International Health Insurance
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Geographical Areas of Cover
Health Insurance Expat Plans allow you to select your geographical area of cover. Insurers typically provide coverage for two geographical areas. These are
- Worldwide
- Worldwide excluding North America
The premiums for the worldwide plans will generally be more expensive. The reason for this is that medical expenses in North America are typically higher than in the rest of the world.
Worldwide cover allows you to select to undergo treatment with any doctor in any hospital anywhere in the world. Worldwide excluding North America prevents you from selecting to undergo scheduled treatment in North America . However, the majority of health insurance expat plans will provide cover for emergency treatment in North America for a limited amount of days per year.
Our consultants will be happy to provide you with a range of quotes for health insurance expat plans and to answer any questions you may have.
Recent Questions / Comments:Pacific Prime are able to offer group health insurance for small businesses to large companies. Our insurance advisors can discuss with you your company's needs and provide you with health insurance quotes from a number of leading, reputable companies that are on our panel. Group health insurance is often a preferred coverage option, given the range of additional benefits that are generally offered in the plan. In many cases, a 'Medical History Disregarded' benefit can be offered to group health plans with more than 20 members. A 'Medical History Disregarded' benefit will provide medical coverage to members, regardless of their medical history or any pre-existing health conditions. A pre-existing condition, such as Diabetes, is usually excluded from coverage in other health insurance plans, or denied coverage all together. Other insurance benefits on a group health plan typically include different levels of deductibles; which are usually applied to different levels of seniority of the group.
2011-05-27 09:20:45 |
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| Category: Coverage , Maternity , Pre-existing , Group , Company | Read Answer Here |
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| Under an international health insurance plan offering an
emergency evacuation benefit the policy coverage for the benefit will ensure
that, in the event that there are no medical facilities in your current
location able to provide adequate treatment options, that you will be evacuated
to the nearest center of medical excellence in order to undergo care. 2011-11-16 12:01:13 |
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| Category: Coverage , Family , Emergency Evacuation | Read Answer Here |
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