International Health Insurance
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Out-Patient Cover
Most world medical insurance plans purchased by expats include both in-patient and out-patient cover, since accidents and prolonged illness whilst abroad can be extremely expensive and very stressful.
Out-patient world medical insurance covers consultations and treatments provided by a specialist or medical practitioner when an overnight stay in hospital is not necessary.
The premium for out-patient cover will be roughly the same cost as the premium for in-patient cover. In general out-patient claims are frequent but the amount of the claim relatively small. Not all expats consider the cost of outpatient cover worth the additional cost and are prepared to stand these smaller but possibly frequent expenses. However where families are concerned it is advisable to include the out-patient cover.
Like all world medical insurance plans there are still general exclusions to out-patient plans which vary depending on the insurance provider.
Typical benefits that would be included in an out-patient plan include:
- Medical practitioner and specialist fees
- Routine health checks
- Prescription medicines
- Alternative treatments
- Diagnostic tests, including X-rays
- Home nursing
- Vaccinations
Recent Questions / Comments:| During
the application process Pacific Prime will gather information on
behalf of the health insurer, in order to determine the details and
conditions on your health
insurance policy and to also calculate the cost of your health
insurance premium. Pacific Prime will ask for details of your country
of residence, among other personal details such as your nationality,
age, and medical history.
2012-01-19 17:59:03 |
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| Category: Individual , Travel , Premiums , Insurance Company | Read Answer Here |
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| At present Pacific Prime is unaware of any specific legislative
requirements passed by the Uruguayan government which would prevent expatriate individuals
over the age of 65, currently located in Uruguay, from obtaining health
insurance coverage within the country. 2011-06-08 16:48:36 |
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| Category: Coverage , Individual , in-patient | Read Answer Here |
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