International Health Insurance
» Plans » Information » Inpatient Cover- Plan Information
- How to Choose
- Chronic Conditons
- Claims
- Area of Cover
- Deductible
- Dental
- Emergency Evac
- Exclusions
- Inpatient
- Local vs International
- Maternity
- Maximum Benefits
- Outpatient
- Policy Cond.
- Pre-existing Cond.
- Plan Summary
- Vaccinations
- Waiting Period
- War and Terrorism Health Insurance
- Allianz Health Insurance Dormancy Option
Inpatient Cover
All health insurance abroad plans cover in-patient medical care that requires a stay in hospital, and the patient is able to choose any hospital and any surgeon. Most surgery, even as an out-patient is also included in this level of cover, but it is advisable to check this, as international insurance companies conditions can vary.
The costs related to hospitalisation and surgery can be astronomical. Whilst most people only undergo an operation two or three times during their lifetime, the costs involved in one small operation can be more than all the insurance premiums they ever pay.
Health insurance abroad policies offer optional additions such as out-patient, dental and maternity cover can be added to inpatient cover, but an inpatient only plan is available from most health insurance abroad providers.
Typical benefits of inpatient cover include:
- Semi-private/private hospital room
- In-patient medicine
- Organ transplant
- Out-patient surgery
- Surgery, Anaesthesist and Operating theatre charges
- Surgical appliances and prostheses
- Intensive care room
- Ambulance costs
- In-patient Lab tests, X-rays, Diagnostic tests, MRI etc.
Recent Questions / Comments:| we can provide international health insurance plans to groups all over the world. Group plans, like individual health insurance plans, are globally portable. This means that even if a group member should leave Egypt and travel to Dubai, they will still be provided the coverage that they require. Group plans will offer all the same coverage options as individual plans with regards to maternity, dental, out-patient treatment, complimentary medicines, alternative therapies, specialist consultations, and emergency evacuation coverage. 2007-08-23 16:32:06 |
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| Category: Coverage | Read Answer Here |
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| There are no general hospitals in Surok, Russia.
The closest hospitals are located in Yoshkar-Ola,
the Capital city of the Republic
of Mari El, which is
roughly 15 miles (20 kilometers) north of Surok on highway P-175. Pacific
Prime cannot attest to the quality of the medical facilities in Yoshkar-Ola, and advises
that you obtain a quality international health insurance policy with an
emergency evacuation benefit prior to visiting the area. 2009-10-23 17:30:53 |
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| Category: Coverage , Hospital , Emergency Evacuation | Read Answer Here |
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