Malaysia 's public health facilities have not completely developed to meet Western expectations of care. As an expatriate relocating or traveling to Malaysia, it is important to have international insurance coverage that will provide security in the case of unfortunate circumstances. Care in foreign hospitals can get very expensive, yet is still the safest option compared to the uncertainty of local health care. Having the comfort of worldwide medical insurance will make you much more likely to enjoy your time in Malaysia, a nation of beautiful sites and modern excitement.
Feeling comfortable in the knowledge that if something was to happen to a family member their medical costs will be taken care of, is important to us all. Our expert consultants can advise on the most suitable level of coverage for families, individuals, groups, travelers, and teachers expatriate health insurance.
Pacific Prime is an expatriate insurance broker specialising in providing overseas medical insurance for Malaysia nationals living, working or holidaying abroad. If you are a non Malaysia national and moving to Malaysia we can also provide plans that meet your specific requirements.
The policies that we can provide are guaranteed renewable for life and globally portable, so even if you should relocate away from the country your plan will continue to cover you. With a number of extra benefits including maternity coverage, emergency evacuation and repatriation, dental treatment, out-patient consultations, alternative medicines, complimentary therapies, and specialist consultations, you can be assured that an international health insurance Malaysia plan will give you the coverage that you need. For more information about the products and services that we can offer, or to receive a free quote, please contact us today.
Pacific Prime Insurance will be with you for the duration of your policy. We offer additional customer services that include claims advice, emergency contact numbers and medical advice lines. We also maintain a comprehensive list of Malaysia hospitals/doctors. Most of our clients are expatriates so we maintain a list of Embassies in Malaysia.
As a leading broker of medical insurance in Malaysia we keep up on the latest insurance trends and Malaysia Insurance News.
We can offer expatriates in Malaysia dedicated international health insurance plans that will provide comprehensive coverage in the East and around the world. Plans that we can offer will usually have a number of benefits that a policyholder is able to tailor to suit their specific requirements. With coverage options including out-patient, dental, maternity, and emergency evacuation, you will be assured of receiving the highest levels of quality treatment anywhere in the world.
It is very hot and humid in Malaysia, with temperatures exceeding 30°C (86°F) in daylight. The region's monsoon season is only noticeable on the east coast of peninsular Malaysia. The rainy season on the west coast of peninsular Malaysia runs from September to December. In Eastern Malaysia, the rainy season is between October and February. Be sure to dress comfortably for the heat.
Disease and health threats:
Dengue fever: Dengue fever is transmitted by mosquito, the breed of which is active mostly during the day. This species is found mainly in cities.
Signs of dengue fever include a fever, headache, joint pains, nausea and vomiting. A rash of small red spots sometimes appears after the onset of fever. You should contact local medical facilities as soon as possible if you think you may be infected. There is no vaccine, but transmitting the disease can be avoided by wearing insect repellant.
Hepatitis : There are six types of hepatitis. The symptoms can include nausea, vomiting, abdominal pain, fever, chills, headache, fatigue, loss of appetite, muscle pains, and jaundice.
Some types of hepatitis are can be transmitted orally, while some are passed on only through blood contact. Treatment for hepatitis is limited to resting, drinking lots of fluids, eating lightly and avoiding fatty foods. Some types of hepatitis can be serious, but from most types you will be able to recover fully. The worst type of hepatitis is type B, but there is a vaccine.
Malaria : Malaria is transmitted by mosquitoes and in some cases can be fatal. The best way to avoid Malaria is to take preventative measures and carry malaria tablets whenever you travel in a likely area. Symptoms are fever, chills and sweating, headache, diarrhea and abdominal pain. If you fear you have contracted malaria, seek medical help immediately.
If medical care is not immediately available, take malaria tablets. Before any travel, ask a trusted physician about the right dosage for you. In terms of preventing malaria, try to avoid mosquito bites in any situation. Wear light-colored clothing that covers your arms and legs and be sure to always wear mosquito repellent that contains DEET.
Rabies : This is a viral infection that is transmitted through the saliva of an infected animal. If you come into contact with a strange animal during your travels, be sure to wash out any bite or scratch immediately. Use soap and disinfectant, and follow up cleansing with medical treatment for a series of anti-viral shots.
Remove your shoes and cover your arms and legs when entering homes and places of worship.
Do not point your foot at someone.
Use your right hand to handle food and when giving or receiving money gifts to or from a Malaysian national.
Most towns have private clinics that can provide medical care. However, it is a very good idea to have international or travel medical insurance because Malaysia has no reciprocal medical care agreements with other countries. Prescriptions can be attained at pharmacies, and traditional Chinese remedies are available for non-threatening ailments.
If you are traveling in Malaysia and find yourself lost, look for a tourist police officer. Tourist police officers wear checkered hat bands, dark blue shirts and pants, and the letter I (¡§information¡¨) on a badge on their shirt pocket.
Malaysia has an eight hour working day with Saturday usually a half day and Sunday off. In the states of Kelantan, Terengganu, and Kedah, Friday is taken off with Thursday as a half day. Most department stores and supermarkets are open daily from 10 a.m. to 10 p.m.
Tipping is a custom that is being slowly adopted from the West, but is not expected in most parts of Malaysia.
It is generally safe to drink water straight from the tap, but it is safer to drink boiled water and bottled beverages.
We can offer comprehensive international health insurance plans that will provide you and your family with the quality protection that you deserve during your stay in Malaysia. For more information about the plans that we can provide, or to receive a free quote, please contact one of our expert advisers today.
For more information about traveling to Malaysia, the international health insurance plans that we can provide there, or to receive a free quote, please contact us today.