Poland Health Insurance

Feeling comfortable in the knowledge that if something was to happen to a family member their medical costs will be taken care of, is important to us all. Our expert consultants can advise on the most suitable level of coverage for families, individuals, groups, travelers, and teachers expatriate health insurance.

Expatriate Health Insurance Poland

Pacific Prime is an expatriate insurance broker specialising in providing overseas medical insurance for Poland nationals living, working or holidaying abroad. If you are a non Poland national and moving to Poland we can also provide plans that meet your specific requirements.

Professional Service you can trust

Pacific Prime Insurance will be with you for the duration of your policy. We offer additional customer services that include claims advice, emergency contact numbers and medical advice lines. We also maintain a comprehensive list of Poland hospitals/doctors. Most of our clients are expatriates so we maintain a list of Embassies in Poland.

As a leading broker of medical insurance in Poland we keep up on the latest insurance trends and Poland Insurance News.

We can offer expatriates in Poland dedicated international health insurance plans that will provide comprehensive coverage in the East and around the world. Plans that we can offer will usually have a number of benefits that a policyholder is able to tailor to suit their specific requirements. With coverage options including out-patient, dental, maternity, and emergency evacuation, you will be assured of receiving the highest levels of quality treatment anywhere in the world.

About Poland

Poland is located in Central Europe, sharing its northern borders with the Baltic Sea, Lithuania, Russia and Ukraine in the east, Slovakia in the south, and with Germany and Czech Republic in the west. Poland has a population of 38.2 million people, and an area of 312,679 square kilometres. Warsaw, the capital city of Poland, is the most populated city of the country with over 1.7 million people. Ranking second are Krakow and Lodz, both having a population of over 755,000 people. Gdansk is also among the top populated cities, located on the Baltic Coast in northern Poland.

Poland's healthcare system can be divided into the public and private sector. The public health insurance system is financed by general taxation and provides free and subsidised services including primary care, emergency services, and hospital treatment. Patients in Poland require a referral from a general practitioner to see a specialist physician.

Expats in Poland who are also members of the European Union have the same health benefits as Poland's residents. They are covered by Poland's health insurance scheme when they present either an E111 form issued by their home country, or their European Health Insurance Card. Other expats are required to pay for healthcare independently or obtain private health insurance. Due to this, expatriates within Poland are strongly encouraged to obtain a Poland international medical insurance policy.

Within the major cities of Poland, expats can receive adequate primary care and medical treatment with well trained, English speaking staff. Expats in Poland generally opt for treatment at private healthcare facilities due to the higher standard of treatment, and public hospital regulations that generally do not allow private patients to attend public healthcare facilities. Waiting lists are also shorter in private hospitals, and patients have more selection of their doctor and the hospital they attend. To ensure ease of access to healthcare and medical services, expats in Poland are strongly encouraged to obtain some form of Poland medical insurance.

Medicover are an international medical company that offers a range of healthcare services within Poland and other countries across Europe. There are Medicover Centres located within Poland's major cities including Bialystok, Bydgoszcz, Gdansk, Gdynia, Katowice, Krakow, Lublin, Lodz, Poznan, Szczecin and Wroclaw. There are also over 1,000 medical facilities situated in over 200 towns across the country. The Medicover Centres offer primary care, outpatient services, laboratory and imaging diagnostics as well as hospital treatment. Medicover also offers the Total Health Screening Program, aimed at early detection of diseases.

For expats living in Warsaw, many also attend the Damian Medical Centre (DMC) a private health facility offering inpatient and outpatient services, and general surgeries. There are a range of specialised services available including orthopaedics, gynecology, urology, neurosurgery, vascular surgery, pediatric surgery, surgical oncology, and laryngology. A cardiac clinic is also located within the DMC, offering diagnostic and outpatient services for patients.

Pulsmed Private Hospital, located in Lodz, is a modern medical and diagnostic clinic offering primary care and general surgeries as well as ophthalmology, urology, orthopedics, neurosurgery, oncology, and other specialties. Swissmed, a private hospital located in Gdansk, offers a range of inpatient and outpatient services including Gynecology, Pediatric Surgery, Neurosurgery, Orthopaedics, hand surgery, Vascular surgery, Laryngology and Oncological surgery.

Poland's leading oncology centre is located in the city of Gliwice, southern Poland. It is called the Maria Sklodowska-Curie Memorial Cancer Center and Institute of Oncology and offers a team of specialist physicians who are trained within America and across Europe. The oncology centre has modern facilities providing comprehensive diagnostic, inpatient and outpatient services including complex operative treatment.

Although there are adequate healthcare facilities for expats living in Poland, in the event of a serious illness or medical condition, emergency evacuation or repatriation services may be required to receive the appropriate level of care. In the event of an emergency, expats can contact the International SOS alarm centre and speak to a staff member, 24 hours a day, all days of the year. The alarm centre will assess the emergency situation and arrange for a response team to provide appropriate assistance. The emergency evacuation teams are experienced and provide repatriation, air and land transportation services. The costs involved in covering emergency air transportation are however very expensive. Expats in Poland are strongly encouraged to obtain some form of Poland Health insurance which includes coverage for air transportation services.

Generally speaking, Poland's violent crime rate is relatively low. However there are reports of street crime such as muggings and car theft, usually within the larger cities of Poland. Expats living in Poland should generally keep valuable items in a safer, hidden area or avoid carrying them at all. Pedestrians and drivers should be cautious in Poland. Motor vehicle accidents are one of the leading causes of death in Poland with over 5000 deaths occurring every year. Road accidents occur usually as a result of unsafe driving practices, poor street lighting and unsafe road conditions.

The media has reported concerns in relation to the possibility of terrorist attacks and political unrest in Poland. Areas considered high risk of terrorist attacks include Government buildings and areas that Westerners usually congregate such as hotels and bars. During election periods, the level of violence and terrorist attacks is expected to rise. Expats should avoid all protests, rallies and demonstrations as they may turn violent. It is therefore important for expats to monitor the media for information relating to terrorist attacks and other related warnings.

Emergency protocols should be adopted by expats during the event of an accident, serious illness or criminal offense. To call an ambulance in Poland dial 9-9-9; for police services dial 9-9-7; and fire brigade services dial 9-9-8.

Expats are advised to contact the International SOS Alarm Centre where English speaking staff can assist with emergency matters and organise the appropriate resources. Expats can contact the International SOS Alarm Centre, located in Prague, Czech Republic on +420 222 111 155.

For more information about Poland medical insurance plans, or to receive a free Poland International Health Insurance Quote, please contact one of our dedicated advisers today.