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International health insurance FAQ
Does health insurance cover vaccinations?
Vaccination benefit is usually an optional benefit and refers to all basic immunizations and booster injections required under regulation of the country in which treatment is being given. Generally, medically necessary travel vaccinations are included as well, however this can vary from one insurer to another.
What's the difference: individual vs group health insurance?
An individual health insurance plan is one that a person buys for themselves or for their family. A group health insurance plan is bought by a company for their employees, or by a club or society for their members. Both forms of health insurance are designed to offer medical benefits when the insured need them, however there are some key differences between them. Find out more here.
Do you provide travel health insurance for persons applying for the schengen visa?
We at Pacific Prime can offer travel health insurance for persons that are applying for the Schengen visa. We also know what the different requirements are for the Schengen Visa, and we can assist you on finding the plan that will comply to these requirements.
Can you offer group coverage on a Short term basis in Canada?
Hi Winnie, yes we can offer short term coverage for the exact days that the group requires. Unlike, annual medical insurance, short term insurance or essentially travel insurance is unique in the fact that you can purchase the exact period from 5 days - 1 year as required.
I have the Chinese nationality and I will be moving to but Taiwan. In unknown future I might return to China. Do you have any plans who would cover me?
Hi, thank you very much for your message. Pacific Prime has a broad selection of expatriate plans with international medical coverage in China and Taiwan. Several of the insurance companies we work with have great solutions for what we call “local nationals” like yourself.
What is covered by International Health Insurance?
International health insurance plans offered by Pacific Prime are designed to provide comprehensive medical protection to expatriates throughout the world. Policies we can provide are able to afford you a range of medical coverage benefits, and in many cases we can tailor the plan coverage to meet your specific healthcare needs.
Can you provide maternity insurance to expats in the Philippines?
Pacific Prime can provide a range of international maternity health insurance options to expatriates located around the world, including the Philippines. Policies we can offer will typically be guaranteed renewable for life, globally portable, and can afford you with high quality medical protection on a worldwide basis.
Do you offer group health plans for Oil and Gas Companies?
Pacific Prime offer a range of group plans for companies ranging from various industries, located in any country worldwide. Pacific Prime can offer group health plans that are specially designed for industries including Oil and Gas, International Schools, and Maritime. These industry specific health plans are underwritten by Bupa Asia, one of the leading international health insurance providers across the globe.
Bupa Asia's Oil and Gas Health Insurance Plans are available to companies with 3 or more employees. Members on this plan must work on oil rigs and be employed by an oil and gas company. There are three levels of medical coverage available on Bupa Asia's Oil and Gas Health Insurance Plan. All three plans offer worldwide coverage including the USA, 24 hour access to a medical emergency service hotline, comprehensive hospital and cancer treatment cover, plus other member benefits.
Can I get group health insurance with a pre existing condition?
Pacific Prime can offer a number of options with regards to group health insurance coverage. One of the major benefits of this type of policy is the availability of a Medical History Disregarded benefit for groups comprised of 20 or more members. A Medical History Disregarded (MHD) Benefit will allow for the coverage of all pre-existing conditions present within the group.
Can you offer Dubai Group Health Insurance?
Pacific Prime can offer health insurance plans to companies located worldwide, including the United Arab Emirates. Pacific Prime specializes in offering international health insurance plans and can provide UAE health insurance policies to companies working in the region.
Selecting a health insurance plan for your employees is highly important. Pacific Prime offers a large range of Dubai health insurance plans which will afford your group with high levels of medical coverage and extensive member benefits - a strong incentive when recruiting sought out employees.
There are various types of company health insurance plans that Pacific Prime can offer. We can assist you in finding the right health insurance plans to suit your company's needs.
The cost of your premium will be influenced by the number of members on your plan and the level of medical coverage and benefits you select. Pacific Prime can assist you with your selection and provide you with a personalized quote to suit your company's needs.
Can you offer Bupa Asia health insurance policies?
Pacific Prime is able to offer a range of international health insurance options from Bupa. Bupa has an extended portfolio of comprehensive policies from which you can choose; there are international health insurance plans that are designed for expatriates overseas, and local Bupa medical insurance policies for individuals, families, and groups living their home country.
Bupa is known widely for the company’s ability to provide high levels of global health insurance coverage. Bupa offers a range of basic “core” policies which provide in-patient cover, but also allow the policyholder the option to add on additional coverage benefits such as outpatient, maternity, and dental treatment. This allows policy holders to find a plan that suits their individual needs without having to sacrifice the quality of their coverage.
Do you recommend malaria vaccinations for traveling to China?
There are some areas in China that are considered to present a high risk of malaria. Urban city areas are normally considered malaria free, whereas areas closer to flood plains and rivers have an increased risk.
Vaccinations against Malaria are not generally recommended for those visiting urban populated areas in China. However saying this, anti-malaria vaccinations are recommended for 'long stay' visitors to Hangzhou and other areas in China. As such, a malaria vaccination would be suitable for your travel group to China reduce the risk of malaria. While Malaria vaccinations are not needed by every visitor in the country, travelers who intend on staying China for more than three months should consult with a medical professional prior to departing on their journey to asses the need for such preventative healthcare measures.
What is the meaning of country of residence?
This is a key piece of information requested by insurance application forms. The term 'country of residence' refers to the country in which you currently reside, at the time you process your application for coverage. 'Country of residence' is different from nationality in that you don't need to have citizenship in your country of residence. Click here for a more detailed explanation of this term as it pertains to insurance applications.
Can you offer Hong Kong and China Health Insurance?
Pacific Prime can offer a number of comprehensive international health insurance options which will provide medical coverage in both Hong Kong and China. China health insurance policies which we work with are available from more than 60 of the world’s leading insurance companies, and will afford you the highest levels of protection while you are overseas.
Can you offer maternity insurance in Finland?
Pacific Prime can offer comprehensive maternity insurance options to expatriates located in Finland. Plans which we provide are able to afford you superior levels of medical protection for the duration of your studies in Helsinki, and are often globally portable ensuring continuing coverage in the event that you return to South Korea.
Can you provide cover in the UAE and Kazakhstan?
Pacific Prime can provide international health insurance plans to expatriates around the globe. Policies we work with will cover you on a worldwide basis, providing you with the protection you need in both Kazakhstan and the UAE, and will give you the freedom to choose where you receive your medical treatment with any doctor or hospital in the world.
Can I cover my child in the Philippines if I currently live in the USA?
Pacific Prime can offer comprehensive international health insurance plans which will provide coverage on an international basis. This means that we are able to offer plans which would afford your child the coverage they need while in the Philippines, but would also cover you for the duration of your stay in the United States of America.
Do you offer group health insurance coverage in Nigeria?
Pacific Prime can offer comprehensive group health insurance options to companies and groups located in Nigeria. Plans which we work with are globally portable, and will normally allow you the freedom of choice to seek medical treatment with any doctor or hospital in the world.
Cual es el procedimiento para comprar un seguro medico internacional o estudiantil?
Si usted estará estudiando o viajando fuera de su país, es importante considerar un seguro internacional que la cubrirá para emergencias y tratamientos ambulatorios en este caso. Nuestra compañía tiene un procedimiento bien claro y eficiente para asegurar que estará cubierta cuando lo necesite. Normalmente al contactarnos le enviaremos una gama de cotizaciones de cerca de 6 o 7 de estas compañías. Esta cotización será una descripción de cuál está hacia fuera allí, y las opciones pueden ser modificadas para adaptarse a sus necesidades personales. Al seleccionar el plan que más le conviene, le mandaremos los documentos y formularios para llenar. De allí nosotros mandaremos la aplicación completa al asegurador en su nombre. El proceso para confirmar la cobertura toma entre 5-7 días laborales, y el paquete junto con la tarjeta de seguro será mandado dos semanas después de eso.
Do you offer plans from AXA MinMetals?
Pacific Prime can provide a range of Chinese health insurance, and international health insurance plans from AXA-MinMetals.
Do You Offer Plans from Nordic Health Care?
Pacific Prime can provide a range of international health insurance options from the insurance provider Nordic Health Care. In addition to the plans we offer from Nordic, we also offer policies from 60 other leading international insurance companies, giving you the widest range of health insurance options currently available anywhere in the world.
Do you offer retiree health insurance in Canada?
Pacific Prime works with a number of international health insurance plans which will comprehensively cover expatriates within the Philippines and Canada. Policies we work with are available from more than 60 of the world’s leading insurance companies, and will typically offer you worldwide protection; giving you the assurance that no matter where in the world you may be, your health is in safe hands.
Do you offer Group Health Insurance in Bali?
Pacific Prime can offer comprehensive group health insurance options to organizations and companies around the world, including the Philippines. International health insurance plans for groups which we work with can extend a number of attractive benefits with which to cover members of your organization and are available from more than 60 of the world’s leading insurance companies.
Can Individuals over the age of 65 obtain health insurance in Uruguay?
At present Pacific Prime is unaware of any specific legislative requirements passed by the Uruguayan government which would prevent expatriate individuals over the age of 65, currently located in Uruguay, from obtaining health insurance coverage within the country.
Can i get Expatriate Dubai Health Insurance?
Expatriates in Dubai, the GCC, and Middle East in general are able to obtain a range of comprehensive international health insurance options from Pacific Prime. Plans that we work with are typically globally portable in addition to being guaranteed renewable for life.
Can You Provide Short Term Travel Health Insurance?
Pacific Prime offers a high quality international Travel health insurance plan from IHI-BUPA. This plan is available direct for purchase on this website under the Travel Health Insurance section. With the IHI-BUPA Travel Health insurance plan you are able to choose between an annual plan which will cover all trips made in a year up to one month per trip, or a Single Trip plan which covers one journey up to 12 months in duration.
Do You Offer Cameroon Health Insurance?
Pacific Prime can afford expatriates a range of options for Cameroon Health Insurance coverage. Policies we work with can provide a number of coverage benefits which will ensure you are medically protected while overseas. Additionally, we offer a number of options for plans that provide Disability Income and Critical Illness protection, ensuring that in the event of a loss of income due to an accident or illness you will still be able to manage day-to-day costs of living.
Do you offer health insurance to meet requirements for a Norway visa?
Pacific Prime are highly experienced in providing health insurance plans to individuals living and traveling overseas, including Norway.
To apply for a Norwegian Visa, applicants are typically asked to obtain health insurance that covers the entire duration of the journey, covers medical expenses of at least EUROS 30,000, and is valid in all countries worldwide. Pacific Prime can offer health insurance plans that will meet these specific requirements; our health insurance plans are comprehensive, offering a high level of medical coverage that can be used in any country of the world.
There are two types of health insurance that will suit the needs of an individual moving overseas to Norway: a travel health insurance plan or an international health insurance plan. Travel health insurance is typically offered to travelers planning a journey from 1 day up to 12 months. If the trip to Norway is going to extend longer than a period of 12 months, an international health insurance plan would probably be a better option. Needless to say, both health insurance options will provide extensive coverage and will meet the requirements for a Norway Visa.
Do you offer international health insurance that can provide cover in Zambia?
Pacific Prime can offer you a wide variety of different international health insurance policies that can provide you with the worldwide coverage you need. Our policies will generally offer you the choice of picking what doctor you visit, wherever you are in the world.
Can I get a Group Health Insurance Plan for my company?
Pacific Prime are able to offer group health insurance for small businesses to large companies. Our insurance advisors can discuss with you your company's needs and provide you with health insurance quotes from a number of leading, reputable companies that are on our panel.
At Pacific Prime we offer a range of group health insurance plans for companies located in all areas of the world. Our large panel of insurers are able to provide members with a range of medical benefits as well as different levels of coverage options.
Group health insurance is often a preferred coverage option, given the range of additional benefits that are generally offered in the plan. In many cases, a 'Medical History Disregarded' benefit can be offered to group health plans with more than 20 members. A 'Medical History Disregarded' benefit will provide medical coverage to members, regardless of their medical history or any pre-existing health conditions. A pre-existing condition, such as Diabetes, is usually excluded from coverage in other health insurance plans, or denied coverage all together. Other insurance benefits on a group health plan typically include different levels of deductibles; which are usually applied to different levels of seniority of the group.
Does Worldwide Travel Insurance Cover Multiple Countries?
Worldwide travel insurance will typically travel any country that you are not currently living in. While some worldwide travel insurance application forms may ask you to list the countries you plan on visiting during your trip, the number of countries will not affect the price of the policy.
Do Expats Need Health Insurance in St. Kitts?
While medical insurance coverage is not required for expatriates in St. Kitts and Nevis, Pacific Prime strongly encourages all foreign nationals in the country to consider the purchase of a policy. This is primarily due to the nation’s inability to provide superior medical services, and its remote location which may necessitate emergency evacuation in the event of an untoward medical situation.
Do You Offer Group Health Insurance?
Pacific Prime can offer comprehensive group health insurance options to companies worldwide. Company health insurance plans which we work with are perfect for groups of more than 3 employees, and can often be tailored to meet the specific needs of your organization.
Can you offer Preventative Healthcare Insurance?
Pacific Prime can provide a number of comprehensive international health insurance plans which offer preventative healthcare benefits. Offering coverage for vaccinations and pre-travel checkups, preventative healthcare coverage under a global health insurance plan will typically be included in the Well Being benefit under the policy.
Can I Get Malta Health Insurance?
Pacific Prime can provide comprehensive international health insurance to expatriates of any nationality, residing anywhere around the world. Medical insurance policies we work with will afford you extremely high levels of coverage while in Malta, and will be able to protect you no matter where in the world you may be.
What are the health insurance requirements for Saudi Arabia?
As of January 2006 the Kingdom of Saudi Arabia has had a scheme mandating health insurance coverage for foreign nationals who are legally residing and working in the country in the private sector (non-government). Partly in an attempt to encourage additional participation in the Kingdom’s private healthcare system, and partly to prevent abuse of the public facilities afforded to Saudi nationals, all resident expatriates in Saudi Arabia must have some form of comprehensive health insurance policy from an approved cooperative health insurance company in KSA.
Do you have direct settlement options?
Pacific Prime is able to offer a number of comprehensive international health insurance direct settlement options for expatriates around the world. Plans which we work with are able to provide global coverage, ensuring your health is protected no matter whether you are in Singapore, Hong Kong, or Kuala Lumpur. International health insurance plans which we offer to our Asian clients afford some of the highest levels of coverage currently available within the international insurance market.
Can i obtain Taiwan Health Insurance?
Pacific Prime can offer international health insurance policies to expatriates around the world, including Taiwan. We specialize in providing comprehensive coverage options throughout the Asia-Pacific region, and our many years of experience working with expatriates means that we understand the unique issues which are important to you.
Can you offer Travel Health Insurance for a 7 month holiday in southeast Asia, China and Russia?
Pacific Prime offers health insurance for travelers visiting any area of the world, including southeast Asia, Russia and China. A travel health plan can be of any length of duration, from one day to a maximum of 12 months.
Travel Health Insurance which we provide will typically afford you with worldwide coverage for medical expenses that incur as a result of an accident or illness. We also offer additional benefits that will provide you with coverage in the event of theft, cancellation of trip, personal accident, personal liability and other insurance benefit options.
As an insurance broker, we have expert knowledge in the various international travel insurance plans that are available today, advising our customers which insurance options will meet their needs. Our travel health insurance plans are comprehensive, providing policy holders with a wide range of benefits while they travel overseas.
What is Emergency Evacuation?
Emergency Evacuation is a type of benefit typically offered by expatriate health insurance policies. If your plan contains coverage for emergency evacuations then, in the event that the country where you are currently located does not have adequate medical facilities to provide treatment, you will be transported overseas or even back to your home country in order to receive healthcare.
Do you offer Family Health Insurance?
Pacific Prime is able to provide comprehensive international health insurance options which will afford families around the world with the quality medical protection they deserve. Policies which we work with are typically guaranteed renewable in addition to being globally portable, giving you the assurance that no matter where you go, or what happens, your family will have the highest levels of protection available.
Can you provide Maternity Coverage in the Caribbean?
Pacific Prime can provide a range of maternity health insurance options for individuals and families around the world. Maternity policies which we offer will afford the policyholder comprehensive coverage for pre-natal and post-natal checkups, routine deliveries, deliveries with a complication, medically prescribed caesarians, and even home delivery options.
Can you provide old age health insurance in Hong Kong?
Pacific Prime can provide comprehensive Hong Kong health insurance to individuals of all ages, nationalities, and occupations. Expatriate health insurance policies which we work with are generally globally portable, and guaranteed renewable for life, giving you the assurance that no matter what happens, your health insurance policy will be able to provide you with the quality protection you deserve.
Which health insurance plan do you recommend for expats retiring in the Philippines?
Pacific Prime provides international health insurance plans for expats living overseas, in any country of the world, including the Philippines. We are able to offer policies to individuals of any age, and the plans we work with are often guaranteed renewable for life.
Pacific Prime can offer a range of Philippines health insurance plans, specifically designed for foreign nationals living in the country, which will provide you with extensive coverage that will entitle you to quality medical care worldwide. Plans which we work with are able to afford the policyholder with a range of coverage benefits, ensuring that you have the policy which best meets your specific needs. From basic options, to comprehensive coverage, the range of plans which we can advise upon are extremely flexible, and backed by Pacific Prime’s commitment to service.
Expats retiring in the Philippines will want to obtain a health insurance policy that provides guaranteed renewable benefits. Some insurance providers may decline the renewal of an insurance policy if the holder has reached a certain age, usually 65 years old, or if they have developed a chronic health condition or illness. Guaranteed renewable plans, which Pacific Prime can offer, will provide you with the assurance that you will have access to quality medical care for the rest of your life. Once your insurance policy has been accepted, you will be guaranteed continued insurance coverage at the time your policy is due for renewal, regardless of your age or health condition.
Do you offer insurance for local nationals?
Yes, some of the insurance companies that we offer will provide coverage for local nationals. Even if you are living in your home country, you may still be seeking a medical plan which will be able to cover you in the best treatment centers and facilities. Unfortunately there are many countries where the local health plans are unable to provide the levels of cover that you and your family require. For this reason companies such as Allianz, Bupa, IHI Danmark and Interglobal to name a few will process an application for a person residing in their home country.
Is Employee UAE Health Insurance Mandatory?
There are currently two Emirates which mandate employer provided health insurance coverage; Dubai and Abu Dhabi.
What type of geographical coverage do you offer in your plans?
Most of the plans we offer fall into two cetogories of geographical coverage: Worldwide and Worldwide excluding the USA. The Worldwide plans tend to around 50% more expensive than the excluding USA plans, and this is because of the expensive costs for treatments and medicines in the USA. There are also some plans the will offer Worldwide excluding North America (USA and Canada) although these are becoming less common.
Can you provide international cover?
Pacific Prime can provide international health insurance policies which will offer you comprehensive protection on a global basis. Plans which we can provide will cover you while you are outside of your country of nationality, and will continue to protect you should you return to your home nation for a short term visit. In many cases, even if you repatriate back to your home country, plans which we offer will be able to repatriate with you; giving you the assurance of uninterrupted coverage wherever in the world you may be.
Can you offer Travel Health Insurance for my mother who has a heart condition?
Pacific Prime provides Travel Health Insurance for individuals seeking short term, comprehensive medical coverage while they travel internationally. Travel Health Insurance policies which Pacific Prime would recommend normally provide medical coverage in any area of the world, including Australia. The policy holder can obtain coverage anywhere from 1 day up to a period of 12 months duration.
Pacific Prime provides Travel Health Insurance for individuals seeking short term, comprehensive medical coverage while they travel internationally. Travel Health Insurance policies which Pacific Prime would recommend normally provide medical coverage in any area of the world, including Australia. The policy holder can obtain coverage anywhere from 1 day up to a period of 12 months duration.
Travel Health Insurance is designed to cover acute illness and injury for the duration of your trip abroad. Generally, this will include unexpected illnesses or accidents that required medical assistance. If you suffer from a health condition, prior to your trip, than this will normally not be covered in your Travel Health Insurance plan. However in some cases, a pre-existing illness can be covered if the condition has been stable in the six months prior to the commencement of the plan. Our advisers can assist you with any questions regarding Travel Health Insurance and provide you with further information in relation to coverage benefits included in the policy.
Can you provide family health insurance?
Pacific Prime can provide comprehensive international health insurance plans for families around the world. If your child is currently a full time student, in many cases it is possible to include them as a dependant on your policy up to the age of 25.
Where can I use my Maternity Health Insurance coverage and how can I add my newborn onto my existing plan?
Pacific Prime can offer maternity health insurance to individuals living in any area of the world. The maternity plans which we can provide will typically allow individuals to use their insurance coverage in any country of the world. This includes allowing policyholders the freedom to choose the doctor or hospital of their choice, irrespective of location. Pacific Prime is able to offer comprehensive international maternity health insurance options which will allow you to give birth in the country of your choice, and will be able to afford you coverage for an extensive range of policy benefits.
Maternity health insurance is highly recommended for individuals planning a family in the near future. The costs associated with having a child are highly expensive, particularly if there are unfortunate complications. Pacific Prime represent a large panel of 55 insurers which, in many cases, can tailor a maternity health insurance plan to suit your individual needs.
In the event that you would like to protect the health of your child a “New Born Coverage” benefit may be applied to the policy. While there is a waiting period associated with this type of policy benefit, it is usually much shorter than the waiting period associated with maternity coverage; in some cases a New Born Child coverage benefit can be applied after a waiting period of as little as 6 months from the start of the plan. In the event that you choose to obtain New Born Child coverage you will normally have two options for the coverage of your child; may receive a “Free Benefit” for coverage under the policy, or the infant may be “Born Into The Plan.”
Can I obtain Family health insurance in the USA?
Pacific Prime works with more than 55 of the world’s leading health insurance providers, allowing families to find a plan that suits their individual needs. Our expert advisers can assist you in finding the right healthcare plan for your family by providing you with the widest range of medical insurance options currently available on the health insurance market.
Family health plans offered by Pacific Prime typically provide worldwide coverage and are normally guaranteed renewable, providing you with access to quality health care services for the rest of your life. If you decide to travel, move overseas, or return to your home country, your family health insurance plan will provide you with continuous coverage everywhere you go.
How do medical tourists cover the costs for surgery and travel?
Pacific Prime offers health insurance plans to individuals living overseas in any region of the world.
An International Health Insurance plan, which Pacific Prime would recommend, will typically afford you with worldwide coverage. This will allow you to travel to any country in the world to receive medical treatment such as Singapore, Hong Kong, Thailand or India. Policy holders can be reassured that their health care plan will entitle them to treatment that is of high standard and accredited internationally.
Medical Tourism in Singapore
Medical Tourism is an industry that is established in the Asian region of the world. With healthcare costs on the rise, particularly in countries such as US and UK, patients are flying to areas of the world where treatment can be received at a relatively lower price. Around US$4.53 billion is spent every year collectively by medical tourists within Asia, particularly in Singapore, India, and Thailand. Standards of health care in Singapore are high and considered to be on par with western medicine standards. Private hospitals, that are designed with foreign patients in mind, offer modern medical facilities and highly trained healthcare staff with proficiency in English.
Can I have a quote for Travel Health Insurance for a family traveling to Singapore?
Pacific Prime offers Travel health Insurance plans to individuals and families traveling in any area of the world. Travel health insurance policies which we can provide will afford you some of the highest levels of protection available, and will ensure that you have the medical coverage which you deserve, no matter where in the world you may be.
International Travel Health insurance from Pacific Prime will provide you and your family with exceptionally high levels of coverage. Our plans offer a large range of medical and coverage benefits, providing with travelers the assurance that they will be financially protected in the event of an accident or illness while outside of their home country.
Can I have both inpatient and outpatient coverage in an International Health Insurance Plan?
Pacific Prime offers comprehensive International Health Insurance plans to expats living overseas, in any area of the world. International Medical Insurance plans, which we can offer will provide you with access to quality medical services. We have a range of different medical coverage options, including inpatient and outpatient treatment, which expats can select to suit their health care needs.
Worldwide coverage is typically included in the International Health Insurance plans we offer. This ensures that you have comprehensive health insurance coverage while you are outside of your home country, no matter where in the world you may be. In addition to this, expatriate health insurance policies which we provide will normally allow you to choose where and when you receive medical treatment; plans will often allow you to choose the doctor or hospital of your choice, regardless of the medical facility’s geographical location.
Do you offer travel health insurance for pregnant women travelling to America?
Pacific Prime can offer maternity coverage to individuals residing in any area of the world, including Jordan and America. Comprehensive health insurance plans, which we provide, can offer coverage options including maternity benefits. For a short term trip away from your home country a Travel Health Insurance plan may be a suitable option for you, which in some cases can provide maternity coverage to individuals under its policy.
A Travel Health Insurance plan, which we highly recommend and can provide, is purchased by individuals who are seeking comprehensive international medical coverage on a short term basis. A Travel Health Insurance plan typically covers medical expenses relating to an accident or illness, for a duration specified by the policy holder, of up to 12 months.
Which health insurance plan would you recommend when moving to Canada and the US?
Pacific Prime can offer International Health Insurance coverage in the US and Canada for individuals moving overseas. Global medical insurance policies which we can provide will ensure that you have sufficient health coverage and are able to receive quality health care while you are living in the US and Canada. Pacific Prime offer comprehensive health insurance as well as additional coverage benefits to meet your specific health needs.
Our International Health Plans provide worldwide coverage, allowing you to move around the world and take your health insurance with you. International medical insurance policies for the Canada and USA with worldwide cover will typically allow you to receive medical treatment with the doctor or hospital of your choice, anywhere in the world. Worldwide cover, which we provide, will protect you in the event of an accident of illness, covering your medical expenses and emergency air evacuation or repatriation while traveling overseas or visiting your home country.
Can you offer family health insurance in Thailand?
A Family Health International Insurance Plan, which Pacific Prime can offer, is recommended for you and your family in your move to Thailand. Pacific Prime offer International Health Insurance Plans to expat families relocating to any country of the world, Thailand included.
Pacific Prime primarily offers health insurance plans designed for expats living in a foreign country, such as yourself. We are typically able to provide a range of different coverage options and benefits, depending on what type of health insurance plan you are looking for. While our plans vary according to customer needs, our international health plans offer benefits that are particularly favorable to expats, and in many cases we are able to tailor the policy coverage to meet your specific needs.
Can you offer coverage in the Philippines for my family?
Pacific Prime works with over 55 leading international health insurance companies to provide global medical insurance plans that are specifically catered to expats living in areas all over the world. Philippines health insurance plans that we offer provide a range of coverage options and benefits, allowing you to tailor your policy to meet your specific needs.
Our expert advisors are familiar with the unique and changing needs of expats and their families, given that their situation is likely to change over time. Worldwide coverage and guaranteed renewability are typically offered in the International Health Insurance plans we provide, allowing policy holders access to life time health care coverage in any area of the world. This means that if you decide to travel overseas on a holiday or return to your home country for a visit, our Global Health Insurance plans will provide you with comprehensive healthcare coverage, everywhere you need to go.
Can you offer coverage in the Netherlands?
Pacific Prime works with a number of the world’s best insurers which allows us to provide a range of different coverage options and benefits for individuals seeking health care coverage in any area of the world. Pacific Prime can offer comprehensive Netherlands Health Insurance or Travel Health Insurance Plans.
There are two options that are beneficial for individuals seeking international health insurance coverage, including Holland. You may opt for a Travel Health Insurance Plan or an International Health Insurance Plan.
Can you offer emergency evacuation coverage in Taiwan and China?
Pacific Prime works with a number of leading health insurance companies which can offer substantial Emergency Evacuation and Repatriation benefits for foreigners visiting any area of the world. We can offer a number of Taiwan health insurance or Travel Health Insurance Plans, both of which can provide comprehensive medical coverage including Emergency Evacuation and Repatriation services.
If you already have an International Health Insurance Plan, a Travel Health Insurance Plan covering only the duration of your stay in Taiwan would be a suitable option. A Travel Health Insurance Plan will typically cover medical expenses in the event of an accident or illness for a specific time frame; travel insurance which we offer is provided through IHI-BUPA, and will normally afford the policyholder with worldwide travel insurance coverage. Travel Health Insurance Plans that we can offer provide coverage for Emergency Evacuation and Repatriation, as well as other coverage benefits.
Can you offer group coverage in the UAE?
Pacific Prime can provide comprehensive international health insurance coverage to groups in the UAE and Dubai.
Can you provide coverage for our two employees in Shanghai?
Pacific Prime can offer comprehensive International Health Insurance Plans to individuals living in any area of the world including Shanghai, China. Shanghai health insurance plans which we can provide will offer a range of coverage options and benefits, allowing you to tailor the policy to meet your specific needs.
The International Health Insurance plans from Pacific Prime are designed primarily to cover working expats and their families. Our expert advisers understand the unique and diverse needs of every customer and can find an Individual Expat Health Insurance plan that meets the policy holder's needs.
Can you offer individual health insurance plans in the US and the Philippines?
Pacific Prime can offer Individual Health Insurance plans to members residing in any area of the world, including the United States and the Philippines. At Pacific Prime, we have a number of health insurance companies that offer a range of International Individual Health Insurance plans, with various coverage options available to suit your individual needs.
International Health Insurance plans we provide typically include worldwide coverage as well as being guaranteed renewable for life. This means you are entitled to medical coverage in any area of the world. Whether you’re traveling overseas on a holiday or are visiting your home country, our Expat Health insurance plans will protect you everywhere you go. In addition to this, plans which we provide are often globally portable, ensuring that you receive continuing coverage even if you should relocate or return to your home nation.
Can you offer coverage in Laos?
Pacific Prime provides International Health Insurance coverage to individuals in any area of the world, including Laos. Laos Health Insurance which we can offer will typically afford a range of different coverage options to suit the needs of expatriates living within the South East Asian region.
Our Expat Health Insurance plans are normally globally portable, and as such will provide coverage anywhere in the world. With worldwide cover, you can use your medical coverage in any area of the world; whether you’re traveling or visiting your home country. We also understand that circumstances change, so if you decide to move to another country or return to your home country, our global health insurance plans allow you to take your policy with you.
Can you offer coverage in Mexico and the US?
Pacific Prime is able to offer International Health Insurance Plans to expatriates within any area of the world, including Mexico and the United States. Mexico Health Insurance Plans that we can provide are designed for expats seeking health care coverage while they are residing overseas.
Can you offer maternity coverage in the USA?
Pacific Prime is able to provide International Health Insurance Plans with comprehensive Maternity Health Insurance benefits.
Can you offer Group Coverage in Vietnam?
Pacific Prime can provide International Health Insurance Plans within any area of the world. Vietnam Health Insurance policies, which we recommend will typically offer a range of coverage options to suit the needs of individuals and groups throughout the Asia-Pacific Region.
Group Health Insurance Plans offered through Pacific Prime can be customized to your group offering flexibility, a comprehensive range of medical coverage, as well as additional benefits that are typically not offered under Individual Health Insurance Plans. In many cases, due to our extensive relationships with the world's best health insurance companies, we are often able to offer significant discounts.
Can you offer coverage in the UAE?
Our individual medical insurance plans at Pacific Prime cover a large scope of countries across the globe. We can offer comprehensive Dubai health insurance plans to expats residing in the UAE.
Can you offer health insurance in Mexico?
Pacific Prime can offer comprehensive international health insurance policies to expatriates in Mexico, or anywhere else in the world.
Do you offer Surgical Coverage?
Pacific Prime can offer international health insurance plans which provide comprehensive in-patient medical, and surgical treatment coverage.
Can you provide coverage in Costa Rica and Panama?
Pacific Prime can offer comprehensive expat medical insurance plans to foreign citizens residing in Costa Rica and Panama. Where many health insurance policies will restrict coverage for individuals over the age of 65, plans offered by Pacific Prime are usually guaranteed renewable ensuring that you will have access to quality healthcare for your entire life. Policies which we work with are typically internationally portable and will usually allow you to use the doctor or hospital of your choice, anywhere in the world.
Do you cover Cataract Surgery?
All of the in-patient plans offered by Pacific Prime will provide cover for medically necessary surgical procedures. In most cases, while surgical procedures like Cataract removal may not require an overnight stay in a hospital, these types of treatments will usually be covered through the in-patient portion of the plan. We can also provide policies which offer benefits for visual aids, such as glasses and contact lenses. Coverage for this type of benefit is usually obtainable in addition to the purchase of an in-patient policy.
Can you provide dental insurance coverage?
Dental health insurance plans provided by Pacific Prime are typically only available as an add-on to standard in-patient coverage. Policies which provide a Dental treatment benefit will usually provide cover for general dental treatment, dental surgery, periodontics, dental prostheses and orthodontic treatment. Plans that we offer are usually guaranteed renewable and internationally portable; this means that even if you should relocate to another country, your policy will travel with you.
Can i buy maternity insurance if i am already pregnant?
Pacific Prime is able to provide comprehensive international health insurance policies with maternity benefits. Maternity Health Insurance Plans which we can provide are typically guaranteed renewable, internationally portable, and will afford you comprehensive coverage for a routine delivery in addition to high levels of protection should there be a complication with the pregnancy.
Do you offer plans which cover alternative medicine?
Pacific Prime works with a number of leading insurance companies which can provide international health insurance policies covering alternative medical treatments. Plans which provide coverage for alternative medicine will often include benefits for Homeopathic treatment, Osteopathy, Chiropractic treatments, Traditional Chinese Medicine and Acupuncture, and in some cases will even allow the policyholder to receive coverage for Ayurvedic medical treatment.
Can you provide coverage in the UK and USA?
International health insurance plans offered by pacific prime will allow you to receive treatment with the doctor or hospital of your choice anywhere in the world. Plans that we can provide will afford you worldwide coverage, ensuring that should you be located in either the USA or the UK your medical insurance plan will give you the peace-of-mind which you deserve.
What is the claims procedure for expatriate health insurance?
Making a claim can often be one of the most confusing aspects of international health insurance for policyholders. At Pacific Prime we are dedicated to providing you the comprehensive support which you require to ensure that all claims are handled in a timely and efficient manner. The range of Insurance Companies which we choose to work with have some of the best claims processes in the industry, giving you the peace-of-mind in knowing that your healthcare is always in safe hands.
Can you provide coverage for an employee of a US company working in China?
We can offer a number of options for group health insurance in China and throughout the Asia-Pacific Region. Group health insurance policies are typically available for all types of organizations such as, Companies, Social Clubs, Sports Clubs, and Religious Organizations. If your group has three or more members we can afford you a range of options, often including significant premium discounts.
Does International Health Insurance offer worldwide cover?
International Health Insurance policies will typically allow you to receive treatment with the doctor or hospital of your choice anywhere in the world. This means that if the type of treatment which you require is not available in the country you are currently located, or if you travel abroad frequently, you will be able to receive your medical care in the country of your choice.
Can i obtain maternity insurance in the USA?
Pacific Prime can provide comprehensive international maternity health insurance options to expatriates located around the world. Policies which we are able to offer will typically afford you international portability of your plan, allow you to choose where you receive your medical treatment with any doctor or hospital in the world, and will usually be guaranteed renewable for life. Expat health insurance policies which we provide will normally be able to offer you a range of extended benefits and may include coverage for In-patient and Out-patient treatment, Specialist consultations, Maternity coverage, Dental treatment, Alternative therapies, and Emergency Evacuation.
Do you offer coverage for alternative therapies?
In many cases we can provide options with plans that will allow you to receive complimentary treatments with alternative, or traditional, medicine practitioners. Typically available as part of an out-patient benefit, Complementary treatment refers to therapeutic and diagnostic treatments which exist outside the institutions where conventional medicine is practiced. Coverage may include protection for chiropractic treatment, osteopathy, homeopathy, traditional Chinese medicine, and acupuncture as practiced by approved therapists.
Is there a St Thomas Hospital in London?
St. Thomas Hospital is one of London’s premier teaching hospitals and is a part of the Guy’s and St. Thomas’ NHS Foundation Trust. Along with Guy’s Hospital, St. Thomas’ offers patients exceptional treatment and care from two central London locations in the vicinity of Waterloo and London Bridge.
How do I make a Claim?
Making claims on an international health insurance policy can be a confusing process. At Pacific Prime we work with our clients to ensure that each claim is settled in a speedy and efficient manner. Many of the global health insurance providers which we choose to work with will issue a policyholder with a card identifying their plan details, in addition to containing information on claims help, deductible information, and emergency contact numbers. This ensures that you are free to travel around the world knowing that you will be protected no matter what happens.
How can i apply for an expat medical insurance plan?
Pacific Prime is able to help and advise you through the entire process of purchasing an expatriate medical insurance plan. After consulting with one of our expert advisors about the plan that is most suited to meet your specific needs, we will provide you with the necessary application form. Once you have completed the application simply return it to your advisor; we will contact you once the application has been completed and your coverage is in place.
Can I obtain international maternity insurance?
Pacific Prime is able to provide you with a range of options for quality international maternity insurance coverage. Plans which we can offer will typically provide you with comprehensive coverage for a routine delivery, and ensure that both you and your child are protected in the event that there is a complication during the pregnancy. The maternity health insurance polices we are able to provide will usually give you freedom to choose any doctor or hospital in the world to have your child.
Can I obtain coverage for Chronic Conditions?
Prime can provide a range of options with regards to the coverage of Chronic Conditions. A chronic condition is defined as an illness or disease from which the sufferer will not recover, and for which there is currently no cure. Examples of a chronic condition would include Diabetes, Arthritis, and Asthma.
Do I have to have Medicare part be to have your insurance?
The plans offered and advised upon by Pacific Prime will typically be guaranteed renewable for life, internationally portable, and often allow you to customize the coverage to meet your specific needs. The global health insurance policies which we are able to provide will afford you much higher levels of coverage than are typically associated with the public healthcare programs offered by many governments around the world (such as Medicare or Medicaid). Pre-enrollment in such programs is unnecessary with the international health insurance options offered by Pacific Prime.
Can you cover Swiss nationals in Japan?
Pacific Prime can offer comprehensive global health insurance plans to expatriates located throughout the world. Policies that we can offer will typically afford you a number of benefits and may include coverage for out-patient treatments, maternity, dental treatment, specialist consultations, alternative therapies, and emergency evacuation. International health insurance plans are typically guaranteed renewable for life, globally portable, and will normally allow you your choice of doctor or hospital anywhere in the world.
Can you offer Family coverage?
Trying to protect your family in the modern world can be a major challenge. At Pacific Prime we are able to offer a number of options for Family Global Health Insurance. Plans that we can provide will typically afford you a number of options for your coverage including specialist consultations, in-patient and out-patient treatment, maternity, dental, alternative therapies and emergency evacuation. Plans that we offer are usually guaranteed renewable for life in addition to being internationally portable and allowing you the freedom to choose where you receive your treatment anywhere in the world.
Can a German in Thailand receive coverage?
Pacific Prime is able to offer comprehensive coverage to expatriates around the world. Plans that we can provide will typically afford you a number of coverage options including benefits for in-patient and out-patient treatment, emergency evacuation, dental care, specialist consultations, and alternative therapies. In addition to this, the international health insurance plans which we work with are usually guaranteed renewable for life and globally portable, giving you the security and peace of mind that you deserve while overseas.
How many people in Saudi Arabia have insurance?
The Kingdom of Saudi Arabia offers a comprehensive National Health Service type scheme for all Saudi citizens and expatriates working in the country’s public sector. Expatriates or Saudi citizens working in the private sector are required to have some form of employer provided health insurance. This is a recent development in the regulation of the Kingdom’s healthcare system, as it was previously only foreign private sector workers who were mandated to obtain private health insurance.
Can you cover Chinese nationals in China?
There are a number of international health insurance type plans offered in China today by Chinese health insurance companies, regulated by the China Insurance Regulatory Commission (CIRC). The number of high quality plans offered by Chinese insurers is increasing all the time, and Pacific Prime can help you find the policy best suited to your requirements.
Can I get Private Maternity Coverage?
Pacific Prime is able to offer quality international health insurance plans to expatriates around the world. Plans that we provide will give you the peace-of-mind that should something untoward happen while you are overseas, you will have the protection you need. In many cases we are able to fully customize a global health insurance policy to meet your exact requirements. Coverage options which we can provide will often include benefits for Maternity treatment, emergency evacuation, specialist consultations, and even dental coverage.
Do you provide maternity coverage?
We can offer quality global health insurance plans that will afford you with the comprehensive maternity coverage that you deserve. The global health insurance plans that we provide with a maternity benefit will provide you with comprehensive cover for a normal delivery of your child and will provide you with protection in the event that the pregnancy has complications. It is important to note however that all international health insurance plans will have a waiting period attached to a maternity benefit. This means that until you have been on a policy for a specific length of time, you will be unable to claim for any maternity related expenses.
Can I obtain coverage for a Chinese national in China?
Depending on the plan that we choose we can offer both you and your wife comprehensive coverage in China and the USA. International health insurance plans will provide you with the highest levels of medical cover wherever you may be located in the world, so you have the assurance that, while you are traveling prior to your relocation, if anything should happen that you will receive the best medical care available. The plans that we can offer are globally portable, so even if you decide to relocate away from the USA, your wife
