Allianz Care is a world-leading health insurance provider for expats living globally. As the international health brand of the larger Allianz Partners, Allianz Care offers health, life, critical illness, and disability insurance for individuals, families, and employers around the globe.

Allianz Partners has offered services in over 72 million cases in 75 countries and in over 58 languages. If you need international assistance, automotive, or travel insurance, the remaining Allianz Partner brands are ready to serve you!

This page details the core international health insurance plans and travel insurance plans offered by Allianz Care; they do offer more plan options than those covered below.

When you are ready to get a quote for Allianz Care plans or to discuss your insurance options, contact our Pacific Prime insurance experts.

Allianz Care: International Medical Insurance Highlights

A few of the highlights that attract expats and travelers to the international medical insurance plans offered by Allianz Care are Allianz’s MyHealth Digital Services, Expat Assistance Program, travel security services, expansive global network, and family-friendly benefits.

MyHealth Digital Services

Allianz Care has MyHealth Digital Services for its members to simplify and manage the claims process, access their policy on the go, explore their coverage, submit and track claims online, and manage their health & wellness. This is available both online and in the App.

Expat Assistance Program

Allianz Care’s Expat Assistance Program (EAP) grants expats 24/7 access to counseling support for mental health, personal, and professional needs. It includes legal and financial assistance, child and elderly care, career services, nutrition services, and more.

Travel Security Services

Allianz Care’s travel security services ensure expats and travelers 24/7 personal security and safety advice or assistance as they travel around the world. These services include an emergency hotline, country intelligence and advice, and daily updates and alerts.

Expansive Global Medical Network

Allianz Care has an expansive global medical network that enables expats and travelers to get the right care and assistance when they need it at the best price available. Allianz’s network has over 1.9 million medical providers.

Family-Friendly Insurance Solutions

If you’re a family moving or traveling abroad, Allianz has specific benefit packages designed for families. These include well-child tests, vaccinations, and additional benefit options, such as a first aid course.

Claims Processed Efficiently

To make things quick and efficient for Allianz Care members, fully completed medical claims are often processed within 48 hours.

International Health Insurance Plans by Allianz Care

Allianz Care offers three main plans for expat individuals and families needing international health insurance. These plans are the Allianz Care Base, Allianz Care Enhanced, and Allianz Care Signature plans. These plans also have flexibility for students, nomads, professionals, family planners, and companies.

Key Features Across Plans:

• Flexible deductibles are now available for both inpatient and outpatient plans, with outpatient co-pays removed and replaced by a fixed deductible.
• Prescribed glasses, contact lenses, and eye examinations are included in all outpatient plans
• Medical repatriation and private room accommodation are included across all core plans.
• Preventive surgery is covered under Care Enhanced and Care Signature.
• Bariatric surgery is included in Enhanced and Signature (24-month waiting period).

All monetary values in this article are in USD.

Allianz Care Base: Medical Insurance for Expats

The Allianz Care Base plan has a maximum plan limit of $1,350,000. It provides comprehensive core coverage for expats, including a private inpatient and day-care hospital room, oncology treatment, medical evacuation, emergency outpatient treatment, and enhanced rehabilitation benefits of up to $4,050 for a maximum of 30 days. The plan also now includes emergency outpatient dental coverage of $810 and offers emergency treatment outside the area of coverage up to $135,000 for a maximum of 42 days.

Maternity, childbirth complications, fertility treatment, repatriation travel costs for family members, and drug or alcohol addiction treatment are not covered under the Care Base plan.

Allianz Care Enhanced: Medical Insurance for Expats

The Allianz Care Enhanced plan offers a maximum plan limit of $2,700,000 and provides a higher level of international medical protection for globally mobile individuals and families. This plan includes a private inpatient and day-care hospital room, oncology treatment, medical evacuation with enhanced travel benefits, and expanded rehabilitation coverage of up to $10,125 for a maximum of 60 days. Members are also covered for preventive surgery up to $20,250, and enjoy full coverage for emergency outpatient dental treatment, as well as emergency treatment outside their area of cover up to $337,500 for a maximum of 42 days.

The Care Enhanced plan also includes routine maternity benefits and coverage for complications of childbirth, both of which are subject to a 12-month waiting period. Fertility treatments, however, are not covered under this plan.

Allianz Care Signature: Medical Insurance for Expats

The Allianz Care Signature plan provides a maximum plan limit of $5,000,000 and offers the most comprehensive level of coverage in the Allianz Care range. It includes a private inpatient and day-care hospital room, oncology treatment, and medical evacuation with the highest travel allowances. Members receive full coverage for nursing at home and rehabilitation, each for up to 90 days, alongside preventive surgery, enhanced emergency outpatient treatment of $2,025, and fully covered emergency outpatient dental care.

The plan also includes routine maternity, childbirth complications, and fertility treatment up to $9,450, all with a 12-month waiting period. Additional benefits include wellness and vision coverage via the outpatient plan, making Signature the most complete option for expats seeking top-tier protection.

Allianz Care Insurance Plans Comparison

Allianz Care’s Care health insurance plan offers the essential benefits for any expat living abroad. The Care Enhanced plan elevates the benefits package, and the Care Signature plan offers the most comprehensive coverage of the three international insurance plans.

The following chart shows a detailed comparison of the core health benefits included in these three Allianz Care plans.

Allianz Care Expat Health Insurance Plans Comparison
Benefits Coverage	Care Base Plan	Care Enhanced Plan	Care Signature Plan
Maximum Plan Limit	$1,350,000	$2,700,000	$5,000,000
Type of Room	Private	Private	Private
Inpatient / Day-Care	✓	✓	✓
Oncology	✓	✓	✓
Medical Evacuation	✓	✓	✓
Nursing at Home	$2,025	$3,375	$5,740
Rehabilitation Treatment	$4,050	$10,125	✓ Max. 90 days
Routine Maternity	✗	$6,750 (12 months)	$13,500 (12 months)
Childbirth Complications	✗	$13,500 Per pregnancy	$25,250 Per pregnancy
Preventive Surgery	✗	$20,250	$40,500
Laser Eye Treatment	✗	✗	$1,350
Emergency Out-Patient Treatment	$338	$1,015	$2,025
Emergency Out-Patient Dental Treatment	$810	✓	✓

To get a more comprehensive comparison of these and other Allianz Care health insurance plans, contact a Pacific Prime insurance expert today. You can also compare the plans yourself with our free insurance quote generator.

Global Health Services Included in Allianz Care Plans

The Allianz Care Base, Allianz Care Enhanced, and Allianz Care Signature international health insurance plans provide expats, digital nomads, students, professionals, and other travelers with health and wellness programs and other online health resources.

This chart details those global health services.

Allianz Care’s Global Health Services
Health Service	Care Base Plan	Care Enhanced Plan	Care Signature Plan
Expat Assistance Program (EAP)	✓	✓	✓
Travel Security Services	✓	✓	✓
Olive Health & Wellness Support Program	✓	✓	✓
Reimbursement for One Digital Health App	$70	$70	$70
MyHealth Digital Services	✓	✓	✓
Second Medical Opinion Service	✓	✓	✓

Optional International Plan Add-Ons for Allianz Care

Allianz Care’s modular plan design allows members to tailor their coverage by adding benefit modules that correspond to their chosen core plan level, which are Care Base, Care Enhanced, or Care Signature. This simplified, linear structure makes it easy for clients to understand their options and build a plan that fits their needs.

Out-Patient Plan

Outpatient modules expand coverage to include consultations, diagnostics, prescribed medication, and therapies. All outpatient tiers now include enhanced wellness benefits such as cancer screenings and health and wellbeing checks, with additional options like hormone replacement therapy, and sleep apnoea treatment for the Enhanced and Signature plans (subject to underwriting).

Dental Plan

Dental coverage is available across three levels that match the core plan tier, offering scalable protection for preventive, basic, and major dental treatments.

Additional Health Insurance Plans by Allianz Care

Expats, travelers, nomads, and students use Allianz Care’s short-term healthcare plans, international critical illness plans, and specialized international plans as they live abroad. For example, Flexicare is a short-term international health insurance plan for individuals, families, and nomads.

Here are some additional international health plans expats should consider. Contact Pacific Prime to learn more about your Allianz Care plan options.

Flexicare

This temporary health care plan is for nomads and families living abroad for less than a year.

Family-Oriented Care Plans

The Allianz Care, Care Plus, and Care Pro have unique packages designed for expat families and for parents hoping to begin a family.

Avenue

Avenue is a critical illness insurance plan for internationally living children and adults.

Allianz Travel: International Travel Insurance Plans

Allianz Travel, a brand of Allianz Partners, offers single trip, multi-trip/annual trip, and rental car travel insurance plans for world hoppers. Allianz Travel has helped over 70 million people in a single year protect themselves against the unpredictable in travel, and their plans can help you.

Go here to get a free quote for travel insurance plans. You can also reach out to our insurance representatives online.

Allianz OneTrip: Single Trip Travel Insurance Plans

Among Allianz Travel’s single-trip travel insurance plans are OneTrip Prime, OneTrip Basic, OneTrip Premier, OneTrip Emergency Medical, and OneTrip Cancellation Plus.

OneTrip Prime

OneTrip Prime is Allianz Travel’s most popular travel insurance plan. It offers the following benefits:

• Epidemic coverage
• Trip cancellation up to $100,000
• Trip interruption up to $150,000
• Trip change protector up to $500
• Emergency medical up to $50,000
• Emergency medical transportation up to $500,000
• Lost/damaged baggage $1000
• Baggage delay $300
• Travel delay $800 (daily limit $200)
• SmartBenefits $100 per insured person per day
• 24-Hour hotline assistance
• Concierge
• Pre-existing medical conditions

OneTrip Prime even includes free coverage for children 17 and under when they travel with a parent or grandparent.

OneTrip Basic

OneTrip Basic is an affordable travel insurance plan by Allianz Travel. It offers the following benefits:

• Epidemic coverage
• Trip cancellation up to $10,000
• Trip interruption up to $10,000
• Emergency medical up to $10,000
• Emergency medical transportation up to $50,000
• Lost/damaged baggage up to $500
• Baggage delay $200
• Travel delay $300 (daily limit $150)
• 24-Hour hotline assistance
• Pre-existing medical conditions

OneTrip Premier

Allianz Travel’s OneTrip Premier travel insurance plan includes all the OneTrip Prime benefits while doubling almost all of the post-departure benefit limits. It offers the following benefits:

• Epidemic coverage
• Trip cancellation up to $200,000
• Trip interruption up to $300,000
• Emergency medical up to $75,000
• Emergency medical transportation up to $1,000,000
• Lost/damaged baggage up to $2,000
• Baggage delay up to $600
• Travel delay up to $1,600 (daily limit $200)
• Trip change protector up to $1,000
• SmartBenefits $100 per insured person per day
• 24-Hour hotline assistance
• Concierge
• Pre-existing medical conditions

OneTrip Emergency Medical

Allianz Travel’s OneTrip Emergency Medical travel plan offers benefits for emergency medical costs and travel complications. It offers the following benefits:

• Epidemic coverage
• Emergency medical up to $50,000
• Emergency medical transportation up to $250,000
• Lost/damaged baggage up to $2,000
• Baggage delay $600
• Travel delay $1,000
• Travel accident coverage up to $10,000
• 24-Hour hotline assistance
• Concierge
• Pre-existing medical conditions

OneTrip Cancellation Plus

The OneTrip Cancellation Plus travel insurance plan by Allianz Travel is their most economical plan for travelers who want cancellation and trip interruption coverage without post-departure benefits. It offers the following benefits:

• Epidemic coverage
• Trip cancellation up to $5,000
• Trip interruption up to $5,000
• Travel delay $150 (daily limit $150)
• 24-Hour hotline assistance

Allianz AllTrips: Multi/Annual Trip Travel Insurance Plans

AllTrips Basic, AllTrips Premier, AllTrips Executive, and AllTrips Prime are the multi-trip/annual trips travel insurance plans offered by Allianz Travel. Each package is crafted with a unique traveler experience / need in mind.

AllTrips Basic

The AllTrips Basic multi-trip travel insurance plan by Allianz is crafted with travelers in mind who want medical emergency coverage but don’t necessarily need trip cancellation benefits.  It offers the following benefits:

• Epidemic coverage endorsement
• Emergency medical $20,000
• Emergency medical transportation $100,000
• Lost/damaged baggage up to $1,000
• Baggage delay $200
• Travel delay $600 (daily limit $200)
• Rental car damage and theft coverage ($45,000)
• Travel accident coverage $25,000
• 24-Hour hotline assistance
• Concierge

AllTrips Premier

The AllTrips Premier multi-trip travel insurance plan by Allianz is geared toward individual, family, and group travelers who need an entire year of worldwide travel protection and concierge service. It offers the following benefits:

• Epidemic coverage endorsement
• Trip cancellation $2,000 / $5,000 / $10,000 / $15,000
• Trip interruption $2,000 / $5,000 / $10,000 / $15,000
• Emergency medical $50,000
• Emergency medical transportation $500,000
• Lost/damaged baggage $2,000
• Baggage delay $2,000
• Travel delay $1,500 (daily limit $300)
• Rental car damage and theft coverage $45,000
• Travel accident coverage $50,000
• 24-Hour hotline assistance
• Concierge
• Pre-existing medical conditions

AllTrips Executive

The AllTrips Executive multi-trip travel insurance plan by Allianz provides higher trip cancellation and interruption limits, baggage coverage, and business equipment rental benefits. It offers the following benefits:

• Epidemic coverage endorsement
• Trip cancellation $5,000 / $7,500 / $10,000
• Trip interruption $5,000 / $7,500 / $10,000
• Emergency medical $50,000
• Emergency medical transportation $250,000
• Lost/damaged baggage $1,000
• Baggage delay $1,000
• Travel delay $1,600 (daily limit $200)
• Rental car damage and theft coverage $45,000
• Business equipment coverage $1,000
• Business equipment rental coverage $1,000
• Change fee coverage $500
• Travel accident coverage $50,000
• Loyalty program redeposit fee coverage $500
• 24-Hour hotline assistance
• Concierge
• Pre-existing medical conditions

AllTrips Prime

The AllTrips Prime multi-trip travel insurance plan by Allianz offers affordable protection for a year of trips with trip cancellation and interruption benefits, baggage benefits, and more. It offers the following benefits:

• Epidemic coverage endorsement
• Trip cancellation $3,000
• Trip interruption $3,000
• Emergency medical $20,000
• Emergency medical transportation $100,000
• Lost/damaged baggage $1,000
• Baggage delay $200
• Travel delay $600 (daily limit $200)
• Rental car damage and theft coverage $45,000
• Travel accident coverage $25,000
• 24-Hour hotline assistance
• Concierge
• Pre-existing medical conditions

Allianz Care’s Global Insurance Network

Allianz Care’s global insurance network has over 1.9 million remarkable healthcare providers and physicians. Allianz members are able to choose their provider from a list of local, in-network providers.

Allianz’s Areas of Coverage

Allianz Care offers international health insurance plans in the following areas of coverage: worldwide, worldwide excluding the USA, Africa only, and Europe only. Allianz Travel offers travel insurance plans in the following areas of coverage: worldwide coverage, either including or excluding the USA and Canada.

Finding an Allianz Care Provider

Allianz Care members can select their own in-network healthcare provider from the Allianz International Healthcare Provider Finder. By logging into MyHealth, you will be able to see your provider options and make your choice.

Members who live in the US use the Global Excel Medical Provider Finder.

Allianz Care International Group Insurance Plans

Allianz Care has group corporation international insurance plans that provide international health coverage, life & disability, emergency medical coverage, global health services, administrative services, and international health in specific world regions.

Benefits of Getting Group Coverage with Allianz

Corporations choose to secure their group insurance plans through Allianz because of their worldwide expertise, personal approach to their services, reliable delivery, holistic approach to health, and easy digital access.

Allianz Corporate Plans for Small / Medium Companies

Small corporations that need international Allianz coverage for 3 - 100 employees should use the Summit plans. Corporations that want international coverage for less than 3 employees should contact Pacific Prime to learn their options.

The Summit Plans available include:

• Summit 1750 with a maximum plan benefit of $1,750,000
• Summit 2500 with a maximum plan benefit of $2,500,000
• Summit 4000 with a maximum plan benefit of $4,000,000
• Summit 5000 with a maximum plan benefit of $5,000,000

Allianz Corporate Plans for Specific Regions

Allianz Care has established group insurance packages for the following specific regions:

• France and Benelux
• Germany
• United Kingdom
• Switzerland
• European Union (EU)
• China
• Hong Kong
• Philippines
• Singapore
• Vietnam
• Indonesia
• Abu Dhabi
• Bahrain
• Dubai
• Kuwait
• Northern Emirates
• Oman
• Qatar
• Canada
• Latin America
• United States and overseas

If your specific region is not listed above, contact us to learn what plans are available for your corporation's needs.

Allianz Insurance Services: How to Make a Claim

To make an insurance claim through Allianz Care, you first receive your treatment and pay the medical provider. Next, you get an invoice from your medical provider; be sure to save this for as long as a year past when you make your claim. Third, request a reimbursement on MyHealth Digital Services.

To make your claim, you may need to send in a picture of your invoice and any other documentation that explains the nature of your treatment provided and the fees charged.

Below are contact details that may help you as you submit your claims.

Contact Allianz Care: International Health Insurance

English: +353-1-630-1301

German: +353-1-630-1302

French: +353-1-630-1303

Spanish: +353-1-630-1304

Italian: +353-1-630-1305

Portuguese: +353-1-645-4040

Contact Allianz Global Assistance: For USA Travel Policies

Phone: 1-866-884-3556

Mail:

Allianz Global Assistance

P.O. Box 71533

Richmond, VA 23255-1533

Contact Allianz Assistance: For UK Travel Policies

Emergency Phone: +44-20-8686-1666

Claims: 020-8603-9958

Claims Email: [email protected]

Contact Allianz Travel: For Germany Travel Policies

Emergency Phone: +49-89-62424-245

Customer Service: +49-89-62424-100

Customer Service Email: [email protected]

Contact Allianz Travel: For Singapore Travel Policies

Emergency Phone and Claims: +65-6237-2215

Claims Email: [email protected]

Contact Allianz: For Australia Travel Policies

Emergency Phone: +61-7-3305-7499

General Information: +61-2-8988-9581

Contact Allianz: Toll-Free Numbers

Go here to find more toll-free numbers you can use from various countries.

Using a Broker to Get Allianz Care Insurance

When expats use an insurance broker to get Allianz health insurance, they gain an intermediary who negotiates with the insurance provider on their behalf, who knows the international insurance market, who can compare Allianz plans with other top providers, and who works with them at no charge to them.

Pacific Prime is a leading global insurance broker that has helped over one million global travelers secure health insurance.

We know insurance, and we know expats.

Learn more about how Pacific Prime can benefit you and help you secure the best insurance for your needs and budget.

Comparing Insurance Quotes

As you search for the best international health insurance plan for your needs, use our insurance quote comparison tool. It is a unique resource that allows global expats to compare a number of insurance providers and their plans side by side with estimated quotes.

You can save your favorite quotes and plans on this tool for later reference, and our experts can answer any questions you have about the plans available in your country.

Frequently Asked Questions

How do I submit a claim for Allianz Care?

Insurance claims for Allianz Care are made through the MyHealth app or MyHealth Digital Services online. Claims must be submitted within the claiming deadline outlined in your insurance plan Benefit Guide, or they may not be approved.

How long does an Allianz Care claim take?

Allianz Care typically can process and reimburse you for your insurance claim within 48 hours. This quick and efficient claim process is dependent on you providing all the required information from your doctor before the claim can be completed.

Does Allianz provide life or disability insurance?

Allianz Care has a life and disability insurance benefit for group and corporation packages. The life insurance benefit can provide coverage for accidental dismemberment, accidental death, short-term disability, long-term disability, and permanent disability.

Does Allianz Care have maternity insurance for expats?

Allianz Care plans include routine maternity and childbirth complication coverage in the Care Enhanced and Care Signature plans, each subject to a 12-month waiting period. The Care Base plan does not cover maternity..

Does Allianz Care have a plan for international students?

Allianz Care’s international health plan, called Care, is great for international students. Its flexible coverage includes a maximum plan limit of $2,500,000, inpatient and day-care treatments, oncology, medical evacuation, nursing at home, rehabilitation treatment, and outpatient surgery.

Are outpatient treatments covered under all plans?

Outpatient coverage is available as an optional rider. Core Allianz Care plans cover emergency outpatient treatment only. Optional outpatient plans include a fixed deductible and cover prescribed glasses, contact lenses, and eye exams.