International Health Insurance
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Waiting Periods
The duration of waiting periods can be found in the policy conditions section of the insurance plan.
Insurance companies enforce these periods in order to prevent policy holders making claims soon after the global health insurance coverage is in place.
The two types of treatment that usually have waiting periods are:
In order to prevent already pregnant women taking out an insurance policy and submitting claims, the waiting period for maternity cover is usually 10 to 12 months. It is therefore advisable to plan well in advance when deciding to start a family, as a policy holder is unable to submit claims for maternity costs until at least 10 months passes from the commencement of the global health insurance coverage policy.
As dental insurance usually covers pre-existing conditions, the majority of insurance companies set a waiting period of 6 to 12 months for dental treatment as part of their global health insurance coverage.
Recent Questions / Comments:| Pacific Prime is able to provide International Health Insurance Plans with comprehensive Maternity Health Insurance benefits. 2011-01-21 11:41:05 |
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| Category: Coverage , Maternity , Family , USA , Individual , in-patient , out-patient | Read Answer Here |
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| Dental health insurance plans provided by Pacific Prime are
typically only available as an add-on to standard in-patient coverage. Policies
which provide a Dental treatment benefit will usually provide cover for general
dental treatment, dental surgery, periodontics, dental prostheses and
orthodontic treatment. Plans that we offer are usually guaranteed renewable and
internationally portable; this means that even if you should relocate to another
country, your policy will travel with you. 2011-01-04 16:33:34 |
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| Category: Coverage , USA , Individual | Read Answer Here |
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