bangkok

Most medical insurance companies do not cover international travel for intentional medical procedures. However, the quality, affordability, and shorter wait times at private hospitals in Bangkok bring many medical tourists to Thailand. You can check with your insurance company about coverage.

The reason health insurance policies would not cover someone traveling from their home country for a procedure in Thailand is that it would be too expensive to cover these procedures for the short duration of the policy.

There are insurance policies with coverage for complications of these procedures. The policy does not cover the procedure itself but would help cover the costs of unexpected complications resulting from the procedure.

Health Insurance Coverage For Tourists In Bangkok

Unfortunately, accidents can happen while on vacation to Bangkok. The good news is that there are many travel insurance plans to choose from that will provide coverage for tourists in Thailand.

Insurance Providers Accepted At Hospitals In Bangkok Thailand

For private hospitals in Thailand, most patients can receive medical services, pay for them at the time of service, and submit the claim to the health insurance company for reimbursement. Check with your insurance company about coverage. Sometimes the hospital can directly bill health insurance.

Although many insurance companies may offer services in both your home country and Thailand, you typically need an international plan for benefits to apply in Thailand.

Grand Palace: Bangkok, Thailand's Gem

Whether or not the hospital can directly bill your health insurance for services depends on your health insurance company and plan. If your health insurance provider and the hospital have an agreement, the hospital can send the bill directly to the insurance company.

We’ll offer information about the insurance providers with agreements with some of the best private hospitals in Bangkok, Thailand.

Insurance Accepted At Bumrungrad International Hospital In Bangkok

Bumrungrad International has direct billing contracts with many health insurance companies. You may still have coverage if you do not have an insurance plan from one of the insurance companies with a direct billing contract. However, you will have to pay the hospital first and seek reimbursement.

International Insurance Companies with Direct Billing Contracts at Bumrungrad International Hospital include the following (Plan dependent, check with the insurance company for details):

Pacific Prime makes it easy to compare free health insurance quotes from many of these insurance providers. 

If you would like more information about how to use Pacific Prime’s quote comparison tool for Thailand, you can see our blog post here.

For more information about different coverage selections, you can find helpful information in Pacific Prime’s article about International Health Insurance in Thailand.

Insurance Accepted At Bangkok International Hospital In Bangkok

To find out if your international health insurance plan has a direct billing agreement with Bangkok International Hospital, you can email the hospital at [email protected]. Callers local to Thailand may call +662-310-3101

You should check with the hospital about insurance coverage prior to receiving any treatments. You will need to pay for any uncovered expenses yourself at the time of service.

Insurance Accepted At Samitivej Hospital In Bangkok

Samitivej Hospital patients can send a picture of the front and back of their health insurance card and photo ID to [email protected]. One of their multilingual representatives will contact you with information about your health insurance coverage for your upcoming procedure.

Sunset At Wat Arun: Tallest Pagoda By Chaophraya River

Some patients will likely need to pay for the medical expenses up front and seek reimbursement from their health insurance company. However, other patients may have their health insurance billed directly by the hospital.

Here are insurance companies with direct billing agreements with Samitivej Hospital in Thailand:

The great news is that many of these insurance companies are partnered with Pacific Prime. That means you can quickly and easily compare free quotes for health insurance plans in Thailand.

Frequently Asked Questions

Will US Medicare cover me in Bangkok?

Americans cannot use Medicare coverage in Bangkok or anywhere else abroad. Medicare coverage only applies in the United States and its territories. There are no exceptions that apply to Bangkok or Thailand.

Can foreigners get health insurance in Bangkok? 

Tourists and expats in Bangkok may get international health insurance plans from international companies or local health insurance companies in Thailand. Tourists will benefit the most from a travel insurance plan with medical coverage.

How much does health insurance cost in Bangkok?

The best way to find out how much health insurance will cost in Bangkok is to use a free health insurance quote tool. This allows you to select the timeframe, people needing coverage, and coverage elections. You can adjust filters until you find the plan that suits you best.

What health insurance is accepted in Bangkok?

There are many international health insurance companies with direct billing contracts with hospitals in Bangkok, Thailand. GeoBlue, Bupa, Aetna, Cigna, and IMG are just a handful of many. You can compare free quotes for health insurance in Thailand to find the best plan and provider for your needs.

Do hospitals in Thailand accept BlueCross Blue Shield?

Many private hospitals in Thailand have direct billing contracts with Blue Cross Blue Shield. The provider may be listed as GeoBlue on the hospital’s webpage of insurance agreements. Both Bumrungrad International Hospital and Samitivej hospitals work with GeoBlue. 


There are health insurance plans for all kinds of expats and tourists. Whether you’re traveling to Thailand for a vacation or moving to Bangkok for work or retirement, find health insurance coverage that meets your needs. 

If you have specific questions about getting health insurance in Bangkok, receive an answer from one of Pacific Prime’s experts by completing the contact form.

Did you know? Bangkok was one of the best places for expats to live in Thailand. Find out more by reading the Best Places to Live in Thailand for Expats!  You’ll also find Chiang Mai on the list of best places for expats. We’ve got an article with tips for coverage in Chiang Mai too!

Senior Content Creator at Pacific Prime
Serena Fung is a Senior Content Creator at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 2+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.

Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).

Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
Serena Fung
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