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What are the health insurance requirements for Saudi Arabia

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Question: 
I may be traveling to KSA for a week or two of work as an engineer. Are there any taxes or national insurance requirements for such a stay and about how much would they likely be.

Answer: 
As of January 2006 the Kingdom of Saudi Arabia has had a scheme mandating health insurance coverage for foreign nationals who are legally residing and working in the country in the private sector (non-government). Partly in an attempt to encourage additional participation in the Kingdom’s private healthcare system, and partly to prevent abuse of the public facilities afforded to Saudi nationals, all resident expatriates in Saudi Arabia must have some form of comprehensive health insurance policy from an approved cooperative health insurance company in KSA.

Pacific Prime works with a number of health companies who are approved to operate in the Kingdom of Saudi Arabia, including BUPA.

However, as you will only be in the Kingdom for two weeks on a business visa you will not be required to pay KSA taxes, or obtain your insurance coverage through a KSA recognized insurance provider. A standard international health insurance policy should suffice.

For short term trips overseas we highly recommend travel insurance policies from IHI-BUPA, available direct for purchase on our site, here. Travel insurance plans from IHI-BUPA offer the highest levels of short term medical protection available anywhere in the world. These policies are extremely comprehensive, and can be tailored to include coverage benefits for non-medical risks; such as, loss of luggage, theft, and delay of travel.

If you frequently travel overseas, an annual international health insurance policy may be more suited to your needs than short-term travel insurance coverage. We typically advise clients who are away from their home country for more than 6 months out of every year to consider the purchase of an annual policy.

An annual international health insurance plan can be a major advantage if you routinely travel from country to country for work purposes; these plans will move with you, ensuring that you do not have to go through the process of obtaining local coverage every time you arrive in a new location.

International health insurance options for Saudi Arabia which are provided by Pacific Prime are usually globally portable and guaranteed renewable for life, in addition to offering coverage on a worldwide basis. These types of policies will allow you to choose the doctor or hospital where you receive you medical treatment – anywhere on earth. This means that even if you should fall ill, or suffer a serious accident while in Saudi Arabia, your policy would allow you to, for example, travel to the USA to receive your treatment.

Plans which we work with will calculate the policy premium based on your age, current location, and the policy’s geographical area of coverage. Premiums are not calculated based on your claims history, ensuring that the amount of medical treatment you receive will never affect how much your policy costs.

For more information about Saudi Arabia health insurance, please contact one of our dedicated advisors by clicking here. Alternatively, you may fill in the short form at the top of this page to receive a free quote.




2011-04-28 16:49:56

Category: Coverage , Saudi Arabia , USA , Individual , in-patientPage About this Topic
     
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