Group Health Insurance Information

Pacific Prime International has developed relationships with the world's largest and most respected insurance providers. These relationships allow our consultants to help administer coverage for employees around the world with three or more group members. Your group may be among others a company, sports club or social club. We can offer premium discounts on global medical insurance and customize your coverage for whichever group you fit into.

The group health insurance plans can include deductibles (excess) to keep your premiums low and minimize the plan administration. Our advisors can tailor your group plan to allow employees of different levels to receive alternative benefits and coverage. Your group plan can be customized to include benefits such as dental, maternity, personal accident, medical evacuation and many others.

We can provide expatriates worldwide with a bespoke insurance quote. To receive your quote, simply fill in the group enquiry form and we will contact you within 24 hours to discuss your requirements and quote.

If a member leaves the group, many insurers will allow the individual to change to an individual plan and allow all pre-existing conditions coverage to remain the same. This is a significant advantage for the policy holder. Group health insurance policies are not country specific so if a member was to relocate to another country the coverage will go with them.

Group plans generally provide better coverage than individual plans. This is because your group policy can include coverage for pre-existing conditions whereas individual policies generally exclude pre-existing conditions.

If you would like to discuss your group global heath insurance requirements please do not hesitate to contact our expert advisors at Pacific Prime Insurance.

Do you offer Surgical Coverage?
Pacific Prime can offer international health insurance plans which provide comprehensive in-patient medical, and surgical treatment coverage. 2011-01-06 16:13:44
Category: Coverage , Maternity , Pre-existing , Hospital , Emergency Evacuation , Individual , in-patient , out-patient	Read Answer Here
Do you offer expat health insurance for a family moving to Italy?
Pacific Prime works with a number of private medical insurance providers, who can offer international coverage for families traveling abroad to Italy, and other countries worldwide.Family health insurance plans will typically offer a core medical plan which will include access to a range of inpatient treatments, outpatient treatments, ambulance cover, medical evacuation and repatriation. Health insurers will normally offer various levels of cover to choose from and the option to add on extra benefits such as Maternity Cover, Dental Cover, Optical Cover, and Geographic Areas of Medical Cover (such as exclude medical cover in the United States). It is common for leading health insurance companies to partner with large organisations to increase the services in which they can offer their members. These services typically include medical emergency and security assistance, expert health advice, second medical opinion, counseling and legal services. Benefits such as these are particularly useful to families who are new to a country and may need assistance with navigating their new health care system and legal system, and overcoming language and cultural barriers. Premiums will vary among health insurers. Premiums are calculated by the policy holders' country of residence and the age of each member on the plan. Policy holders can influence the cost of their premium by selecting a deductible option, adding on extra benefits, increasing limits on treatments, or including and excluding geographic regions of cover. 2011-12-08 11:07:47
Category: Coverage , Family , in-patient , out-patient	Read Answer Here