Bupa International Health Insurance Plans

Bupa International are one of the leaders wordlwide in providing international health insurance coverage. Bupa International offer an extensive range of plans to expatriate businesses, groups, families and individuals and offer one of the highest levels of expatriate health insurance coverage and member benefits available on the market. Many of Bupa plans focus on high levels of medical coverage, preventative health cover, rehabilitation, and complimentary medicine.

Bupa International plans include direct settlement of bills, worldwide coverage, no penalties for claiming, guaranteed renewal, and flexibility to choose various different levels of coverage and optional benefits.

Bupa International created MembersWorld, an online resource for policy holders to view their  medical benefits, pre-authorise treatments, submit claims, and receive health support. Members can even chat online to Bupa staff using the webchat feature of MemberWorld. Bupa International also offers access to a 24 hour Medical Centre phone line and Bupa Helpine service. Bupa's phone lines services are staffed with medically trained consultants providing an exceptional service, assisting members with claims, locating health facilities, organizing emergency assistance and other unique services including legal and redundancy counseling. Bupa International members can also obtain a second opinion from a medical expert with access to Advance Medical.

Bupa International offer:

• Business Plans:
  Company plans
  International Schools
  Oil and Gas
  Maritime
  Selections Egypt
  
• Family and Individual Plans:
  Worldwide Health Options
  Bupa Lifeline
  

For more information about Bupa International plans, or to receive a free Bupa Health Insurance Quote, please contact one of our dedicated advisers today.

Bupa International Business Plans

Bupa International have designed group health plans that are specific to different types of businesses, from general companies to specific industries including international schools, oil and gas, and maritime.

Bupa International offer a range of business health insurance plans, classified into 4 different levels of cover: Gold Superior, Gold, Classic and Essential.

Bupa Company Plans

• Bupa International offer health insurance plans for small and large businesses worldwide.
• The company plan can also be obtained by any type of group such as religious, sporting, and social groups.
• Company plans must have at least 3 members to qualify.
• Over 10 members: Pre-existing conditions may be excluded.
• Over 100 members: Plans may be tailored to suit the company/group's specific needs.
• Company plans have four different levels of coverage: Gold Superior, Gold, Classic, and Essential.
• All Company plans offer: coverage for inpatient treatment, cancer treatment, up to 28 days of emergency cover in the US, and access to Bupa International Member Benefits.

Company Gold Superior

• Highest level of Company coverage
• Maximum coverage $US 10,200,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: unlimited family doctor, prescribed medicines, health screening, vaccination, (higher limits than Gold).
• Ambulance: local air and road
• Maternity (higher limits than Gold)
• 28 days emergency cover in the US
• Other: Cancer treatment and accident related dental treatment.
• Optional benefits:
  
  • Assistance evacuation and repatriation, dental, optical, USA cover.

Company Gold

• Highest level of Company coverage
• Maximum coverage $US 10,200,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: unlimited family doctor, prescribed medicines, health screening, vaccination, (higher limits than Gold).
• Ambulance: local air and road
• Maternity (higher limits than Gold)
• 28 days emergency cover in the US
• Other: Cancer treatment and accident related dental treatment.
• Optional benefits:
  
  • Assistance evacuation and repatriation, dental, optical, USA cover.

Company Classic

• Maximum coverage $US 1,500,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: family doctor, prescribed medicines, health screening, vaccination.
• Ambulance: local air and road
• Maternity: after ten months the plan is accepted
• 28 days emergency cover in the US
• Other: Cancer treatment and accident related dental treatment.
• Optional benefits:
  
  • Assistance evacuation and repatriation, dental, USA cover.

Company Essential

• Company Essential focuses on significant and critical illnesses that required inpatient treatment and other diagnostic and rehabilitation costs.
• Maximum coverage $US 1,000,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: surgical operations
• Newborn care
• Cancer treatments
• Transplant services
• Prosthetic devices
• Rehabilitation
• Hospice and palliative care
• 28 days emergency cover in the US
• Ambulance: local air and road
• Optional benefits:
  
  • Assistance evacuation and repatriation, USA cover.

For more information about Bupa International plans, or to receive a free Bupa Health Insurance Quote, please contact one of our dedicated advisers today.

Bupa International School Plans

• Bupa International offer health insurance plans for international schools (see list of international schools that are currently eligible).
• International School Plans must have at least 3 members to qualify.
• Over 10 members: Pre-existing conditions may be excluded.
• Over 100 members: Plans may be tailored to suit the International School's specific needs.
• International School Plans have four different levels of coverage: Gold Superior, Gold, Classic, and Essential.
• All International School Plans offer: coverage for inpatient treatment, cancer treatment, up to 60 days of emergency cover in the US, and access to Bupa International Member Benefits.

International Schools Gold Superior

• Highest level of Company coverage
• Maximum coverage $US 10,200,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: unlimited family doctor, prescribed medicines, health screening, vaccination, (higher limits than Gold).
• Ambulance: local air and road
• Maternity (higher limits than Gold)
• 28 days emergency cover in the US
• Other: Cancer treatment and accident related dental treatment.
• Optional benefits:
  
  • Assistance evacuation and repatriation, dental, optical, USA cover.

International Schools Gold

• Highest level of Company coverage
• Maximum coverage $US 10,200,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: unlimited family doctor, prescribed medicines, health screening, vaccination, (higher limits than Gold).
• Ambulance: local air and road
• Maternity (higher limits than Gold)
• 28 days emergency cover in the US
• Other: Cancer treatment and accident related dental treatment.
• Optional benefits:
  
  • Assistance evacuation and repatriation, dental, optical, USA cover.

International Schools Classic

• Maximum coverage $US 1,500,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: family doctor, prescribed medicines, health screening, vaccination.
• Ambulance: local air and road
• Maternity: after ten months the plan is accepted
• 28 days emergency cover in the US
• Other: Cancer treatment and accident related dental treatment.
• Optional benefits:
  
  • Assistance evacuation and repatriation, dental, USA cover.

International Schools Essential

• Company Essential focuses on significant and critical illnesses that required inpatient treatment and other diagnostic and rehabilitation costs.
• Maximum coverage $US 1,000,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: surgical operations
• Newborn care
• Cancer treatments
• Transplant services
• Prosthetic devices
• Rehabilitation
• Hospice and palliative care
• 28 days emergency cover in the US
• Ambulance: local air and road
• Optional benefits:
  
  • Assistance evacuation and repatriation, USA cover.

For more information about Bupa International plans, or to receive a free Bupa Health Insurance Quote, please contact one of our dedicated advisers today.

Bupa Oil and Gas Plans

• Bupa International offer health insurance plans for Oil and Gas businesses worldwide.
• Oil and Gas Plans must have at least 3 members to qualify.
• Over 10 members: Pre-existing conditions may be excluded.
• Over 100 members: Plans may be tailored to suit the company's specific needs.
• Oil and Gas Plans have three different levels of coverage: Gold, Classic, and Essential.
• All Oil and Gas Plans offer: worldwide cover, coverage for inpatient treatment, cancer treatment, up to 60 days of emergency cover in the US, and access to Bupa International Member Benefits.

Oil and Gas Gold

• Highest level of Oil and Gas coverage
• Maximum coverage $US 1,200,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care. 
• Outpatient cover: consultation, family doctor treatment, surgical operations, diagnostic tests, prescribed medicines, home nursing after inpatient treatment (higher limits than Classic).
• Ambulance: local road
• Other: Cancer treatment and emergency dental treatment.
• Optional benefits:
  
  • Assistance evacuation and repatriation, dental, optical, USA cover.

Oil and Gas Classic

• Maximum coverage $US 900,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: consultation, surgical operations, diagnostic tests, home nursing after inpatient treatment.
• Cancer treatment
• Ambulance: local road
• Optional benefits:
  
  • Assistance evacuation and repatriation, dental, optical, USA cover.

Oil and Gas Essential

• Oil and Gas Essential focuses on significant and critical illnesses that required inpatient treatment and other diagnostic and rehabilitation costs.
• Maximum coverage $US 900,000
• Inpatient cover: surgical operations, hospital accommodation, advanced diagnostic tests, nursing care.
• Outpatient cover: surgical operations
• Cancer treatments
• Transplant services
• Ambulance: local road
• Optional benefits:
  
  • Assistance evacuation and repatriation, USA cover.

For more information about Bupa Oil and Gas health insurance plans, or to receive a free Bupa International Health Insurance Quote, please contact one of our dedicated advisers today.

Bupa Maritime Plans

• Bupa International offer health insurance plans for Maritime organisations worldwide.
• Oil and Gas Plans must have at least 3 crew members on the plan to qualify.
• There is one standard plan available, plus additional options that can be added on.

Maritime plans

• Access to Bupa International Member Benefits.
• Worldwide cover
• Inpatient cover
• Outpatient cover
• Emergency dental treatment
• 24 hour access to a medical helpline (available in several different languages)
• Optional benefits:
  
  • Assistance evacuation and repatriation.

For more information about Bupa Maritime health insurance plans, or to receive a free Bupa International Health Insurance Quote, please contact one of our dedicated advisers today.

Bupa Selections Egypt

• Bupa International offer health insurance plans for businesses and group organisations located in Egypt.
• Selections Egypt plans must have at least 3 crew members on the plan to qualify.
• There is one standard plan available, plus additional options that can be added on.

Selections Egypt

• Access to Bupa International Member Benefits
• Worldwide cover
• Inpatient cover
• Outpatient cover
• Dental treatment
• Optical treatment
• Maternity: after ten months on plan
• Emergency dental treatment
• 24 hour access to a medical helpline (available in several different languages)
• Optional benefits:
  
  • Assistance evacuation and repatriation.

For more information about Bupa Selections Egypt health insurance plans, or to receive a free Bupa International Health Insurance Quote, please contact one of our dedicated advisers today.

Expatriate Family and Individual Plans

Bupa International have designed health insurance plans for family and individuals living and working overseas.

Bupa International offer flexibility, allowing policy holders to tailor a plan to suit their individual needs.

Bupa International offers health insurance plans designed for expatriates but can also be obtained by those living in their home country.

Bupa International offer two expatriate family and individual plans:

Worldwide Health Options

• Bupa's latest health insurance plan for expatriate families and individuals.
• Tailor a plan with several levels of coverage benefits and optional benefits to increase entitlements of your plan.
• Access to MembersWorld, an online resource for managing your claims, make payments, view your benefits, pre-authorise treatments and other useful services.

Bupa Lifeline

• Three levels of international health coverage including Gold, Classic, and Essential.

For more information about Bupa Family and Individual health insurance plans, or to receive a free Bupa International Health Insurance Quote, please contact one of our dedicated advisers today.

Worldwide Health Options

Worldwide Health Options offers different levels of coverage benefits.

All plans start with the core coverage Worldwide Medical Insurance

With the option to add on extras including:

• Worldwide Medical Plus
• Worldwide Medicines and Equipment
• Worldwide Wellbeing
• Worldwide Evacuation

Plus additional coverage options including:

• USA Cover
• Deductibles
• Exclusions

Worldwide Medical Insurance (core coverage)

• Maximum coverage $US 2,550,000
• Worldwide cover
• Inpatient cover: hospital accommodation, surgery, diagnostic tests
• Cancer treatment

Add on Extras:

Worldwide Medical Plus

• Maximum coverage $US 42,500
• Outpatient cover: consultations with a doctor or specialist and outpatient treatments
• Maternity care
• Pre and post natal care
• Preventative treatment for young children
• Psychiatrist and psychologist consultation fees
• Complimentary treatment: acupuncture, homeopathy, Chinese medicine, and more.

Worldwide Medicines and Equipment

• Maximum coverage $US 2,550
• Outpatient cover: treatment after hospital stay, rental of medical equipment, prescription medicines.
• Long term prescription benefit: medicine to manage chronic conditions such as Asthma.

Worldwide Wellbeing

• Maximum coverage $US 8,500
• Preventable medicine
• Health screenings, vaccinations, dental and optical treatment

Worldwide Evacuation

• No annual limit or maximum coverage
• Ambulance: air or road transportation
• Repatriation to your home country
• Compassionate visit for a close friend or family to stay with you while you recover, plus a cash sum for living allowance.

PLUS additional coverage options:

USA Cover

• USA health costs are very high. As such, policy holders may choose to include or exclude coverage in this area to reduce their premium.
• Access to quality medical care in the US.
• Direct settlement in Bupa's network facilities.

Deductibles

• Different levels of deductibles can be applied

*A deductible is an amount that the policy holder will pay each year in medical costs, before the insurance provider reimburses any medical expenses.

Exclusions: Some treatment is typically not covered such as: infertility treatment, sleep disorders, elective cosmetic surgery, treatment in the US (unless you have purched US cover).

For more information about Bupa Worldwide Health Options insurance plans, or to receive a free Bupa International Health Insurance Quote, please contact one of our dedicated advisers today.

Lifeline

• Lifeline is an international health insurance plan designed for expatriate individuals and families, and nationals living in their home country.
• There are three levels of medical coverage offered under the Hong Kong Lifeline: essential, classic and gold.
• Bupa International offer Lifeline health insurance plans for expatriates worldwide.
• Lifeline Plans have three different levels of coverage: Gold, Classic, and Essential
• All Lifeline Plans offer: worldwide cover, coverage for inpatient treatment, cancer treatment, cover in the US (with limits), and access to Bupa International Member Benefits.

Lifeline Gold

• Highest level of Lifeline coverage
• Maximum coverage $US 2,000,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: consultation, family doctor treatment, surgical operations, diagnostic tests, prescribed medicines, home nursing after inpatient treatment (higher limits than Classic).
• Maternity: after ten months on plan (higher limits than Classic)
• Newborn Care
• Cancer treatment
• Transplant services
• Ambulance: local air (limited) and road
• Optional benefits:
  
  • Assistance evacuation and repatriation, dental, optical, USA cover.

Lifeline Classic

• Maximum coverage $US 1,500,000
• Inpatient cover: surgical operations, hospital accommodation, diagnostic tests, nursing care.
• Outpatient cover: consultation, surgical operations, diagnostic tests, home nursing after inpatient treatment.
• Maternity: after ten months on plan
• Newborn Care
• Cancer treatment
• Transplant services
• Ambulance: local air (limited) and road
• Optional benefits:
  
  • Assistance evacuation and repatriation, USA cover.

Lifeline Essential

• Lifeline Essential focuses on significant and critical illnesses that required inpatient treatment and other diagnostic and rehabilitation costs.
• Maximum coverage $US 1000,000
• Inpatient cover: surgical operations, hospital accommodation, advanced diagnostic tests, nursing care.
• Outpatient cover: surgical operations
• Newborn Care
• Cancer treatments
• Transplant services
• Ambulance: local air (limited) and road
• Optional benefits:
  
  • Assistance evacuation and repatriation, USA cover.

For more information about Bupa Lifeline health insurance plans, or to receive a free Bupa International Health Insurance Quote, please contact one of our dedicated advisers today.