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Philippines Health Insurance

Locally compliant medical insurance for those living or working in Philippines. Customized Philippines health insurance plans and quotes available.

    • Medical costs in the Philippines may be less than a foreign national is used to, however if you are paying these expenses out of pocket they can place a high amount of burden on your personal finances. The only way to truly protect yourself from the high medical costs experienced around the world is with a comprehensive international health insurance plan. We can offer locally compliant international health insurance plans for the Philippines that are globally portable and guaranteed renewable for life, so that you can be assured no matter where you go in the future, you will have the quality protection that you deserve.

  • Philippines Travel Tips

    The Philippines is a world renowned travel destination. The country boasts serene white sand beaches, lush tropical rainforests and some of the most spectacular scenery in the world. It is for these reasons that the Philippines welcome millions of visitors each year. No matter if your visit to the country is for a short period of time, or you are expecting to be there for the foreseeable future, the Philippines may have laws and customs that are different from your home country. In order to make your trip to the country more pleasant we have provided some travel advice here. Please bear in mind that this advice is only meant to serve as a guide and that you should consult a professional before you travel.

    Due to the worldwide threat of terrorism travelers are advised to make their trip preparations accordingly. Always remain alert for official announcements and follow government instructions. Since October 2006 there have been a number of terrorist incidences in Mindanao province, accordingly travelers are advised not to visit this region until tensions have lessened.

    There is a high incidence of crime throughout the Philippines, especially in the major cities. Only use licensed taxis and transportation, keep all of your valuables locked in a safe and only carry copies of your important documentation (passports, drivers licenses, identification documents). Do not accept drinks or food from strangers as these may be laced with narcotics.

    Drugs are illegal in the Philippines. Do not get involved with drugs of any kind during your stay as possession of even small amounts can lead to severe penalties.

    There are a number of health threats in the Philippines. Malaria, including Malarial Encephalitis, Dengue fever, Yellow fever, and Rabies are all endemic to the country. There is also a strong threat of avian flu. In the event that you should fall ill consult a medical professional immediately. Seek medical advice before traveling to the Philippines to understand what precautions you should take.

    The Philippines is a risk for a number of natural disasters including typhoons, earthquakes, and volcano eruptions. In the event that a natural disaster occurs during your stay in the country, follow all official announcements and be vigilant for police, army, and rescue worker directions.

    The law regarding pedophile activity in the Philippines is very strict. Any individual under the age of 18 is considered a minor. Severe penalties can be enacted for cases of suspected child abuse or rape. There have also been cases of entrapment where strangers with children befriend foreign male tourists.

    In order to travel to the Philippines your passport must have a minimum of 6 months validity or you must have an ongoing ticket. Failure to meet these requirements may result in the refusal of admission into the country.

    Single parents traveling to the Philippines with their children must have a letter stating that they are legal guardians and as such they can support the children. This must be filed with the nearest Philippines embassy or Bureau or Immigration.

    We can offer comprehensive health insurance plans for the Philippines that can provide you and your loved ones with the exact levels of protection that you need. For more information about the products and services that we can offer, or to receive a free quote, please contact one of our expert advisors

    For more information about traveling to Philippines, the locally compliant health insurance plans that we can provide there, or to receive a free quote, please contact us today.
  • Philippines Medical Insurance News

    The Philippines has never been a country renowned for the state of its healthcare system, rather it is better known for the large number of tourists it attracts on an ever increasing annual basis. However, this may soon change. With many South East Asian countries playing the medical tourism game the Philippines has decided that it needs to spruce up its healthcare services for Filipino nationals before it targets the lucrative overseas market.

    In a step that is very much akin to developments in the USA, Filipino President Arroyo has set aside P3.5 Billion (approximately US$77 million) for the revitalization of the nations healthcare services. With a goal to providing approximately 23.5 million poor Filipinos with quality healthcare the National Insurance Health Program was slated to begin with the country's 2008 budget.

    The Philippines has a history of unsuccessfully spending large amount of money on public welfare projects, however this time there could actually be a difference. The government is planning on shaping up the medical systems that focus on Filipino nationals and then using any excess revenue towards luring foreigners to Philippine hospitals for medical treatment.

    The cost of healthcare in many western countries has risen dramatically in recent years and because of this, countries such as Thailand, Malaysia, Singapore and Indonesia have all seen large numbers of foreign nationals visiting for the sole purpose of receiving low cost, high quality healthcare. The Philippines however, has had to struggle with an ever widening wealth gap and a myriad of infectious diseases that are indigenous to the archipelago. These factors have combined to slow the growth of the country's healthcare system and stifle the ability of hospitals and clinics to retain their qualified staff as Filipino doctors and nurses are frequently being lured away from the country with promises of much higher contracts overseas.

    In addition to this there are a number of other factors that have stunted the growth of the Filipino medical system including the government's inability to successfully regulate the privatization of many hospitals and medical clinics. This has led to a large amount of regulatory confusion and has scared a number of potential foreign investors away from the market. To add to the nation’s ever increasing list of problems is the fact that the World Health Organization has cited the Philippines as being one of the world's illegal organ trafficking hotspots.

    This has not improved the already sordid reputation of the Philippines and its healthcare services. However, there is hope. With the new reforms proposed by the Philippine government in regards to creating quality healthcare for even the poorest of its citizens the country has started to move in the direction of positive reforms for healthcare. Across the board there is room for improvement, and the confusion that is inherent in the nation’s healthcare system can only serve to hinder the implementations of any further reforms.


    About Philippines

    The Philippines is an island nation in South East Asia that is world famous for its beaches, forests, and shopping. To help you learn more about this country we have provided some general information and statistics. Please bear in mind that this material is only meant to serve as a reference.

    Official Name: Republic of the Philippines, also known as the Philippines.

    Capital: Manila.

    Location : The Republic of the Philippines is located in South East Asia. To the country's west is the South China Sea and the Philippine Sea is located to the East. The north and south of the country are located on the Luzon Straight and Celebes Sea respectively. The Philippines has no land borders and is located immediately east of Vietnam.

    Size: The country has a total area of 300,000 square kilometers and in relative terms is only slightly larger than the American state of Arizona.

    Climate: The average climate of the Philippine archipelago is hot and humid year round. The dry season usually occurs from September to May and the wet season from June to September. The country is classified as having a tropical marine climate.

    Population: The country has a total population of approximately 91 million people. There is a population growth rate of approximately 1.764% a year. The country is the 12 th most populated place on earth.

    Life expectancy at birth: There is an average life expectancy of 70.51 years at birth in the Philippines.

    Prevalence of HIV/AIDS: Less than 0.1% of the total Filipino population suffers from HIV/AIDS. This is equal to approximately 9000 people.

    Major illnesses: The Philippines has a number of major infectious illnesses that are endemic to the region. These include; bacterial diarrhea, hepatitis A, typhoid fever, dengue fever, malaria, malaria encephalitis, and rabies.

    Ethnic Groups: Due to the country's rich and diverse history there are a number of major ethnic groups throughout the Philippines. These include; Tagalog 28.1%, Cebuano 13.1%, Ilocano 9%, Bisaya/Binisaya 7.6%, Hilgaynon Ilonggo 7.5%, Bikol 6%, Waray 3.4%, Other 25.3%.

    Languages: The official languages of the Philippines are Filipino (based on the Tagalog dialect) and English. In total there are eight major dialects spoken throughout the country, however most visitors will find that there is a high level of spoken English. Due to the country's previous status as Spanish colony there is also a large amount of that language spoken throughout the archipelago.

    Religion: The major religion in the Philippines is Catholicism, and this is practiced by approximately 80.9% of the total population. There are also a number of other religions practiced in the country and these include; Islam 5%, Evangelical 2.8%, Iglesia ni Kristo 2.3%, Anglipayan (Anglican) 2%, other Christian Sects 4.5%, other religion 1.8%, unspecified 0.6%, none 0.1%.

    Government: The Philippines has a republican government. There is universal suffrage at 18 years of age. The country has a very similar form of government to that of the USA, and this is represented in the close ties that both countries enjoy with each other.

    Head of State: President Gloria Macapagal-Arroyo. The head of government in the Philippines is also the de facto head of state.

    Military: There is compulsory military service in the Philippines at 18 years old. This is also the age at which individuals can enlist in the armed forces. The Filipino armed services have 3 divisions; the Army, Navy, and Philippine Air force

    Economy : Despite being affected by the Asian financial crisis of 1998, the Philippines has, in recent years experienced a large amount of foreign investment and has become one of the focal points of the South East Asian economy. Despite the surge that the country's economy has seen in recent years there have been some concerns from international financial analysts regarding the nations large amount of Debt and its ability to service its outside interests. Since the implementation of a VAT (value added tax) scheme in 2005 however, the government has taken steps to widen its income base and look for further ways of creating revenue.

    GDP: The Philippines has a GDP purchasing power parity of US$449.8 billion and an official exchange rate of US$116.9 billion. The country sees an annual GDP growth rate of approximately 5.4%.

    For more information about the Philippines, or to receive a free quote, please contact one of our expert advisors today.

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