War and Terrorism Health Insurance

Pacific Prime is able to provide our clients with comprehensive life and global medical insurance options for coverage in High Risk areas, such as war zones.

Living outside of your home country will present an array of challenges under normal circumstances and many expatriates fear major accidents, inadequate healthcare, poor medical treatment, and costly medical bills on a day-to-day basis. In the modern world these fears are compounded by the ever present threat of war and terrorism across much of the planet.

Pacific Prime can offer you the medical protection which you need while in these high risk areas, giving you the knowledge that even should the worst happen, you will still be able to receive the quality care which you deserve.

Whether you are in Iraq or Afghanistan, working as a government contractor in Baghdad’s Green Zone, or as a humanitarian worker in Kabul, there are a myriad of risks which you will face. From roadside bombs during elections to improvised explosive devices outside your base, suicide bombers and political radicals will pose threats to your every day life. With global medical insurance for High Risk Areas from Pacific Prime, you can be safe in the knowledge that you are covered.

In many cases the risks of War and Terrorism, and to a certain extent Kidnapping and Ransom, were traditionally considered to be uninsurable, and many insurance companies are continuing to exclude these risks from coverage. However, as a leading global medical insurance broker specializing in understanding policy wording and conditions, Pacific Prime is now able to offer comprehensive global medical insurance policies which will provide cover no matter what happens.

Global medical insurance plans for High Risk areas which we can provide may offer coverage for:

• Medical Care
• Personal Accident Coverage
• Emergency Evacuation
• Defense Base Act (DBA) Coverage
• Kidnap and Ransom Coverage

One of the reasons acts of War and Terrorism have been so difficult to insure is the wide scope of potentially violent acts encompassed by the terms. There is no easy way to judge the risk of a terrorist act, and the liability of such an act may be extremely large. As a consequence of this, plans offered by Pacific Prime will include coverage for both war and terrorism, ensuring that you have as much protection as you need.

How do I make a Claim?
Making claims on an international health insurance policy can be a confusing process. At Pacific Prime we work with our clients to ensure that each claim is settled in a speedy and efficient manner. Many of the global health insurance providers which we choose to work with will issue a policyholder with a card identifying their plan details, in addition to containing information on claims help, deductible information, and emergency contact numbers. This ensures that you are free to travel around the world knowing that you will be protected no matter what happens. 2009-10-23 12:36:03
Category: Coverage	Read Answer Here
Do you offer insurance for local nationals?
Yes, some of the insurance companies that we offer will provide coverage for local nationals. Even if you are living in your home country, you may still be seeking a medical plan which will be able to cover you in the best treatment centers and facilities. Unfortunately there are many countries where the local health plans are unable to provide the levels of cover that you and your family require. For this reason companies such as Allianz, Bupa, IHI Danmark and Interglobal to name a few will process an application for a person residing in their home country. 2011-04-06 17:07:55
Category:	Read Answer Here