ExclusionsAll insurance policies contain exclusions and these will vary from insurer to insurer. It is therefore important to check with the insurance representative to ensure there are no misunderstandings regarding cover.
The most important exclusions however are pre-existing chronic conditions which the client has suffered or had treatment for prior to taking out the policy.
Below is a list of treatments which most commonly appear in the exclusion section in the policy conditions and clients will not be covered for unless previously agreed by the insurance company.
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| Hello. I am currently in the us military stationed in the United Kingdom, Currently my fiance who visits from the United States is currently 14 weeks pregnant with no health insurance. While here she has been able to get some health checkups from the British midwives, but it has been our concern how long it will last. Our goal is for her to have our child here in england while we are together , but the only problem is my insurance will not cover her until we are married. What options are there if any, so that i may be able to purchase coverage for her to maintain and have our child here. | |
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| I am an Indian living in Indonesia. I would like to have a medical health insuarnce for me and my wife. I travel to USA and Canada quite often. We do not have any health insurance of our own except for the group insurance from my company applicable to me only. I am looking for a long term insurance which will be applicable in Indonesia, India and other countires. | |