International Health Insurance
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Emergency Evacuation
Selecting the right Emergency Evacuation Plan is very important as many countries have limited medical facilities and in the event whereby major surgery or intensive medical treatment is needed an Emergency Evacuation Plan will be greatly appreciated by the insured. Medical plans will usually evacuate to a near “acceptable” hospital or, in some cases, to the client's home country.
Medical evacuation will only be covered by an Insurance Company when it is specifically requested by the treating doctor and agreed by the insurer's medical consultants. It is not possible for the patient to simply demand to be evacuated; the decision to evacuate has to be based on medical necessity.
When considering Emergency Evacuation cover it is important to be aware of the facilities available in the country or countries to be visited. The cost of ambulances, helicopters, flights and in-transit medical care can be crippling if not covered by an appropriate plan.
We would always advise an Expat to take an Emergency Evacuation Plan unless they are based full time in developed countries when this cover would not be quite so necessary.
