Family Plan Information

Pacific Prime works with a number of private medical insurance providers, who can offer international coverage for families traveling abroad to Italy, and other countries worldwide.Family health insurance plans will typically offer a core medical plan which will include access to a range of inpatient treatments, outpatient treatments, ambulance cover, medical evacuation and repatriation. Health insurers will normally offer various levels of cover to choose from and the option to add on extra benefits such as Maternity Cover, Dental Cover, Optical Cover, and Geographic Areas of Medical Cover (such as exclude medical cover in the United States).

It is common for leading health insurance companies to partner with large organisations to increase the services in which they can offer their members. These services typically include medical emergency and security assistance, expert health advice, second medical opinion, counseling and legal services. Benefits such as these are particularly useful to families who are new to a country and may need assistance with navigating their new health care system and legal system, and overcoming language and cultural barriers.

Premiums will vary among health insurers. Premiums are calculated by the policy holders' country of residence and the age of each member on the plan. Policy holders can influence the cost of their premium by selecting a deductible option, adding on extra benefits, increasing limits on treatments, or including and excluding geographic regions of cover.