Health Insurance Plans allow you to select your geographical area of cover. Insurers typically provide coverage for two geographical areas. These are
- Worldwide excluding North America
The premiums for the worldwide plans will generally be more expensive. The reason for this is that medical expenses in North America are typically higher than in the rest of the world.
Worldwide cover allows you to select to undergo treatment with any doctor in any hospital anywhere in the world. Worldwide excluding North America prevents you from selecting to undergo scheduled treatment in North America . However, the majority of health insurance expat plans will provide cover for emergency treatment in North America for a limited amount of days per year.