Inpatient Cover

All health insurance abroad plans cover in-patient medical care that requires a stay in hospital, and the patient is able to choose any hospital and any surgeon. Most surgery, even as an out-patient is also included in this level of cover, but it is advisable to check this, as international insurance companies conditions can vary.

The costs related to hospitalisation and surgery can be astronomical. Whilst most people only undergo an operation two or three times during their lifetime, the costs involved in one small operation can be more than all the insurance premiums they ever pay.

Health insurance abroad policies offer optional additions such as out-patient, dental and maternity cover can be added to inpatient cover, but an inpatient only plan is available from most health insurance abroad providers.

Typical benefits of inpatient cover include:

• Semi-private/private hospital room
• In-patient medicine
• Organ transplant
• Out-patient surgery
• Surgery, Anaesthesist and Operating theatre charges
• Surgical appliances and prostheses
• Intensive care room
• Ambulance costs
• In-patient Lab tests, X-rays, Diagnostic tests, MRI etc.

Do you offer health insurance cover in Sierra Leone?
Pacific Prime can offer Sierra Leone health insurance plans to individuals and families living in Sierra Leone, or Global Medical Insurance policies for expatriates in any country worldwide. We can offer international health insurance that will include worldwide medical cover, affording you with access to medical treatment in any country across the globe, including Sierra Leone, England, the USA, India, and South Africa. 2012-01-18 11:58:34
Category: Coverage , Maternity , Emergency Evacuation , USA , Individual , in-patient , out-patient , Africa , Illness , Deductible , Premiums	Read Answer Here
Can you offer stand alone dental plans?
The international health insurance dental plans that we can offer will always be attached to a full health insurance policy as an additional benefit. The premiums for international health insurance plans will always be calculated based on your age and the area in which you require coverage. A premium based solely on the policyholder�s age and area of coverage means that your claims history will never be taken into account when purchasing or renewing an international health insurance plan, and you are always assured that you will be paying the same premium as everyone else in your age group. 2007-08-02 10:46:31
Category: Coverage	Read Answer Here