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Disability Income
If you were unable to work because of an injury or illness how would you and your loved ones cope? Many people will suffer from serious accident or injury at least once in their lifetime and any loss of income because of this will have a significant impact on your life. Disability income protection plans can help support you and your loved ones in the event that anything should happen.
Disability income protection plans help the policy holder with their living expenses in the event that they are unable to work. Usually you are able to purchase a disability income protection policy that will provide protection for 75% of your annual income. This means that in the event that you are unable to work due to injury or illness (even if the condition is not caused by your occupation) you are entitled to a monthly benefit that is equal to 75% of your monthly income.
Normally a disability income protection plan will continue to pay a benefit until the policyholder reaches the normal age of retirement. This means that your plan will give you and your loved ones peace of mind that support is available for many years. Disability income protection plans are also index linked, this means that your benefits will always be adjusted to the current inflation rates until you return to work.
Disability income protection plans will usually not cover for any pre-existing conditions that a policyholder may have prior to entering a plan, much like a global medical insurance plan. This means that even if the policyholder is unable to work because of a pre-existing condition, they are not entitled to the benefits associated with the policy.
There are a number of additional benefits that can be linked to a disability income protection plan including accident protection, accidental death benefits, accident survival benefits, and hospitalization benefits
Disability income protection is flexible and comprehensive in its nature. These plans mean that even if you suffer from a serious illness or injury you do not have to worry about the cost of living. Our expert advisers can help find the plans that most suit your needs and work with you to make sure that coverage is provided. For more information about a Disability income protection plan or a global medical insurance plan, or to receive a free quote, please fill out the form below and we'll get back to you.
Disability Income Plan Enquiry
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Recent Questions / Comments:| Pacific
Prime can offer Abu Dhabi health
insurance plans for expats living in the UAE. Many of the UAE
international health plans which we provide can include a worldwide
cover benefit, affording members with access to medical treatment
in the UAE and any other country region worldwide including the USA.
2012-03-08 09:32:46 |
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| Category: Coverage , Pre-existing , Emergency Evacuation , USA , UAE , Premiums , BUPA , Insurance Company | Read Answer Here |
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| Pacific Prime is able to offer a range of international health insurance options from Bupa. Bupa has an extended portfolio of comprehensive policies from which you can choose; there are international health insurance plans that are designed for expatriates overseas, and local Bupa medical insurance policies for individuals, families, and groups living their home country. Bupa is known widely for the company’s ability to provide high levels of global health insurance coverage. Bupa offers a range of basic “core” policies which provide in-patient cover, but also allow the policyholder the option to add on additional coverage benefits such as outpatient, maternity, and dental treatment. This allows policy holders to find a plan that suits their individual needs without having to sacrifice the quality of their coverage. 2011-08-03 09:37:34 |
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| Category: Coverage , Maternity , Pre-existing , Emergency Evacuation , Individual , in-patient , out-patient , Group , Company | Read Answer Here |
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