Individual Health Insurance Information

The relationships that we have developed with major international health insurance companies allow us to offer reduced rates to our clients, in comparison to dealing directly with the insurer.

Our advisors can provide detailed quotes for expatriates worldwide. In order to receive a comprehensive individual health insurance quote, please contact our consultants.

We can advise the expatriate individual on health insurance policies that are extremely flexible; plans can be tailored to include chronic conditions, travel, maternity, dental and numerous other conditions. The policies can be customized to select only inpatient and no outpatient cover, this allows the individual to pay a lower premium but still be covered in emergencies for hospitalization and surgery costs. We can also include a deductible (excess) to keep your premiums low.

The international individual health insurance plans can be provided for individuals or families. A special feature of the policy is that the plans are guaranteed renewable meaning that your medical costs will be covered by the insurer for your whole life. Your premiums will typically change as your age increases but will only rise with the average. Regardless of how many claims or large claims being made in the previous year your premium will stay the same. Individual health insurance premiums are not dependant on nationality or occupation and are instead based on your country of residence and your age.

If you return to your home country or relocate to another country you can normally take your plan with you and the coverage will stay the same.

Our consultants can advise you of the most appropriate policy for you if you are suffering from a pre-existing condition. Please contact our advisors for assistance and a quote.

What health insurance plan do you recommend for my wife and newborn baby?
Families planning to have more children in the future are highly recommended to obtain a health insurance plan that includes coverage for Maternity care. Pacific Prime can offer health insurance plans for families living in any country of the world. There are various health insurance plans available for families, all which will include coverage options for a range of medical treatments and benefits. Families planning to have more children in the future are highly recommended to obtain a health insurance plan that includes coverage for Maternity care. Health insurance companies will normally apply a waiting period before the policy holder is entitled to their Maternity Cover benefits. As such, it is highly important to obtain Maternity Cover as early as possible to ensure you are not denied coverage due to incomplete waiting periods. Families can also benefit from a Comprehensive Outpatient plan, which includes a wide range of medical benefits that are typically used by families.   2011-12-08 11:03:36
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What is the claims procedure for expatriate health insurance?
Making a claim can often be one of the most confusing aspects of international health insurance for policyholders. At Pacific Prime we are dedicated to providing you the comprehensive support which you require to ensure that all claims are handled in a timely and efficient manner. The range of Insurance Companies which we choose to work with have some of the best claims processes in the industry, giving you the peace-of-mind in knowing that your healthcare is always in safe hands. 2010-06-29 08:31:28
Category: Hospital , Individual	Read Answer Here