HIPAA - Cobra Information
HIPAA
In 1996 the Health Insurance Portability and Accountability Act (HIPAA) was enacted by the US Congress. The act is designed to protect health insurance coverage for employees and their families when they lose or change jobs. The Administrative Simplification (AS) provision calls for the establishment of national standards for electronic health care transactions and national identifiers for medical insurance plans, employers and providers. The provison encourages the use of electronic data exchange in the health care system. It is envisaged that this will improve the effectivenes and efficency of the system and also improve the privacy of health data.
COBRA
In 1986 the Consolidated Omnibus Budget Reconciliation Act (COBRA) was passed by Congress. The act amends the Public Health Service Act, Employee Retirement Income Security Act and the Internal Revenue Code to provide for the continuation of group health coverage that might previously have been dicontinued COBRA allows former retirees, employees and their dependants the right to temporary continuation of medical coverage at group rates.
For more information about USA, the international health insurance plans that we can offer there, or to receive a free quote, please contact one of our expert advisers today.
Recent Questions / Comments:| Pacific Prime works with a number of international health
insurance plans which will comprehensively cover expatriates within the
Philippines and Canada. Policies we work with are available from more than 60
of the world’s leading insurance companies, and will typically offer you
worldwide protection; giving you the assurance that no matter where in the
world you may be, your health is in safe hands. 2011-06-20 12:11:39 |
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| Category: Coverage , Maternity , Hospital , Emergency Evacuation , Individual , in-patient , out-patient | Read Answer Here |
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Families planning to have more children in the future are highly recommended to obtain a health insurance plan that includes coverage for Maternity care. Pacific Prime can offer health insurance plans for families living in any country of the world. There are various health insurance plans available for families, all which will include coverage options for a range of medical treatments and benefits. Families planning to have more children in the future are highly recommended to obtain a health insurance plan that includes coverage for Maternity care. Health insurance companies will normally apply a waiting period before the policy holder is entitled to their Maternity Cover benefits. As such, it is highly important to obtain Maternity Cover as early as possible to ensure you are not denied coverage due to incomplete waiting periods. Families can also benefit from a Comprehensive Outpatient plan, which includes a wide range of medical benefits that are typically used by families.
2011-12-08 11:03:36 |
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| Category: | Read Answer Here |
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