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International Health Insurance » Questions and Answers




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Pre-existing International Health Insurance Questions

Index of Questions

Hi, I am considering moving to Latin America for my retirement at the age of 71. I am currently covered by Medicare in the US. What type of benefits and plans can you offer?

Thank you for contacting us at Pacific Prime. We are an international medical insurance broker, working with providers such as Aetna, Bupa and Allianz. I can provide you with a customized quote based on your requirements.
2013-04-29 15:04:15

Category: Coverage , Embassy , Pre-existing , Hospital , Emergency Evacuation , Individual , in-patient , out-patient , Company , Latin America , Illness , Disease , Deductible , Premiums , Treatment , Insurance CompanyRead Answer Here

Can you provide health insurance quotes for seniors in Thailand?

Pacific Prime is an International Health Insurance Broker and we work with the best and most reputable companies. As Asia’s leading broker, we have many solutions available for seniors and clients of any age in Thailand.


2013-04-03 14:21:40

Category: Coverage , Pre-existing , Hospital , Emergency Evacuation , Individual , in-patient , out-patient , Illness , Disease , Travel , Deductible , Premiums , Treatment , Short Term , Insurance Company , ThailandRead Answer Here

Can you offer international insurance for diabetes type 1?

Hi Gretchen, thanks for getting in touch. We are unfortunately not able to sell localised or domestic policies in South & Central America, however, there are international insurance plans which do offer cover pre-existing medical conditions.
2013-03-08 18:39:47

Category: Coverage , Embassy , Pre-existing , Family , Hospital , Emergency Evacuation , USA , Individual , in-patient , out-patient , Latin America , Illness , Disease , Travel , Deductible , Premiums , Treatment , Short Term , Insurance CompanyRead Answer Here

What would you recommend for someone living for 6 months in the U.S. and 6 months in the Philippines?

Thanks for the enquiry!  When looking at a plan that covers people in the U.S. we must select a worldwide policy so their coverage is continuous.  A travel insurance is not  a good option should they require longer term treatment for a chronic condition, which can be very risky.  An individual plan could cover them for day to day medical issues as well as any sort of treatment that might require longer term treatment, such as cancer or a chronic heart  condition.
2013-02-26 16:58:30

Category: Coverage , Pre-existing , Hospital , Individual , in-patient , out-patient , Group , Illness , Disease , Asia , Premiums , Treatment , Insurance CompanyRead Answer Here

Could you please advise me on a plan according to my situation?

We work with over 30 different international health insurance providers and have several levels of coverage available that would fit the needs of a retired individuals living overseas.
2013-02-18 11:02:40

Category: Coverage , Pre-existing , China , Hospital , Individual , in-patient , out-patient , Illness , Disease , Travel , Asia , Treatment , Insurance Company , Hong Kong , ThailandRead Answer Here

I am a U.S. citizen who is considering retiring to the Philippines. I am 75 years old and in excellent health. I am concerned about the cost of health care in Thailand.

The cost for basic outpatient care is minimal in Thailand, what is best to focus on is the emergency/ inpatient care, as these are the types of treatments that can add up to staggering amount if you don’t have private health insurance in place.


2013-02-01 16:41:11

Category: Coverage , Pre-existing , Hospital , Emergency Evacuation , Individual , in-patient , out-patient , Travel , Asia , Deductible , Premiums , Treatment , Insurance Company , ThailandRead Answer Here

si me voy a vivir a Canadá hoy, y tengo un bebe alla,tengo algún tiempo previo que tengo que haber vivido alla antes de quedar embarazada para que el seguro me cubra?

Para tener el embarazo cubierto, las aseguradoras trabajan con periodos de carencia. Periodos de carencia pueden ir de 8 a 12 meses.Son 2 tipos de periodos de carencia, pero, en general, es posible ser embarazada y tener su embarazo cubierto si el nacimiento ocurre después del final del periodo de carencia.


2013-01-31 15:03:07

Category: Coverage , Maternity , Embassy , Pre-existing , Family , Hospital , USA , Individual , in-patient , out-patient , Company , Illness , Disease , Deductible , Premiums , Treatment , Insurance CompanyRead Answer Here

Could you recommend a medical insurance that covers for serious hospitalisation/ serious injury or disease/ heart attack?

Hi Michael, there are many Hospitalisation plans available and most of these cover serious illness and disease. In fact a Hospitalisation plan will cover you whenever you are admitted into Hospital.
2013-01-14 10:25:36

Category: Coverage , Pre-existing , Family , Hospital , Emergency Evacuation , Individual , in-patient , out-patient , Illness , Disease , Deductible , Premiums , Treatment , Insurance CompanyRead Answer Here

Do you offer medical insurance plans if we travel to the United States?

Yes, we work with a range of different international insurer’s and we can offer coverage for short term, holidays, and annually renewable policies.
2012-12-21 11:00:06

Category: Coverage , Maternity , Pre-existing , China , Saudi Arabia , Family , Hospital , Emergency Evacuation , USA , Individual , in-patient , out-patient , Group , Company , Middle East , Africa , Latin America , Illness , Disease , Travel , Asia , Deductible , UAE , Premiums , Treatment , Short Term , IHI-BUPA , BUPA , Insurance Company , Europe , Hong Kong , ThailandRead Answer Here

Can I still get an insurance plan if I have type II diabetes and take oral medication daily?

Of course it’s possible to get coverage if you have type II diabetes.
2012-12-21 10:26:21

Category: Coverage , Pre-existing , Family , Hospital , Individual , in-patient , Illness , Disease , Treatment , Insurance CompanyRead Answer Here

Are there any insurance companies who offer cover to pregnant women?

While the routine pregnancy costs (including childbirth) will be excluded, you will be pleased to know the IHI-BUPA travel plan will cover COMPLICATIONS of pregnancy up to the 36th week.
2012-12-20 15:10:45

Category: Coverage , Maternity , Embassy , Pre-existing , Family , Hospital , Emergency Evacuation , USA , Individual , in-patient , out-patient , Travel , Premiums , Treatment , IHI-BUPA , BUPA , Insurance Company , EuropeRead Answer Here

Do you offer affordable coverage in South East Asia for retirees, and individuals born before 1950?

Yes, here at Pacific Prime we work with a wide-range of international insurance companies, all of which offer coverage for retirees, or individuals born prior to 1950.
2012-12-11 13:21:04

Category: Coverage , Embassy , Pre-existing , China , Family , Hospital , Emergency Evacuation , Individual , in-patient , out-patient , Company , Illness , Disease , Travel , Asia , Deductible , Premiums , Treatment , Short Term , IHI-BUPA , BUPA , Insurance Company , Hong Kong , ThailandRead Answer Here

Do you offer plans that cover individuals in their country of nationality?

Yes, here at Pacific Prime we work with a wide-range of international insurance companies, many of which offer coverage for individuals living in their country of nationality. 
2012-12-11 13:19:21

Category: Coverage , Embassy , Pre-existing , China , Saudi Arabia , Family , Hospital , Emergency Evacuation , USA , Individual , in-patient , out-patient , Group , Company , Middle East , Africa , Latin America , Illness , Disease , Travel , Asia , Deductible , UAE , Premiums , Treatment , Short Term , IHI-BUPA , BUPA , Insurance Company , Europe , Hong Kong , ThailandRead Answer Here

Do you offer plans that cover individuals in their country of nationality?

Yes, here at Pacific Prime we work with a wide-range of international insurance companies, many of which offer coverage for individuals living in their country of nationality
2012-12-11 13:17:46

Category: Coverage , Embassy , Pre-existing , China , Saudi Arabia , Family , Hospital , Emergency Evacuation , USA , Individual , in-patient , out-patient , Company , Middle East , Africa , Latin America , Illness , Disease , Travel , Asia , Deductible , UAE , Premiums , Treatment , Short Term , IHI-BUPA , BUPA , Insurance Company , Europe , Hong Kong , ThailandRead Answer Here

Is it possible to get an insurance that covers only Medical Evacuation?

In areas such as Africa where the overall standard of hospitals is quite low, it is essential to have coverage not only for hospitalization, but also emergency evacuation.
2012-11-27 09:04:52

Category: Coverage , Maternity , Embassy , Pre-existing , China , Saudi Arabia , Family , Hospital , Emergency Evacuation , USA , Individual , in-patient , out-patient , Company , Middle East , Africa , Latin America , Illness , Disease , Travel , Asia , Deductible , UAE , Premiums , Treatment , Insurance CompanyRead Answer Here

What plans cover pre-existing conditions?

A: Here at Pacific Prime we work with 30+ of the best known and respected insurers on the market.  All of these insurers cover pre-existing conditions in one of four ways:


2012-11-21 14:48:40

Category: Coverage , Pre-existing , Family , Emergency Evacuation , Individual , in-patient , Company , Illness , Disease , Travel , Treatment , Short Term , IHI-BUPA , Insurance Company , EuropeRead Answer Here

Can you offer differing levels of insurance for each member of my family?

Pacific Prime does indeed offer family health insurance plans. What’s more, we work with over 60 leading health insurance providers so finding a plan to meet your family member’s specific needs, even if they require more comprehensive care, should be no trouble at all.
2012-10-09 10:50:28

Category: Coverage , Pre-existing , Family , Emergency Evacuation , in-patient , out-patientRead Answer Here

Do you offer family health insurance in Africa?

Pacific Prime can offer family health insurance that can protect your family in whichever location you may require. The plans we offer are guaranteed renewable for life and are globally portable; meaning you and your family members could receive care in Tanzania, Cameroon and other worldwide destinations you may choose to relocate to during the lifetime of your policy.
2012-08-21 14:51:21

Category: Coverage , Pre-existing , Family , Emergency Evacuation , in-patient , out-patient , AfricaRead Answer Here

Can you provide company health insurance for our employees in China?

Here at Pacific Prime, we can offer a variety of group health insurance to businesses located in China, as well as numerous other countries worldwide.
Our plans can benefit small or large corporations, can be as basic or as comprehensive as you require and can cover single employees as well as their dependents.
2012-08-17 12:53:28

Category: Coverage , Pre-existing , China , Emergency Evacuation , in-patient , out-patient , Group , Asia , DeductibleRead Answer Here

What is the age limit for health insurance plans?

Pacific Prime is a leading provider of international health insurance plans for people around the world. Many of our clients are in their seniors and in their golden years. As a broker, Pacific Prime works with over 60 different international insurance providers, allowing our clients to receive some of the best coverage available. There is no age limit to the maximum age which a person can obtain health insurance. However, there is some important information you will need to know when choosing the right plan to ensure you receive the best coverage available.
2012-07-23 11:25:14

Category: Coverage , Pre-existing , Individual , Group , Deductible , PremiumsRead Answer Here

Can you provide employee health insurance in Romania?

Pacific Prime offers comprehensive insurance coverage for many different purposes. By working with over 60 different insurance companies, Pacific Prime offers medical plans that can cover people from around the world. Pacific Prime can offer a group medical plan in Romania that is applicable for employees as well as their dependents, including a spouse and children.
2012-07-20 17:46:02

Category: Coverage , Maternity , Pre-existing , Group , Deductible , Premiums , EuropeRead Answer Here

How are International Health Insurance Claims Handled?

A Pacific Prime health insurance plan will require you as the policyholder, to submit a claim to your insurance provider for reimbursement against the cost of any treatment that is included as part of your plan.
2012-07-04 14:02:58

Category: Coverage , Pre-existing , in-patient , out-patientRead Answer Here

What is a waiting period within health insurance?

A waiting period is a set amount of time agreed upon by both the health insurance provider and the policyholder in which no claims can be made and no coverage will be available. Once the timeframe has passed, coverage can then begin as normal.


2012-06-26 17:07:33

Category: Coverage , Maternity , Pre-existingRead Answer Here

Is Expatriate Maternity Insurance Available in the USA?

Pacific Prime can offer comprehensive maternity health insurance options to expatriates around the world, including those living in the USA. Maternity plans we work with are from 60 of the world’s leading health insurance companies, and will ensure that you have the protection you need for the duration of your pregnancy in addition to ensuring that you child has coverage after they are born.
2012-05-10 09:33:33

Category: Coverage , Maternity , Pre-existing , Family , Emergency Evacuation , USA , out-patient , Treatment , Insurance CompanyRead Answer Here

Can you offer Thai Health Insurance to a Retiree?

Pacific Prime can offer comprehensive expatriate health insurance plans to individuals who are currently located in Thailand, including retirees. Thai health insurance plans which we offer can provide a range of coverage benefits from which you are able to select when purchasing a policy, ensuring that you have the highest levels of protection possible for the duration of your stay in the country.
2012-04-03 09:20:59

Category: Coverage , Pre-existing , Emergency Evacuation , Individual , in-patient , out-patient , Asia , Insurance Company , ThailandRead Answer Here

Can you offer private health cover for expat employees?

Pacific Prime work with a large range of leading health insurance providers that offer expat health insurance plans for employees working abroad, some of which include William Russell, Allianz, and Bupa International, among many others. There are various employee health plans that are available to businesses worldwide, from comprehensive medical cover to affordable plans and premium saving options.



2012-03-14 09:54:16

Category: Coverage , Maternity , Pre-existing , Hospital , Emergency Evacuation , USA , in-patient , out-patient , Group , Company , Disease , Travel , Deductible , Premiums , Treatment , Insurance CompanyRead Answer Here

Can you offer Abu Dhabi health insurance, including cover in the USA?

Pacific Prime can offer Abu Dhabi health insurance plans for expats living in the UAE. Many of the UAE international health plans which we provide can include a worldwide cover benefit, affording members with access to medical treatment in the UAE and any other country region worldwide including the USA.


2012-03-08 09:32:46

Category: Coverage , Pre-existing , Emergency Evacuation , USA , UAE , Premiums , BUPA , Insurance CompanyRead Answer Here

Do you offer Family Health Insurance in Finland?

Pacific Prime can offer Finland health insurance plans for expat families located in Finland, or Finnish families located overseas. We can provide international health insurance that will afford your family with comprehensive hospital cover in addition to various options which can be added to the plan’s coverage for extra medical protection. Pacific Prime will work with you to find the global health insurance plan that best suits you and your family's needs.


2012-02-16 16:12:45

Category: Coverage , Maternity , Pre-existing , Family , Hospital , Emergency Evacuation , in-patient , out-patient , Illness , Disease , Premiums , Treatment , EuropeRead Answer Here

Can you provide Emergency medical coverage to Australian Expatriates in Indonesia?

Pacific Prime can offer comprehensive emergency medical and hospitalization coverage options to expatriates residing around the world, including Australian nationals currently situated in Indonesia. Even if your daughter is unable to complete the waiting period associated with a health insurance Maternity coverage benefit due to the fact that she is currently pregnant, we can provide coverage for a range of additional policy benefits.
2012-01-31 10:25:56

Category: Coverage , Maternity , Pre-existing , Emergency Evacuation , Individual , Travel , Short Term , IHI-BUPA , Insurance CompanyRead Answer Here

Pacific Prime can offer group health insurance plans to businesses located in any country worldwide. Working with over 60 of the leading international health insurance providers, there are a large range of business health insurance plans that Pacific Prime can offer. Pacific Prime can assist you and your business to help you find the right health insurance plan that suits your organization’s specific needs.



2012-01-16 14:28:32

Category: Coverage , Pre-existing , Emergency Evacuation , Group , Company , Illness , Disease , PremiumsRead Answer Here

Can you offer health insurance for my employees and their dependants?

Pacific Prime can offer group health insurance to businesses located in any country region worldwide. We offer comprehensive international health insurance to small and large corporations, covering employees and their dependents, including a spouse and children. Working with over 60 health insurance providers, we can assess your business needs and offer you a health insurance comparison of various group health insurance options.


2012-01-12 10:35:47

Category: Coverage , Pre-existing , Emergency Evacuation , in-patient , Group , Company , Illness , Disease , Travel , Premiums , TreatmentRead Answer Here

Do you offer family health insurance in the USA?

Pacific Prime can offer US private medical cover for expatriate families moving to the United States. We can offer a large range of family health insurance plans which can include cover for hospital, outpatient and maternity treatment, as well as other medical benefits you and your family might be looking for. The cost of your health insurance premium will depend on the type of plan you select as well as other factors such as your geographic location and the number of family members to be covered, and their respective ages.


2011-12-22 16:08:23

Category: Coverage , Maternity , Pre-existing , Family , Hospital , USA , in-patient , Group , TreatmentRead Answer Here

Do you provide medical insurance for people who retire abroad?

Pacific Prime can provide comprehensive international health insurance plans to individuals who plan on retiring outside of their home country. Our expat health insurance plans for international retirees are generally guaranteed renewable for life and will often be globally portable, ensuring that in the event of your departure from the foreign nation that your plan will be able to continue to provide you with the high levels of protection you require.
2011-12-20 09:40:45

Category: Coverage , Pre-existing , Individual , in-patient , out-patient , TreatmentRead Answer Here

Do you provide Medical Insurance coverage in Kenya and South Africa?

Pacific Prime can provide comprehensive expatriate medical insurance options to foreign nationals in both Kenya and South Africa. A single expatriate health insurance policy will cover you in both countries in addition to affording global coverage. This means that you are able to have comprehensive protection in Kenya, South Africa or elsewhere around the world without having to obtain a new policy each time you visit a different country.
2011-12-08 11:31:12

Category: Coverage , Pre-existing , Emergency Evacuation , Individual , Africa , TreatmentRead Answer Here

What type of health insurance plan will I need when I move overseas?

Pacific Prime can offer a range of expat health insurance plans for individuals and families moving overseas. Pacific Prime works with over 55 global health insurance companies, some of which include the top leaders worldwide in providing international medical insurance coverage.

Expatriates are generally offered the choice of two types of health insurance plans: local health insurance and international health insurance. A local health insurance plan and an international health insurance plan will typically include a range of hospital and outpatient benefits, plus the option to add on other benefits such as dental or maternity. While both plans offer a range of inpatient and outpatient treatment coverage, the overall level of benefits will vary greatly.


2011-12-07 17:43:50

Category: Coverage , Pre-existing , Family , Emergency Evacuation , Individual , in-patient , out-patient , Illness , DiseaseRead Answer Here

What type of insurance coverage do you offer in Qatar?

Pacific Prime can provide a range of Qatar Health Insurance options. Qatar medical insurance plans we work with are extremely comprehensive and will be able to afford you with a range of extended policy benefits depending on your individual healthcare needs. Qatar medical insurance options from Pacific Prime are generally guaranteed to be renewable for your entire life, in addition to providing worldwide coverage, giving you the assurance that you will always have the comprehensive protection you require.
2011-11-29 11:03:50

Category: Coverage , Pre-existing , Hospital , Emergency Evacuation , Individual , in-patient , out-patientRead Answer Here

I would like to know about what policies you can offer for insurance of our employees?

With an International Health Insurance plan from Pacific Prime we can provide worldwide coverage; perfect for any traveling international businessmen who may be concerned about receiving high quality healthcare while overseas. These policies are also often globally portable to many countries in the world, and should one of your employees leave the company they will often have the option of continuing their coverage on an individual, rather than group, basis.

2011-11-21 14:11:40

Category: Pre-existing , Emergency Evacuation , GroupRead Answer Here

Do you offer UK health insurance to Sri Lankan Nationals?

Pacific Prime can provide comprehensive health insurance plans to expatriates in any part of the world. This includes Sri Lankan nationals located in the United Kingdom. International health insurance plans we work with can generally be obtained by individuals up to 80 years old, but in certain cases we may even be able to provide coverage to persons older than 80.
2011-11-14 14:52:36

Category: Coverage , Pre-existing , Family , Emergency Evacuation , Individual , in-patient , out-patientRead Answer Here

Do you offer Maternity Insurance in India?

Pacific Prime can provide comprehensive maternity health insurance plans to expatriates in the Czech Republic, India, and elsewhere in the world. Maternity coverage is available from over 60 of the world’s leading insurance companies, and plans with this benefit are typically guaranteed renewable for life, globally portable, and will normally provide worldwide coverage; allowing you to get the treatment you need anywhere on earth.
2011-11-11 09:45:28

Category: Coverage , Maternity , Pre-existing , Family , in-patient , out-patientRead Answer Here

Can you offer Libya Expatriate Health Insurance?

Pacific Prime can provide international medical insurance plans to expatriates around the world, including individuals, families, and groups located in Libya. For areas of the world which are currently experiencing high levels of conflict (including war and terrorism activities) we can offer specially created War and Terrorism Health Insurance plans to give you the extra protection you need.
2011-10-11 11:13:24

Category: Coverage , Pre-existing , Family , Emergency Evacuation , in-patient , out-patientRead Answer Here

What is covered by International Health Insurance?

International health insurance plans offered by Pacific Prime are designed to provide comprehensive medical protection to expatriates throughout the world. Policies we can provide are able to afford you a range of medical coverage benefits, and in many cases we can tailor the plan coverage to meet your specific healthcare needs.
2011-10-11 10:08:06

Category: Coverage , Maternity , Pre-existing , Hospital , Individual , in-patient , out-patientRead Answer Here

Can you provide maternity insurance to expats in the Philippines?

Pacific Prime can provide a range of international maternity health insurance options to expatriates located around the world, including the Philippines. Policies we can offer will typically be guaranteed renewable for life, globally portable, and can afford you with high quality medical protection on a worldwide basis.
2011-10-06 14:23:44

Category: Coverage , Maternity , Pre-existing , FamilyRead Answer Here

Can I get group health insurance with a pre existing condition?

Pacific Prime can offer a number of options with regards to group health insurance coverage. One of the major benefits of this type of policy is the availability of a Medical History Disregarded benefit for groups comprised of 20 or more members. A Medical History Disregarded (MHD) Benefit will allow for the coverage of all pre-existing conditions present within the group.
2011-08-23 10:36:18

Category: Coverage , Maternity , Pre-existing , Emergency Evacuation , in-patient , out-patient , GroupRead Answer Here

Can you offer Dubai Group Health Insurance?

Pacific Prime can offer health insurance plans to companies located worldwide, including the United Arab Emirates. Pacific Prime specializes in offering international health insurance plans and can provide UAE health insurance policies to companies working in the region.

Selecting a health insurance plan for your employees is highly important. Pacific Prime offers a large range of Dubai health insurance plans which will afford your group with high levels of medical coverage and extensive member benefits - a strong incentive when recruiting sought out employees.

There are various types of company health insurance plans that Pacific Prime can offer. We can assist you in finding the right health insurance plans to suit your company's needs.

The cost of your premium will be influenced by the number of members on your plan and the level of medical coverage and benefits you select. Pacific Prime can assist you with your selection and provide you with a personalized quote to suit your company's needs.

2011-08-16 09:43:30

Category: Coverage , Pre-existing , CompanyRead Answer Here

Can you offer Bupa health insurance policies?

Pacific Prime is able to offer a range of international health insurance options from Bupa. Bupa has an extended portfolio of comprehensive policies from which you can choose; there are international health insurance plans that are designed for expatriates overseas, and local Bupa medical insurance policies for individuals, families, and groups living their home country.

Bupa is known widely for the company’s ability to provide high levels of global health insurance coverage. Bupa offers a range of basic “core” policies which provide in-patient cover, but also allow the policyholder the option to add on additional coverage benefits such as outpatient, maternity, and dental treatment. This allows policy holders to find a plan that suits their individual needs without having to sacrifice the quality of their coverage.


2011-08-03 09:37:34

Category: Coverage , Maternity , Pre-existing , Emergency Evacuation , Individual , in-patient , out-patient , Group , CompanyRead Answer Here

Can you provide cover in the UAE and Kazakhstan?

Pacific Prime can provide international health insurance plans to expatriates around the globe. Policies we work with will cover you on a worldwide basis, providing you with the protection you need in both Kazakhstan and the UAE, and will give you the freedom to choose where you receive your medical treatment with any doctor or hospital in the world.
2011-07-05 09:21:31

Category: Coverage , Maternity , Pre-existing , Hospital , Emergency Evacuation , Individual , in-patient , out-patient , GroupRead Answer Here

Do you offer group health insurance coverage in Nigeria?

Pacific Prime can offer comprehensive group health insurance options to companies and groups located in Nigeria. Plans which we work with are globally portable, and will normally allow you the freedom of choice to seek medical treatment with any doctor or hospital in the world.
2011-06-27 15:16:33

Category: Coverage , Maternity , Pre-existing , Emergency Evacuation , in-patient , out-patient , Group , CompanyRead Answer Here

Do you offer Group Health Insurance in Bali?

Pacific Prime can offer comprehensive group health insurance options to organizations and companies around the world, including the Philippines. International health insurance plans for groups which we work with can extend a number of attractive benefits with which to cover members of your organization and are available from more than 60 of the world’s leading insurance companies.

2011-06-13 13:24:32

Category: Coverage , Pre-existing , Hospital , Emergency Evacuation , in-patient , out-patient , Group , CompanyRead Answer Here

Do You Offer Cameroon Health Insurance?

Pacific Prime can afford expatriates a range of options for Cameroon Health Insurance coverage. Policies we work with can provide a number of coverage benefits which will ensure you are medically protected while overseas. Additionally, we offer a number of options for plans that provide Disability Income and Critical Illness protection, ensuring that in the event of a loss of income due to an accident or illness you will still be able to manage day-to-day costs of living.
2011-06-08 08:42:20

Category: Coverage , Pre-existing , Individual , in-patient , out-patientRead Answer Here

Can I get a Group Health Insurance Plan for my company?

Pacific Prime are able to offer group health insurance for small businesses to large companies. Our insurance advisors can discuss with you your company's needs and provide you with health insurance quotes from a number of leading, reputable companies that are on our panel.

At Pacific Prime we offer a range of group health insurance plans for companies located in all areas of the world. Our large panel of insurers are able to provide members with a range of medical benefits as well as different levels of coverage options.

Group health insurance is often a preferred coverage option, given the range of additional benefits that are generally offered in the plan. In many cases, a 'Medical History Disregarded' benefit can be offered to group health plans with more than 20 members. A 'Medical History Disregarded' benefit will provide medical coverage to members, regardless of their medical history or any pre-existing health conditions. A pre-existing condition, such as Diabetes, is usually excluded from coverage in other health insurance plans, or denied coverage all together. Other insurance benefits on a group health plan typically include different levels of deductibles; which are usually applied to different levels of seniority of the group.

 


2011-05-27 09:20:45

Category: Coverage , Maternity , Pre-existing , Group , CompanyRead Answer Here

Do You Offer Group Health Insurance?

Pacific Prime can offer comprehensive group health insurance options to companies worldwide. Company health insurance plans which we work with are perfect for groups of more than 3 employees, and can often be tailored to meet the specific needs of your organization.
2011-05-17 17:03:24

Category: Coverage , Pre-existing , USA , in-patient , out-patient , Group , CompanyRead Answer Here

Can you provide Maternity Coverage in the Caribbean?

Pacific Prime can provide a range of maternity health insurance options for individuals and families around the world. Maternity policies which we offer will afford the policyholder comprehensive coverage for pre-natal and post-natal checkups, routine deliveries, deliveries with a complication, medically prescribed caesarians, and even home delivery options.
2011-04-14 15:36:00

Category: Coverage , Maternity , Pre-existing , Hospital , in-patient , out-patientRead Answer Here

Which health insurance plan do you recommend for expats retiring in the Philippines?

Pacific Prime provides international health insurance plans for expats living overseas, in any country of the world, including the Philippines. We are able to offer policies to individuals of any age, and the plans we work with are often guaranteed renewable for life.

Pacific Prime can offer a range of Philippines health insurance plans, specifically designed for foreign nationals living in the country, which will provide you with extensive coverage that will entitle you to quality medical care worldwide. Plans which we work with are able to afford the policyholder with a range of coverage benefits, ensuring that you have the policy which best meets your specific needs. From basic options, to comprehensive coverage, the range of plans which we can advise upon are extremely flexible, and backed by Pacific Prime’s commitment to service.

Expats retiring in the Philippines will want to obtain a health insurance policy that provides guaranteed renewable benefits. Some insurance providers may decline the renewal of an insurance policy if the holder has reached a certain age, usually 65 years old, or if they have developed a chronic health condition or illness. Guaranteed renewable plans, which Pacific Prime can offer, will provide you with the assurance that you will have access to quality medical care for the rest of your life. Once your insurance policy has been accepted, you will be guaranteed continued insurance coverage at the time your policy is due for renewal, regardless of your age or health condition.


2011-04-07 12:23:06

Category: Coverage , Pre-existing , Emergency Evacuation , Individual , in-patientRead Answer Here

Can you offer Travel Health Insurance for my mother who has a heart condition?

Pacific Prime provides Travel Health Insurance for individuals seeking short term, comprehensive medical coverage while they travel internationally. Travel Health Insurance policies which Pacific Prime would recommend normally provide medical coverage in any area of the world, including Australia. The policy holder can obtain coverage anywhere from 1 day up to a period of 12 months duration.

Pacific Prime provides Travel Health Insurance for individuals seeking short term, comprehensive medical coverage while they travel internationally. Travel Health Insurance policies which Pacific Prime would recommend normally provide medical coverage in any area of the world, including Australia. The policy holder can obtain coverage anywhere from 1 day up to a period of 12 months duration.

Travel Health Insurance is designed to cover acute illness and injury for the duration of your trip abroad. Generally, this will include unexpected illnesses or accidents that required medical assistance. If you suffer from a health condition, prior to your trip, than this will normally not be covered in your Travel Health Insurance plan. However in some cases, a pre-existing illness can be covered if the condition has been stable in the six months prior to the commencement of the plan. Our advisers can assist you with any questions regarding Travel Health Insurance and provide you with further information in relation to coverage benefits included in the policy.



2011-03-09 14:27:32

Category: Coverage , Pre-existing , Emergency Evacuation , Individual , in-patient , out-patientRead Answer Here

How do medical tourists cover the costs for surgery and travel?

Pacific Prime offers health insurance plans to individuals living overseas in any region of the world.

An International Health Insurance plan, which Pacific Prime would recommend, will typically afford you with worldwide coverage. This will allow you to travel to any country in the world to receive medical treatment such as Singapore, Hong Kong, Thailand or India. Policy holders can be reassured that their health care plan will entitle them to treatment that is of high standard and accredited internationally.


Medical Tourism in Singapore

Medical Tourism is an industry that is established in the Asian region of the world. With healthcare costs on the rise, particularly in countries such as US and UK, patients are flying to areas of the world where treatment can be received at a relatively lower price. Around US$4.53 billion is spent every year collectively by medical tourists within Asia, particularly in Singapore, India, and Thailand. Standards of health care in Singapore are high and considered to be on par with western medicine standards. Private hospitals, that are designed with foreign patients in mind, offer modern medical facilities and highly trained healthcare staff with proficiency in English.


2011-02-28 16:35:24

Category: Coverage , Pre-existing , China , Hospital , Emergency Evacuation , USA , Individual , in-patient , out-patientRead Answer Here

Do you offer travel health insurance for pregnant women travelling to America?

Pacific Prime can offer maternity coverage to individuals residing in any area of the world, including Jordan and America. Comprehensive health insurance plans, which we provide, can offer coverage options including maternity benefits. For a short term trip away from your home country a Travel Health Insurance plan may be a suitable option for you, which in some cases can provide maternity coverage to individuals under its policy.


A Travel Health Insurance plan, which we highly recommend and can provide, is purchased by individuals who are seeking comprehensive international medical coverage on a short term basis. A Travel Health Insurance plan typically covers medical expenses relating to an accident or illness, for a duration specified by the policy holder, of up to 12 months.


2011-02-14 17:50:04

Category: Coverage , Maternity , Pre-existing , Hospital , Emergency Evacuation , USA , Individual , in-patient , out-patientRead Answer Here

Can you offer coverage in the Philippines for my family?

Pacific Prime works with over 55 leading international health insurance companies to provide global medical insurance plans that are specifically catered to expats living in areas all over the world. Philippines health insurance plans that we offer provide a range of coverage options and benefits, allowing you to tailor your policy to meet your specific needs.

Our expert advisors are familiar with the unique and changing needs of expats and their families, given that their situation is likely to change over time. Worldwide coverage and guaranteed renewability are typically offered in the International Health Insurance plans we provide, allowing policy holders access to life time health care coverage in any area of the world. This means that if you decide to travel overseas on a holiday or return to your home country for a visit, our Global Health Insurance plans will provide you with comprehensive healthcare coverage, everywhere you need to go.


2011-02-01 17:58:18

Category: Coverage , Pre-existing , Family , Hospital , Emergency Evacuation , Individual , in-patient , out-patientRead Answer Here

Can you offer coverage in the Netherlands?

Pacific Prime works with a number of the world’s best insurers which allows us to provide a range of different coverage options and benefits for individuals seeking health care coverage in any area of the world. Pacific Prime can offer comprehensive Netherlands Health Insurance or Travel Health Insurance Plans.

There are two options that are beneficial for individuals seeking international health insurance coverage, including Holland. You may opt for a Travel Health Insurance Plan or an International Health Insurance Plan.


2011-02-01 17:56:46

Category: Coverage , Pre-existing , Hospital , Emergency Evacuation , Individual , in-patient , out-patientRead Answer Here

Can you provide coverage for our two employees in Shanghai?

Pacific Prime can offer comprehensive International Health Insurance Plans to individuals living in any area of the world including Shanghai, China. Shanghai health insurance plans which we can provide will offer a range of coverage options and benefits, allowing you to tailor the policy to meet your specific needs.




The International Health Insurance plans from Pacific Prime are designed primarily to cover working expats and their families. Our expert advisers understand the unique and diverse needs of every customer and can find an Individual Expat Health Insurance plan that meets the policy holder's needs.


2011-01-26 11:35:50

Category: Coverage , Pre-existing , China , Hospital , Emergency Evacuation , USA , Individual , in-patient , out-patient , Group , CompanyRead Answer Here

Can you offer coverage for pre-existing conditions?

Pacific Prime can offer comprehensive International Health Insurance plans which will include a range of different coverage options to meet the diverse needs of our client population. Our dedicated advisors can work with your needs to provide a plan which is specifically tailored to your requirements. Whether you are moving overseas, looking for a competitive premium, or require coverage for a pre-existing condition, Pacific Prime is able to provide the coverage most suited to your needs.

It is important to note that many international health insurance plans will not typically cover pre-existing conditions. A pre-existing medical condition is deemed to be any medical condition which has displayed symptoms, required treatment, or which the policyholder has been aware, prior to the purchase of an international health insurance plan. Common pre-existing conditions can include such illnesses as Diabetes and Asthma. If the policyholder has a pre-existing condition, a global health insurance plan will typically handle the condition in one of four ways: Exclusion, Moratorium, Coverage with Loading, or Medical History Disregarded.








2011-01-24 12:38:46

Category: Coverage , Pre-existing , Hospital , Emergency Evacuation , Individual , in-patient , out-patient , GroupRead Answer Here

Can you offer Group Coverage in Vietnam?

Pacific Prime can provide International Health Insurance Plans within any area of the world. Vietnam Health Insurance policies, which we recommend will typically offer a range of coverage options to suit the needs of individuals and groups throughout the Asia-Pacific Region.




Group Health Insurance Plans offered through Pacific Prime can be customized to your group offering flexibility, a comprehensive range of medical coverage, as well as additional benefits that are typically not offered under Individual Health Insurance Plans. In many cases, due to our extensive relationships with the world's best health insurance companies, we are often able to offer significant discounts.


2011-01-20 17:29:20

Category: Coverage , Pre-existing , Hospital , Emergency Evacuation , in-patient , out-patient , Group , CompanyRead Answer Here

Can you offer coverage in the UAE?

Our individual medical insurance plans at Pacific Prime cover a large scope of countries across the globe. We can offer comprehensive Dubai health insurance plans to expats residing in the UAE.
2011-01-19 10:26:28

Category: Coverage , Maternity , Pre-existing , Emergency Evacuation , Individual , in-patient , out-patientRead Answer Here

Do you offer Surgical Coverage?

Pacific Prime can offer international health insurance plans which provide comprehensive in-patient medical, and surgical treatment coverage.


2011-01-06 16:13:44

Category: Coverage , Maternity , Pre-existing , Hospital , Emergency Evacuation , Individual , in-patient , out-patientRead Answer Here

Can you provide coverage in Costa Rica and Panama?

Pacific Prime can offer comprehensive expat medical insurance plans to foreign citizens residing in Costa Rica and Panama. Where many health insurance policies will restrict coverage for individuals over the age of 65, plans offered by Pacific Prime are usually guaranteed renewable ensuring that you will have access to quality healthcare for your entire life. Policies which we work with are typically internationally portable and will usually allow you to use the doctor or hospital of your choice, anywhere in the world.
2011-01-05 16:53:55

Category: Coverage , Pre-existing , IndividualRead Answer Here

Do you cover Cataract Surgery?

All of the in-patient plans offered by Pacific Prime will provide cover for medically necessary surgical procedures. In most cases, while surgical procedures like Cataract removal may not require an overnight stay in a hospital, these types of treatments will usually be covered through the in-patient portion of the plan. We can also provide policies which offer benefits for visual aids, such as glasses and contact lenses. Coverage for this type of benefit is usually obtainable in addition to the purchase of an in-patient policy.
2011-01-05 11:06:18

Category: Coverage , Pre-existing , IndividualRead Answer Here

Can i buy maternity insurance if i am already pregnant?

Pacific Prime is able to provide comprehensive international health insurance policies with maternity benefits. Maternity Health Insurance Plans which we can provide are typically guaranteed renewable, internationally portable, and will afford you comprehensive coverage for a routine delivery in addition to high levels of protection should there be a complication with the pregnancy.
2011-01-04 14:20:28

Category: Coverage , Maternity , Pre-existing , IndividualRead Answer Here

Can i obtain maternity insurance in the USA?

Pacific Prime can provide comprehensive international maternity health insurance options to expatriates located around the world. Policies which we are able to offer will typically afford you international portability of your plan, allow you to choose where you receive your medical treatment with any doctor or hospital in the world, and will usually be guaranteed renewable for life. Expat health insurance policies which we provide will normally be able to offer you a range of extended benefits and may include coverage for In-patient and Out-patient treatment, Specialist consultations, Maternity coverage, Dental treatment, Alternative therapies, and Emergency Evacuation.
2009-12-01 14:18:25

Category: Coverage , Maternity , Pre-existingRead Answer Here

Can I obtain international maternity insurance?

Pacific Prime is able to provide you with a range of options for quality international maternity insurance coverage. Plans which we can offer will typically provide you with comprehensive coverage for a routine delivery, and ensure that both you and your child are protected in the event that there is a complication during the pregnancy. The maternity health insurance polices we are able to provide will usually give you freedom to choose any doctor or hospital in the world to have your child.
2009-10-22 08:41:28

Category: Coverage , Maternity , Pre-existingRead Answer Here

Can I obtain coverage for Chronic Conditions?

Prime can provide a range of options with regards to the coverage of Chronic Conditions. A chronic condition is defined as an illness or disease from which the sufferer will not recover, and for which there is currently no cure. Examples of a chronic condition would include Diabetes, Arthritis, and Asthma.
2009-10-21 14:15:34

Category: Coverage , Pre-existingRead Answer Here

Can a German in Thailand receive coverage?

Pacific Prime is able to offer comprehensive coverage to expatriates around the world. Plans that we can provide will typically afford you a number of coverage options including benefits for in-patient and out-patient treatment, emergency evacuation, dental care, specialist consultations, and alternative therapies. In addition to this, the international health insurance plans which we work with are usually guaranteed renewable for life and globally portable, giving you the security and peace of mind that you deserve while overseas.
2009-08-19 16:34:00

Category: Coverage , Pre-existingRead Answer Here

Can I get Private Maternity Coverage?

Pacific Prime is able to offer quality international health insurance plans to expatriates around the world. Plans that we provide will give you the peace-of-mind that should something untoward happen while you are overseas, you will have the protection you need. In many cases we are able to fully customize a global health insurance policy to meet your exact requirements. Coverage options which we can provide will often include benefits for Maternity treatment, emergency evacuation, specialist consultations, and even dental coverage.
2009-08-17 17:52:12

Category: Coverage , Maternity , Pre-existingRead Answer Here

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