Maximum Benefits

International Medical Cover plans typically provide high limits of cover. The limits generally range between USD $1 million and USD $2 million per year. The limits of cover can be defined as either per year, per condition or a lifetime limit.

An annual limit provides cover on a yearly basis up to the total limit regardless of the treatment you are claiming for. A benefit/condition limit will provide cover up to a specified amount per condition or benefit on a yearly basis. A lifetime limit will provide cover for a particular benefit up to a specified limit during your lifetime.

The limits of each type of cover tend to be high, allowing you to select treatment anywhere in the world in the knowledge that you are likely to be fully covered for your treatment.

Our expert advisors can help you to select the most suitable plan.

Do you offer family coverage in Brazil?
Health Insurance Plans which we can offer will typically include a range of different coverage options to suit the needs of individuals and families visiting the South America region. From basic to comprehensive treatment coverage, Brazil health insurance policies from Pacific Prime will typically allow you the option to add on or exclude certain treatment benefits. Our expert advisers can find a plan that will suit you and your family's needs. You may opt for an International Family Health Plan, which will allow you access to health care services in any area of the world, including Brazil. The other option is to take out a Travel Health Insurance Plan, allowing you to receive medical expenses for the duration, within the area selected. 2011-01-27 15:28:33
Category: Coverage , Family , Hospital , Emergency Evacuation , in-patient , out-patient	Read Answer Here
What is the difference between premium and benefits?
An insurance premium is the fee paid by the policy holder to the health insurance provider, which entitles them to the benefits under the health insurance policy. The insurance premium is usually paid once per year, but it can also be paid per month or per day, depending on the agreement between the insurer and policy holder. The insurance premium is normally calculated by the age and residential location of the policyholder. Other factors can influence a premium amount, such as the medical benefits desired by the policy holder or premium saving benefits such as deductibles. The health insurance policy is a contract between the insurer and the policy holder. The health insurance policy will include a list of benefits that the policy holder is entitled to. Typical benefits of a health insurance policy will include inpatient and outpatient cover. Other types of benefits can be included on a health insurance plan, such as maternity, dental, member and premium saving benefits. 2011-12-08 11:06:15
Category: Coverage , Maternity , Hospital , in-patient , out-patient	Read Answer Here