Maximum BenefitsInternational Medical Cover plans typically provide high limits of cover. The limits generally range between USD $1 million and USD $2 million per year. The limits of cover can be defined as either per year, per condition or a lifetime limit.
An annual limit provides cover on a yearly basis up to the total limit regardless of the treatment you are claiming for. A benefit/condition limit will provide cover up to a specified amount per condition or benefit on a yearly basis. A lifetime limit will provide cover for a particular benefit up to a specified limit during your lifetime.
The limits of each type of cover tend to be high, allowing you to select treatment anywhere in the world in the knowledge that you are likely to be fully covered for your treatment.
Our expert advisors can help you to select the most suitable plan.
Pacific Prime can offer health insurance plans with Worldwide medical coverage, enabling policyholders access to medical treatments around the world, including Lebanon and Australia. There are different levels of Worldwide cover. International health insurance plans will usually give policy holders the option to include or exclude various geographic regions of medical cover. This is due to the varying health costs around the world, such as the United States of America. For example, policy holders who do not visit the USA will normally opt for a health insurance plan with worldwide cover, excluding the USA. Premiums
are generally calculated by two main factors: the age of the members
listed on the health insurance policy, and the geographic location of
residence. Other factors that will impact your premium will include
any added extra benefits, such as maternity cover or comprehensive
outpatient cover.
2011-12-12 09:15:10 |
|
| Category: Coverage , Maternity , Family , Deductible , Premiums , Treatment | Read Answer Here |
| Pacific Prime offers European travel health insurance for individuals seeking comprehensive medical insurance while on their vacation, including destinations in France, Italy and Spain. Pacific Prime's travel insurance plans are offered by IHI-BUPA, which include a wide range of coverage benefits. Traveler’s medical insurance is designed to provide medical coverage in the event of an accident or illness while the policyholder is outside of their home country. Pacific Prime offers comprehensive plans that provide travelers with the reassurance that they will be protected in the unfortunate event of an accident or illness while overseas. Some travel plans are quite basic and do not consider other expenses that are typically incurred, such as the additional costs to have your close friend accompany you while you recover from an illness. The length of duration of the coverage under an international travel health insurance policy is up to the policy holder. Policy holders can obtain travel insurance for as little as one day, to a maximum of twelve months. The travel insurance plan can be used in any country across the globe, outside of the policy holder's home nation. 2011-03-24 12:30:59 |
|
| Category: Coverage , Hospital , Emergency Evacuation | Read Answer Here |