Puerto Rico Health Insurance

Puerto Rico is located in the Caribbean, east of the Dominican Republic, and in between the Caribbean Sea and the north Atlantic sea. Populated for centuries by indigenous locals, Puerto Rico was discovered and colonized by the Spanish in 1493, following Columbus′s second voyage to the America′s. In 1898 after 400 years of Spanish reigns, cheap African slaves were introduced to the region as a means of working the land, as the indigenous populations were nearly exterminated.

Later that year Puerto Rico was ceded to the U.S by the Spanish crown following the Spanish - America war, and all Puerto Rican citizens were given U.S citizenship in 1917. Following this the Puerto Rican health care system became very much like that of the United States.

Feeling comfortable in the knowledge that if something was to happen to a family member their medical costs will be taken care of, is important to us all. Our expert consultants can advise on the most suitable level of coverage for families, individuals, groups, travelers, and teachers expatriate health insurance.

Expatriate Health Insurance Puerto Rico

Pacific Prime is an expatriate insurance broker specialising in providing overseas medical insurance for Puerto Rico nationals living, working or holidaying abroad. If you are a non Puerto Rico national and moving to Puerto Rico we can also provide plans that meet your specific requirements.

Professional Service you can trust

Pacific Prime Insurance will be with you for the duration of your policy. We offer additional customer services that include claims advice, emergency contact numbers and medical advice lines. We also maintain a comprehensive list of Puerto Rico hospitals/doctors. Most of our clients are expatriates so we maintain a list of Embassies in Puerto Rico.

As a leading broker of medical insurance in Puerto Rico we keep up on the latest insurance trends and Puerto Rico Insurance News.

We can offer expatriates in Puerto Rico dedicated international health insurance plans that will provide comprehensive coverage in the East and around the world. Plans that we can offer will usually have a number of benefits that a policyholder is able to tailor to suit their specific requirements. With coverage options including out-patient, dental, maternity, and emergency evacuation, you will be assured of receiving the highest levels of quality treatment anywhere in the world.

Puerto Rico Travel Tips

Whenever you travel overseas it is often useful to understand the local laws and customs in the destination country, as they can often be very different to your own. Puerto Rico′s legal system is basically a carbon copy of U.S federal law with extra state laws applying on top of that. These laws should be very straight forward and logical to any western travelers, however to avoid any possible mix up we have provided some Puerto Rico travel advice so that you may stay safe and better enjoy your travels.

Please be advised that the information contained on this page is not fully comprehensive and may be liable to change without prior warning; as such you should consult a travel expert or your local embassy prior to departing on your journey.

• The hurricane season normally runs from June to November. Visitors traveling to Puerto Rico during this time should be prepared to face extreme weather conditions.
• Visitors should be aware of tropical diseases which can particularly become present during the wet seasons.
• Due to its United States parenting, Puerto Rico has taken on its motherland′s car culture as its own, and as such there is minimal quality public transport, as everyone in Puerto Rico prefers to drive. Because of this when taking the public transport it may be annoying even frustrating at times, and taxis for those who do not know the area is recommended.
• As per the normal when traveling to run down areas, or slum you should bear in mind the following, avoid wearing expensive jewellery and carrying valuable items, do not sleep in your car by the roadside or in rest areas, avoid leaving items on display in cars, try to stay on main roads and use well-lit car parks, if hit from behind while driving, indicate to the other driver to follow you to a public place and call 911 for Police help.
• It is possible to use an international driving license whilst in Puerto Rico; drivers should be able to present this document upon request whilst in control of a vehicle.
• Do not make flippant remarks about bombs or terrorism, especially when passing through US airports, as threats of this nature are taken very seriously in the US.
• Laws vary from state to state, including speed limits and the age of consent. So does the age at which you may legally buy and consume alcohol, however this is usually 21 years of age.
• Dengue fever is a viral infection found throughout the Caribbean and Central America. In Puerto Rico, the incidence usually peaks during the rainy season between September and November. Dengue is transmitted by mosquitoes, which tend to bite during the daytime and are usually found close to urban development, often indoors. They breed primarily in artificial water containers such as discarded tires, cans, jars, barrels, plastic containers, cisterns and metal drums. As a result, dengue is especially common in densely populated particularly run down urban environments.

For more information about traveling to Puerto Rico, international health insurance plans that we can offer there, or to receive a free customized quote, please contact one of our dedicated advisors today.