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Can you offer Libya Expatriate Health Insurance

Can you offer Libya Expatriate Health Insurance

Question: 
I am a WorleyParsons employee residing in Libya and would like to have health insurance for myself and my family(seven people altogether). Do you have coverage in Libya and if so what information you need to provide me with a quote?

Answer: 
Pacific Prime can provide international medical insurance plans to expatriates around the world, including individuals, families, and groups located in Libya. For areas of the world which are currently experiencing high levels of conflict (including war and terrorism activities) we can offer specially created War and Terrorism Health Insurance plans to give you the extra protection you need.

Historically many global medical insurance plans would exclude acts of war and terrorism from coverage under the policy, mainly due to the wide scope of acts which may be potentially undertaken, or which the policyholder may find themselves involved in while overseas. Pacific Prime can offer plans which will cover these acts, giving you the assurance that while you are in a location with a high threat level, that you will be medically protected in the event of a severe injury.

War and Terrorism Health Insurance plans which we work with will typically provide an in-patient coverage benefit as a standard component of the policy. This type of coverage will protect you in the event that you need medical treatment requiring hospitalization (and overnight stay in a medical facility). In addition to this, the plans we work with will often allow you to choose from a range of extended coverage benefits, including protection for:

·Out-patient treatment

·Dental Treatment

·Maternity Treatment

·Vaccinations

·Alternative therapies and complementary medicine

·Emergency Evacuations.

In addition to the wide range of coverage options available under these types of policies, we also have the ability to provide flexible customization options for families. Family health insurance plans which provide War and Terrorism coverage will typically include protection for issues like chronic conditions, and preventative medicine. Additionally, it may be possible, in some cases, to include coverage for certain pre-existing conditions which would normally be excluded from the policy. However, coverage of pre-existing conditions will depend on the insurance company you choose to work with, and is not available from all providers. Click here for more information.

Libya health insurance plans for expatriates will have the policy premium calculated based on the age of the policyholder and the plan’s geographical area of coverage.The reason that the intended geographical area of coverage is so important when calculating a premium is due to the fact that medical costs in some countries are much higher than in others. This is the reason why many international health insurance plans will offer a choice between two areas of coverage. These are:

·Worldwide

·Worldwide excluding the USA

This is because the medical costs in the USA are the highest in the world, and by electing to not have coverage in America you can significantly reduce your overall plan premium. Additionally, we are able to provide you with a range of deductible and co-pay options which can also help to lower the policy premium depending on what you choose to contribute towards the cost of your healthcare.

If you would like to receive a free quote for the available Libya health insurance options available from Pacific Prime, simply complete the short form at the top of this page.


     
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