Can you offer comprehensive health insurance? | ||
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Question: I am interested in a medical insurance unlike the local HMOs which are inefficient in coverage. I just want in-patient and out-patient coverage, no maternity or dental and if possible no deductible as well. Somewhere in the 200000 dollar range would be fine. Thanks Answer:We can offer comprehensive international health insurance plans all over the world. The plans that we can provide will usually afford you a much higher level of coverage that local health insurance plans and they are globally portable and guaranteed renewable for life. This means that no matter what happens in the future, your plan will continue to provide you with the quality medical protection that you and your loved ones deserve. The in-patient and out-patient coverage that we can provide will give you a number of benefits including coverage for specialist consultations, prescribed medicines, alternative treatment, and complementary medicine. International health insurance plans will always calculate premiums based on a policyholder’s age and geographical area of coverage, never on your claims history. This means that you are never penalized in your premium because of the treatment that you receive, but rather you will always have the assurance that you are paying the same premium as everyone else in your age group. In terms of geographical area of coverage, there are typically two to choose from; worldwide or worldwide excluding the USA. The reason for these two choices is that healthcare costs in the USA are the most expensive in the world, and by excluding America you are usually able to keep your premium lower than if you include the country for coverage. Our plans will afford you a wide range of deductible options as well as choices in the coverage that you receive. This means that all the plans that we provide can be tailored to meet you exact coverage criteria giving you the specific, tailored, coverage that you require. For more information about the in-patient and out-patient international medical insurance policies that we can provide, or to receive a free quote, please contact one of our expert advisers today.
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